Tag Archives: VIVA Housing Finance Home Loan

VIVA Housing Finance – Home Loan Eligibility, Interest Rate, EMI Calculator

Viva Housing Finance – Apply & Get best Interest Rate from Viva Finance. Check Home Loan Eligibility, EMI Calculator, Documents Required & Processing Fee.

VIVA Housing Finance  – Get Instant Home Loan Quotes Online

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

 

Viva finance is renowned housing finance company that works for the welfare of its customers & Realising their goals. It ensures low interest rates with minimal documentations. Viva Home Finance has built up a strong network of clients with there best services offered. Customers can take advantage of property advisory services in which the company’s representative will be there to help.

The company has a long history of providing hassle – free loan to every individual for various purpose like :

  • Home Purchase
  • Self – Construction
  • Home Renovation / Improvement / Extension
  • For installation of solar panel for lighting & water
  • For energy efficient housing or green initiative
  • For construction of sanitary facilities

Features, Benefits, Eligibility & Other Information Related to the Viva Home Finance

  • Any resident Indian (salaried, self employed professional or self employed non-professional) and any Non-Resident Indian (Salaried) can apply to VHFL for availing home loan.
  • Co – applicants can be immediate family member.
  • For Salaried and Self Employed Professionals loan tenure will be maximum of 20 years or retirement age whichever is lower.
  • For Self Employed Non Professionals loan tenure will be maximum of 20 years or Maximum 65 years of age (whose income is considered).
  • Customers can avail a loan of up to 90% of the loan including value of property & other related cost of the loan amount up to 2 Crores & up to 80% in other cases.
  • There is no pre – closure / prepayment penalty applicable on loans.
  • The repayment of loan shall be done in equated monthly installments based on the loan amount, tenure and rate of interest (The payment shall be accepted through post-dated cheques or ECS).

VIVA Housing Finance Home Loan EMI Calculator 

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount
Documents Required
Dully Filled Application Form
Processing fee Cheque
Passport Sized Photograph
ID Proof
Residence Proof
Proof of Business Address in Case of Non-Salaried
Income Documents
Property Documents

Processing Fee 

  • Salaried applicants – 10,000 + service tax
  • Self employed applicants – 1% of sanctioned amount or ₹ 7500/- whichever is higher + service tax.