Tag Archives: tata finance home loan eligibility calculator

Tata Capital Housing Finance Home Loan, Interest Rate and EMI Calculator Jan 2019

(Updated on 11.01.2019) Tata Capital Home Loan EMI Calculator Jan 2019 – Get Instant Quick & Easy Approval on Tata Capital Home Loan. Loansninsurances.com provide a simple tool to calculate your Tata Capital Home Loan EMI on the basis of✓Interest Rate✓Loan Tenure✓Processing Fee✓Eligibility✓Best Offers & more.

TATA Capital Home Loan Interest Rate

Loan Amount Rs- 2,00,000 – Rs 5,00,00,000
Interest Rates Starting at 9.25% p.a
Loan Tenure Up to 30 Years

SPECIAL INTEREST RATES FOR WOMEN – For women applicants or co-applicants, the rates offered are 0.05 bps lower. 

GET INSTANT HOME LOAN QUOTES ONLINE

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Tata Capital Home Loan

Tata Capital Limited was established in 2007 and provides financial solutions to the individuals. Tata capital has more than 100 branches which operates through various cities. The customer satisfaction is the ultimate goal for the team. The company

They offer a wide range of products which includes home loan to make your dream of owning a house, True!

Tata Capital Housing Finance Limited (TCHFL) has a host of home loan products to meet every desirable requirement of all individuals to buy/build/renovate/expand their alluring home/flat. TCHFL has various schemes such as Tata Capital Rural Housing Finance, Urban Housing Finance, Affordable Housing Finance (Prapti Loans), Home Extension Loans, Home Improvement loans,etc. to serve you better in every possible way. Get Tata Capital Home loan at attractive rates of interest and calculate your home loan eligibility with the most effective tool- Tata Capital Home Loan Eligibility calculator.

Also avail Tata Capital Personal Loan at the most affordable rates of interest to meet all your genuine expenses at time of financial crisis.

You can avail home loan from Tata capital for following purposes :-

  • Purchasing land for constructing a house on it.
  • Buying a new house
  • Renovation or improvement of existing home
  • Home repair or extension.

Tata Capital Housing Finance EMI Calculator

Tata Capital Housing Finance EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Features & Benefits of Choosing TATA Capital Home Loan

  • Tata Capital offer greater loan eligibility with lower EMIs.
  • No penalty on prepayments.
  • Customer can choose from various EMIs options. EMIs would depend on the Amount of loan, Interest rate & Tenure.
  • Flexible repayment tenure ranging from 12 months to 360 months.
  • Various Repayment options such as through ECS, Post dated cheques, auto debit & deduction against salary.
  • The Minimum Home Loan amount that can be availed is ₹ 2 lakhs with a maximum up to ₹ 10 Crores.
  • Minimum age of the borrower shall be 24 years up to a maximum of 65 years or retirement whichever is early at the time of maturity of loan.
  • Home loans offers a facility of Balance transfer & Top – Up facility.
LOAN AMOUNT LTV (Loan To Value)
Loans <= 20 lacs 90% of the market value
Loans > 20 lacs <= 75 lacs 85% of the market value
Loans > 75 lacs 75% of the market value

Tata Capital Housing Finance Home Loan Eligibility

  • Salaried individuals working in reputable companies,Self – Employed professionals,& Self – Employed Non-professionals or businessmen are eligible to apply for the loan.
  • Minimum age should of 24 years

TATA CAPITAL HOME LOAN
 
Processing fee 0.5% of the loan amount
Pre Payment Charges Partial prepayment up to 25% of your outstanding principal amount in a given year. If prepayment exceeds the limit then 2% prepayment charges plus taxes will apply
Loan Amount 80% of the cost of property
Minimum Income ₹ 20,000/-

Tata Capital Housing Finance Home Loan Documents Required

DOCUMENTS REQUIRED
Salaried Self – Employed Professional Self – employed non – professional / businessmen
Application duly filled
Latest photograph
Identity Proof
Residence Proof
6 month bank statement
Latest salary slip Education proof
Form – 16 Business existence
Last 3 year ITR of profession
Last 3 year ITR of individual
Last 3 year Profit & loss statement
Last 3 year balance sheet
Business Profile

Tata Capital Housing Finance Home Loan Prepayments

  • Repayment can be done through PDCs (Post Dated Cheques) as well as ECS (Electronic Clearance Service) facility.

  • Prepayment is possible up to 25% of your loan amount, without any prepayment charges.

  • 2% of the outstanding loan amount will be charged if it exceeds 25% of the loan amount.

  • No foreclosure charges for floating scheme.

The factors that affect interest rate are :-

  • The prevailing marginal cost of funds based lending rate (MCLR) at the time of the loan.
  • The borrower’s credit history plays a crucial role in determining the interest rates.
  • The tenure of the loan for which the loan is taken.
  • The applicability of floating or fixed rate of interest.

Latest News

1)  Tata Housing launched its ‘Monetize India’ campaign in partnership with IndiaBulls Home Loans. Realty firm Tata Housing, which is a closely held public limited company and the subsidiary of Tata Sons have partnered with Indiabullls Housing Finance to offer home loans at 3.99% rate of interest to those who buy apartments in its ongoing 11 projects in seven cities. This unique home loan rate would be valid for the first five years. The scheme is valid till 12 December, 2017.