The challenge of buying a home for the first time can seem so daunting that it’s tempting to either just go with the first place in your price range or continue to rent. Investors Clinic has come up with an amazing Housing Scheme called Swabhimaan. The scheme is for all customers who do not own a house due to lack of proper fund. The Housing Scheme is for salaried individuals and self-employed professionals.
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Swabhimaan Housing Scheme has been launched in accordance with Pradhan Mantri Awaas Yojna (PMAY). All beneficiaries of Pradhan Mantri Awas Yojana can avail all the benefits of PMAY.
The applicant for the scheme should have a minimum monthly income of 15,000/-. Applicants who do not have proper documents like income proof, bank statement, etc can avail avail this housing scheme. For instance, applicants engaged in the following business or professions are eligible under the scheme:
Small Retail Shop Owners or Traders such as owners of Rented store, garage, fast food outlet, bakery, boutique, cyber cafe, beauty parlor, hardware store, etc.
Small Retail Vendors such as ice cream sellers, newspaper vendor, pan shop owner, etc.
Professionals or certain types of salaried employees like factory workers, tailors, travel agents, LIC agents, electricians, music artistes, NGO freelancers, masons, fabricators, etc.
KYC documents like address and identity proof.
Banks statements or income proof will have to submit depending on the bank from which the home loan will be taken.
Other documents as per requirements by the bank from which the home loan will be taken.
A customer just need to keep aside Rs 250 per day to avail a home loan under Swabhimaan Housing Scheme. Swabhimaan Properties start at 9 lacs only and come in 1 /2/3/4 BHK configurations. 1 BHK flat starts at Rs 9.9 lacs, 2 BHK flat starts at Rs 13.9 lacs, 3 BHK flat starts at Rs 19.9 lacs and 4 BHK gat Rs 32 lacs.
Loan to value is 90% of the property subject to property value and customer profile. Swabhimaan Housing Scheme has tie up with banking partners such as HDFC Bank, Indiabulls, ICICI Bank, DHFL and Shubham Housing Finance.
The projects covered under Swabhimaan are as follows:
1. Supertech Shaan
This housing project is located along Yamuna Expressway and offers premium apartments that defines an elevated lifestyle. Spertech Shann is developed within 100 acres fully integrated township which offers 1 BHK and 2 BHK flats. It has an overview of 9-hole ‘Graham Cooke’ golf course and forested area on the other side. Schools, universities and hospitals are within the vicinity.
2. Migsun Mannat
Migsun Mannat is skillfully designed by world’s leading architects and planners and is located in the heart of Omicron III, Greater Noida. With stunning 7 towers the project offers 2 BHK, 3 BHK, 4 BHK apartments with lush greens landscape. Besides providing world-class living spaces, the project is equipped with modern amenities like clubhouse, swimming pool and gymnasium. Migsun Mannat is located near Pari Chowk. The project has convenient access to metro station, airport, and other transport system.
3. Mahagun Montage
Mahagun Montage offers economy class living in Crossings Republic, Ghaziabad. The project offers 2/3/4/5 BHK apartments with a taste of innovative architecture and aesthetics. The project is located near NH-24. The 360 acres of township adorned with malls, retail outlets, office spaces, hospital, banks, schools, etc. 9 hole Golf Course within the township adds an extravaganza for golf lovers. The project is close to all public utilities and is surrounded by lush green landscapes, making it highly suitable for morning walkers.
4. Ajnara Khel Gaon
Designed by Hafeez Contractor, Ajnara Khel Gaon offers 2 BHK and 3 BHK golf-facing apartments. The project is located along 130 wide road in Greater Noida (west) with a serene natural beauty of 75% green landscapes, making it perfect for first time home buyers. The project has been strategically planned with two side open layout, all homes are complemented with a strong social infrastructure.
5. Supertech Shaan Gurugram
Supertech Shan Gurugram is a part of grand township project which is located in Sohna Road, South of Gurgaon.. It offers mesmerizing views of the Aravalli Ranges, the project presents an adorable living concept adorned with world-class amenities like swimming pool, yoga and meditation area, multipurpose Party Avenue and golf putting greens. It has smooth connectivity with commercial hubs in Sector 48 & 49, Gurgaon. All schools, malls, hospital, etc are within the vicinity.
6. Migsun Amulya
Migsun Amulya offers a priceless living experience in the most preferred locality of Ghaziabad. It offers 2 BLK apartments with a range of modern amenities like Gym, Swimming Pool, Spa & Badminton Court. The with ample greens on all sides, the project also speaks of pure tranquility. The project being located in Raj Nagar Extension is close to Delhi-Meerut Road and is near the upcoming metro connectivity. The project offers 2 BLK apartments with 2 balconies.
7. Supertech Sports Village
Supertech Sports Village is a joint venture between two eminent developers of NCR- Supertech and Ajnara. It is a sports-centric township project spread over 175 acres. Supertech Sports Village offers 2 BHK and 3 BHK units with mesmerizing views of the lush greens on all sides. Famous sports academies like Shikhar Dhawan Academy for Cricket and Badminton Academy by Pullela Gopichand are within the project.
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