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State Bank of Bikaner and Jaipur (SBBJ) Personal Loan EMI Calculator December 2017

(Updated on 08.12.17) State Bank of Bikaner and Jaipur Personal Loan EMI Calculator December 2017 – Personal Loans are always the best option to opt for, it makes life convenient to meet any unexpected expenses, be it a short-term or long-term financial needs. As there is no restrictions on the end use of personal loan, loan amount can be used for such as personal financial emergencies, any fancy spending free, meeting your daughter’s wedding, home renovation and home extension expenses and to meet any other high expenses. State Bank of Bikaner and Jaipur Personal Loan is one the best-in-class personal which comes with several benefits and features to meet all your personal requirements at any point of time.

  • Attractive interest rates in the range of 11.60% to 13.65%.

  • Minimum processing fee of 1% of the loan amount.

  • Minimum Loan amount of Rs. 50,000 and a maximum loan amount of RS. 15 lakhs.

  • Maximum Loan tenure of 60 months.

  • Nil foreclosure charges on personal loan.

  • No Security needed on personal loan.

State Bank Of Bikaner & Jaipur Personal Loan Eligibility Permanent employees of Central / State Govt., Quasi Govt., reputed PSUs, profit making public limited companies, reputed institutions, MNC’s corporates enjoying credit facilities from our Bank having credit rating of SBBJ-1 & SBBJ-2, Reputed institutions with minimum of 2 years service drawing salary through account maintained with our bank.

SBBJ – QUICK, EASY & INSTANT APPROVAL ONLINE

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

State Bank of Bikaner & Jaipur personal loan EMI calculator is the easy tool to use. Personal Loan EMI calculator helps you to assess whether you will be able to repay back your loan amount or not. You just need to enter the desired personal loan amount, the loan tenure in months, and the interest rate (current interest rates). The EMI calculator will automatically calculate your total payable amount of the loan taken including interest rates, your monthly payment and also the total payable interest. Steps to follow:

Step 1: Enter the loan amount. For e.g. Rs. 1,00,000/-

Step 2: Enter the interest rate (current interest rate). For e.g.: 13.05%

Step 3: Enter the loan tenure in months, i.e. for how many months you want to avail the loan. For e.g. 60 months.

The moment you click the ‘calculate’ button you will get all the details at one place. You will come to know your monthly EMI, total amount with interest, flat interest rate per annum, flat interest rate per month, total interest amount and Yearly interest amount. This will help you to take the right decision at right point of time to avail a perfect and comfortable personal.

What is Personal Loan EMI?

EMI is the short form of ‘Equated Monthly Installment’. EMI is the total amount which is payable per month at the bank on the loan amount availed by you. EMI is payable every month untill unless you fully repay your loan amount. EMI is consists of a portion of the principal loan amount and the interest due on the loan. EMI depends on the principal loan amount, personal loan interest rate and tenure of personal loan.

SBBJ Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

SBBJ Personal Loan EMI Calculator- EMI Chart

State Bank Of Bikaner and Jaipur Personal Loan at the lowest EMI of Rs. 2,278. Compare and get the preferred personal loan at your earliest.

Loan Amt(Rs)

Loan Tenure(Yrs)

Int. Rate(PA)

 

Monthly EMI(Rs.)

Total Int.Outgo(Rs)

Total Amount(Rs)

1,00,000

1

13.05%

8,934

7,209

1, 07,209

1,00,000

2

13.05%

4, 757

14, 157

1,14,157

1,00,000

3

13.05%

3,372

21,385

1,21,385

1,00,000

4

13.05%

2,685

28,891

1,28,891

1,00,000

5

13.05%

2,278

36, 672

1,36,672

SBBJ Personal Loan FAQs

1) What is the Personal Loan Eligibility of SBBJ?

State bank of Bikaner and Jaipur offers personal loan to salaried individuals of Permanent employees of Central / State Govt., Quasi Govt., reputed PSUs, profit making public limited companies, etc. and having stable monthly income flow of above Rs.9,000.

2) How much personal loan amount does SBBJ provides?

State Bank of Bikaner and Jaipur provides personal loan amount in the range of Rs. 50,000 to Rs. 15 lakhs. The loan amount depends on the repaying capacity and financial record of the individual.

3) What is the loan tenure for State Bank of Bikaner and Jaipur personal loan?

State Bank of Bikaner & Jaipur provides a maximum loan tenure of 60 months for all personal loan borrowers.

4) Do I need to submit any security or collateral to avail a personal loan from SBBJ?

No, the bank never asks for any security or collateral to avail a personal loan from SBBJ

5) What is the processing fee for State Bank of Bikaner and Jaipur personal loan?

State Bank of Bikaner & Jaipur charges a processing fee of 1% of the loan amount for every personal loan applicants.