Tag Archives: Personal Loans in Vijayawada Interest Rate

Personal Loan in Vijayawada – Compare Interest Rate, Fast Approval on Personal Loan

(Updated on 18.03.2019) Personal Loan VijayawadaCompare & Fast Approval on Personal Loan in Vijayawada on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.

Personal Loan In Vijayawada Interest Rates

Bank Name Interest Rates Tenure
SBI 11.95% 1 – 5 Years
HDFC Bank 11.49% 1 – 5 Years
ICICI Bank 11.59% 1 – 5 Years
BAJAJ Finserv 14.25% 1 – 5 Years
RBL Bank 14.50% 1 – 5 Years
Kotak 11.50% 1 – 5 Years
Axis Bank 15.50% 1 – 5 Years
HSBC Bank 11.49% 1 – 5 Years
Fullerton India 15.75% 1 – 4 Years
Standard Chartered 11.49% 1 – 5 Years
CitiBank 10.99% 1 – 5 Years
Yes Bank 14.00% 1 – 5 Years


Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loans in Vijayawada

Personal loan in Vijayawada can be availed at attractive interest rates with affordable EMIs. Personal loans can be availed for many purposes like wedding expenses, business purpose, Traveling, etc. At loansninsurances.com we have arranged the list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our EMI calculator and can easily check his Personal loan eligibility at Loansninsurances.com.

Personal Loans in Vijayawada Eligibility Criteria

Bank Name Age Income Minimum Loan Maximum Loan Guarantor Required BT Options Job Experience
HDFC Bank Be 21-60 years of age. Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin) Rs. 50,000/- Rs. 15,00,000/- Yes Yes Have had a job for at least 2 years, and a minimum of 1 year with your current employer.
State Bank of India – SBI Minimum 21 Years Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
Rs. 50,000/- Rs. 10,00,000/- Yes NA 1 Year in current Job / Profession
ICICI Bank Be 23 – 58 years of age Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata) Rs 50,000/- Rs 15,00,000/- depending on your eligibility Yes Yes 1 Year in current Job / Profession
Citi Bank Be 21 – 60 years of age Minimum Annual Income: Rs.2,40,000/- Rs. 40,000/- Rs. 30,00,000 No NA Permanent / Confirmed employee
Axis Bank Be 21-58 years of age Minimum Net Monthly Income: Rs 15,000 Rs. 50,000/- Maximum loan available: Rs 15 lacs Optional Yes Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors
Fullerton India Be 21-60 years of age Rs. 12,500/- & above Rs. 40,000/- You can avail up to ` 20 Lakhs Yes Yes No. of years in employment 3 years & above and Current Experience 6 months & above
Union Bank of India – UBI Minimum Age 18 Years Should be from the salaried class, having regular source of income and having salary account with our bank. NA Up to Rs. 5 Lakh Yes NA NA
Bajaj Finserv NA You are drawing a monthly net salary of Rs. 40,000 Rs. 100,000 Up to Rs. 18 Lakh Yes Yes NA
Punjab National Bank – PNB No Age Criteria Provided Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres Rs. 50000/- Rs. 500000/- depending upon the repaying capacity Yes NA NA

Personal Loans in Vijayawada Documents Required

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Last 3 months bank statements Last 6 months bank statements
Last 3 months salary slip Residence Proof
Form 16(ITR) Form 16(ITR)
Residence proof Proof of business existence
  Office address proof
  Last 3 years income tax returns

Points to consider before applying for a Personal Loan

  • Plan your budget and borrow only the amount you need.

  • Check your credit report for CIBIL score.

  • Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.

  • Look for the lowest processing fee and zero-penalty for prepayment option.

  • Check whether the bank offering personal loan at flat interest rates or floating interest rates.

How to apply for Personal loan in Vijayawada?

An individual can easily apply for personal loan in Vijayawada through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.

Personal Loans in Vijayawada – Banks for Personal Loan Contact Address

ICICI Bank > NH5 Frontage Rd, Srinivasa Nagar Bank Colony, Vijayawada, Andhra Pradesh 520007
State Bank Of Hyderabad > No. 64-9-2, SBH Bldg, M G Road, Bandar Rd, NTR Circle, Patamatalanka, Benz Circle, Vijayawada, Andhra Pradesh 520010

State Bank of India > Door No. 39-10-10, Datta Sai Vemuri Towers, Mahatma Gandhi Rd, Bundar Rd, Opp. Veternary Hospital, Labbipet, Vijayawada, Andhra Pradesh 520010

Corporation Bank > Satyanarayanapuram Main Rd, Satyaranayana Puram, Vijayawada, Andhra Pradesh 520011

Axis Bank Limited > 59A 1-7,Matha Towers Near Marry Stella College, Near Benz Circle,, Vijayawada, Andhra Pradesh 520010

HDFC Bank > Eluru Rd, Arundalpet, Governorpet, Vijayawada, Andhra Pradesh 520002

Andhra Bank > 21-9-4, Main Rd, Beside Gowthama High School, Madhura Nagar, Vijayawada, Andhra Pradesh 520011

Syndicate Bank > NH5 Frontage Rd, Opposite N.T.R. Health University, Mohamadu Road Circle, Gunadala, Vijayawada, Andhra Pradesh 520008

State Bank Of India > Satyaranayana Puram, Vijayawada, Andhra Pradesh
Union Bank Of India Shop No.33-9-30, Sai Balaji Complex,Ground Floor, Bandar Road, S. V. S. Temple St, Labbipet, Vijayawada, Andhra Pradesh 520010
ING Vysya Bank > Branch 59-13-39, Pinnamaneni Poly Clinic Road, Gayathri Nagar, Vijayawada, Andhra Pradesh

Andhra Bank > Ring Road Ground Floor, Sri Hari Towers, NH5 Frontage Rd, Beside Stella College, Near Matha Towers, Benz Circle, Vijayawada, Andhra Pradesh 520010

Fullerton India > D:No: 54- 15- 4/3, First Floor, NH5 Frontage Road, Ring Rd, Near Vinayaka Theatre, Venkateswarapuram, Venkateswara Nagar, Veterinary Colony, Vijayawada, Andhra Pradesh 520008

Bajaj Finserv > 3rd Floor, Bajaj Probiking,, #38-8-28, Opp : All India Radio, Mg Road, Vijayawada, Andhra Pradesh 520010

Bank of Baroda > Plot No. 10, Benz Circle, Vijayawada, Andhra Pradesh 520010  1800 22 3344