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Shubham Housing Finance Home Loan Interest Rate and EMI Calculator Jan 2019

(Updated on 12.01.2019) Shubham Housing Finance Home Loan EMI Calculator Jan 2019 – Get Instant Quick & Easy Approval on Shubham Housing Development Finance Home Loan. Loansninsurances.com provide a simple tool to calculate your Home Loan EMI on the basis of ✓ Interest Rate ✓ Loan Tenure ✓ Processing Fee ✓ Eligibility ✓ Best Offers & more.

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Shubham Housing Finance Home Loan

Shubham Housing Development Finance Company provides home loan to those with informal incomes, with a customized credit program for each customer to help you turn your dream home into reality. Shubham Finance Home Loan can be availed to purchase plots for construction of houses, construction /renovation/ repair/alteration/addition to house/flat and also to buy a fully constructed home. Shubham Finance Home Loan is offered to every class of people at its reasonable and affordable rates of interest, calculation of interest on the daily balance basis, and various Home Loan EMI options and much more. Know your home loan eligibility with Home Loan Eligibility Calcualtor to opt for a home loan which suits you.

Shubham Finance Home Improvement Loan

  • Loans can be availed for up gradation of the house or for its extension.

  • Loan amount up to Rs.5,00,000.

  • Loan Tenor up to 7 years.

  • Borrower should have a bank account.

  • No guarantor required.

Shubham Housing Finance Home Loan Interest Rate

Interest Rate

12% to 18%

Processing fee range

Up to 3% of the loan amount

Loan Amount

Up to Rs.15,00,000


Up to 15 years

Shubham Housing Finance Home Loan EMI Calculator

Shubham Housing Finance Home Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Shubham Housing Finance Home Loan Eligibility

  • Borrower should have a bank account.

  • Borrower should be residing in a city where Shubham has an office.

  • Customer should be more than 21 years of age and not more than 65 years at the time of loan maturity.

  • No guarantor required.

  • All the owners of the property being financed and all individuals whose income has been considered for the loan have to be the co-applicants to the loan.

  • Loan can be availed for construction refinance/ Refinance on self-financed property, Debt consolidation/ Mortgage Buyout, Business purposes viz. expansion, acquisition of assets etc., Travel/ Education/ Marriage/ Personal needs.

  • Other eligibilities will also be taken into account as per bank’s guidelines.

Shubham Housing Finance Home Loan Documents Required

  • Application form with all required details filled in.

  • Proof of Identity: PAN card/Voter’s ID/Passport/Driving License.

  • Proof of Residence: Recent Telephone Bill/Electricity Bill/Property Tax Receipt/ Passport/Voter’s ID.

  • Proof of Business Address for Businessmen & Industrialists.

  • Proof of Employment for salaried class.

  • Proof of other income like rent, interest on investment, if any.

  • 3 years Bank Account statements.

  • Form16/Income Tax / Wealth Tax (if applicable) Returns for the past 3 years.

  • Property papers and the Construction Estimate required for home improvement loan.

Shubham Housing Finance Home Loan Prepayments : Minimum charges applicable