(Updated on 18.03.2019) Personal Loan Kanpur – Compare & Fast Approval on Personal Loan in Kanpur on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.
Personal Loan Kanpur Interest Rates
|Bank Name||Interest Rates||Tenure|
|SBI||11.95%||1 – 5 Years|
|HDFC Bank||11.49%||1 – 5 Years|
|ICICI Bank||11.59%||1 – 5 Years|
|BAJAJ Finserv||14.25%||1 – 5 Years|
|RBL Bank||14.50%||1 – 5 Years|
|Kotak||11.50%||1 – 5 Years|
|Axis Bank||15.50%||1 – 5 Years|
|HSBC Bank||11.49%||1 – 5 Years|
|Fullerton India||15.75%||1 – 4 Years|
|Standard Chartered||11.49%||1 – 5 Years|
|CitiBank||10.99%||1 – 5 Years|
|Yes Bank||14.00%||1 – 5 Years|
PERSONAL LOAN IN KANPUR – GET INSTANT APPROVAL ONLINE
Personal Loan in Kanpur
Kanpur is the largest industrial city on the banks of the Ganga River, in Uttar Pradesh. Kanpur is growing in the business day by day and people are moving towards Kanpur for business and living purposes. Personal loan in Kanpur can be availed at attractive interest rates with affordable EMIs. Personal loans can be availed for many purposes like wedding expenses, business purpose, Travelling, etc. At loansninsurances.com we have arranged the list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our EMI calculator and can easily check his Personal loan eligibility at Loansninsurances.com.
Personal Loan in Kanpur Eligibility Criteria
|Bank Name||Age||Income||Minimum Loan||Maximum Loan||Guarantor Required||BT Options||Job Experience|
|HDFC Bank||Be 21-60 years of age.||Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin)||Rs. 50,000/-||Rs. 15,00,000/-||Yes||Yes||Have had a job for at least 2 years, and a minimum of 1 year with your current employer.|
|State Bank of India – SBI||Minimum 21 Years||Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
|Rs. 50,000/-||Rs. 10,00,000/-||Yes||NA||1 Year in current Job / Profession|
|ICICI Bank||Be 23 – 58 years of age||Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata)||Rs 50,000/-||Rs 15,00,000/- depending on your eligibility||Yes||Yes||1 Year in current Job / Profession|
|Citi Bank||Be 21 – 60 years of age||Minimum Annual Income: Rs.2,40,000/-||Rs. 40,000/-||Rs. 30,00,000||No||NA||Permanent / Confirmed employee|
|Axis Bank||Be 21-58 years of age||Minimum Net Monthly Income: Rs 15,000||Rs. 50,000/-||Maximum loan available: Rs 15 lacs||Optional||Yes||Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors|
|Fullerton India||Be 21-60 years of age||Rs. 12,500/- & above||Rs. 40,000/-||You can avail up to ` 20 Lakhs||Yes||Yes||No. of years in employment 3 years & above and Current Experience 6 months & above|
|Union Bank of India – UBI||Minimum Age 18 Years||Should be from the salaried class, having regular source of income and having salary account with our bank.||NA||Up to Rs. 5 Lakh||Yes||NA||NA|
|Bajaj Finserv||NA||You are drawing a monthly net salary of Rs. 40,000||Rs. 100,000||Up to Rs. 18 Lakh||Yes||Yes||NA|
|Punjab National Bank – PNB||No Age Criteria Provided||Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres||Rs. 50000/-||Rs. 500000/- depending upon the repaying capacity||Yes||NA||NA|
Personal Loan in Kanpur Documents Required
|For salaried person||For self-employed|
|Application form with photograph||Application form with photograph|
|KYC documents||KYC documents|
|Last 3 months bank statements||Last 6 months bank statements|
|Last 3 months salary slip||Residence Proof|
|Form 16(ITR)||Form 16(ITR)|
|Residence proof||Proof of business existence|
|Office address proof|
|Last 3 years income tax returns|
Points to consider before applying for a Personal Loan
Plan your budget and borrow only the amount you need.
Check your credit report for CIBIL score.
Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.
Look for the lowest processing fee and zero-penalty for prepayment option.
Check whether the bank offering personal loan at flat interest rates or floating interest rates.
How to apply for Personal loan in Kanpur?
An individual can easily apply for personal loan in Kanpur through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.
Personal Loan in Kanpur – Banks for Personal Loan Contact Address
ICICI Bank > J S Towers, Mall Rd, The Mall, Downtown, Kanpur, Uttar Pradesh
HDFC bank > Naya Purwa, Kidwai Nagar, Kanpur, Uttar Pradesh 208011
Bank of India > 26/41, Thaper House, Birhana Road, Birhana Road, Kanpur, Uttar Pradesh 208001
Axis Bank Ltd > 16/104A, Ground Floor & First Floor, Opp. Income Tax Office, Civil Lines, Kanpur, Uttar Pradesh 208001
Bank Of Baroda > 18/44, Birhana Rd, Bhartiya Bhawan, General Ganj, Kanpur, Uttar Pradesh 208001
Allahabad bank > Mall Road, Kanpur, Uttar Pradesh 208001
Bank of Baroda Kanpur, Uttar Pradesh 208001
Punjab National Bank > Gumti 5, 119/1095, New Parwati Market, Lajpat Nagar, Lajpat Nagar, Kanpur, Uttar Pradesh 208005
State Bank Of India > 16/103, The Mall, 16/101, Mall Rd, Hazrat Mohammad (PBUH) Ave, Meghdoot, Near Reserve Bank, Civil Lines, Kanpur, Uttar Pradesh 208001
Corporation Bank > Y Block, 1282, Swatantara Senani Marg, Kidwai Nagar, Kanpur, Uttar Pradesh 208011
State Bank > Hamirpur Rd, Naubasta, Kanpur, Uttar Pradesh 208021
Bajaj Finserv > 52-T/15,Second Floor, Sai Sadan, Fazal Ganj, Kanpur, Uttar Pradesh 208012
Ing Vysya Bank > 17/3, Mall Rd, Patkapur, Downtown, Kanpur, Uttar Pradesh 208001 1800 425 9900