Tag Archives: yes bank home loan emi calculator

Yes Bank Home Loan, Interest Rate and EMI Calculator January 2019

(Updated on 11.01.2019) Yes Bank Home Loan and EMI Calculator January 2019 Get Instant Quick & 1Easy Approval on Yes Bank Home Loan. Loansninsurances.com provide a simple tool to calculate your Home Loan EMI on the basis of✓Interest Rate✓Loan Tenure✓Processing Fee✓Eligibility✓Best Offers & more.

GET INSTANT HOME LOAN QUOTES ONLINE

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Yes Bank Home Loan

Yes Bank provides feasible and attractive Home Loans to meet the varied needs of every home loan borrowers. Yes Bank Home loan, popularly known as YES KHUSHI HOME LOAN, cab be avail for Purchase of ready property, Under-construction, Resale, Plot plus construction, Repair, Renovation, Extension, Improvement, Self Construction ,Top up loans (in case of BT) and Home loans takeover (Balance Transfer) with other financiers. Check your Home Loan Eligibility with the effective tool- Home Loan Eligibility Calculator and get the best deals on home loans.

Yes Bank Home Loan Interest Rate

Interest Rate 9.60% to 12.00%
Processing fee 0.50% of the loan amount or Rs.10,000/-
Loan Amount Min. Rs. 1 Lacs to Max. 28 lacs
Tenure  Max. 25 years

Yes Bank Home Loan EMI Calculator

Yes Bank Home Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Yes Bank recently launched a new home loan product for residents of Kolkata – “YES Khushi” home loans for the EWS/LIG segment. This home loan is specially designed to cater the housing needs of the common man of Kolkata.

Yes Bank has partnered with more than 500 builders across 35 cities and towns of Kolkata regarding the “YES Khushi” home loan. To help customers avail the interest subsidy scheme under Pradhan Mantri Awas Yojana, the bank empaneled with the National Housing Bank for a dispensation of the housing loan subsidy.

This affordable home loan product has been designed to address the gap in the market, keeping in mind the unique home loan requirements of salaried and self-employed segments in Economically weaker section (EWS) and Lower income group (LIG).

Yes Bank Home Loan Schemes

a) Home Purchase Loan

b) Home Improvement Loan: for renovation and repair of your home

c) Home Loan Top-up: additional funding at Home Loan rates along with existing Home Loans on the same property

d) Home Loan Transfer: balance transfer of home loans from other banks and Housing Finance Companies

e) Home Loans for Self Employed: tailor made home loans for self employed professionals or non-professionals

Yes Bank Home Loan Eligibility

  • Monthly family income of Rs 9000 is sufficient enough to apply for a Home loan.

  • Individuals , Groups of individuals and Cooperative Societies having regular source of income either singly or jointly with Parents, sons, spouse. NRI are also eligible for Housing loan.

  • Applicant should be 21 years.

  • Individual salaried employees, self-employed persons, professional, any other person having a legal, identified and regular source of income.

Yes Bank Home Loan Documents Required

  • Proof of identity and residence: Aadhaar card, Voter’s ID card, Passport, PAN card, etc.

  • Proof of income: Pay slips of the last 3 months for salaried person, and proof of business existence for professionals and businesspersons.

  • Proof of Residence: Recent Telephone Bill/Electricity Bill/Property Tax Receipt/ Passport/Voter’s ID

  • Form 16 or Income Tax Return for all borrowers

  • Bank statement for the last 6 months for salaried persons and profit-loss balance sheet for the last 3 years.

  • Application form with photograph

  • Cheque for the processing fees.

  • Proof of Business Address for Businessmen & Industrialists

  • Proof of Employment for salaried class.

  • Proof of other income like rent, interest on investment, if any.

YES Bank Home Loan Prepayments

  • Nil for floating rate of interest.

  • 2.5% on the principal outstanding for fixed rate loans.

Yes Bank Home Loan MCLR January 2019

Tenor MCLR %
Overnight 8.40
1 Month 8.90
3 Months 9.55
6 Months 9.70
1 Year 9.85