(Updated on 18.03.2019) Personal Loan Hyderabad – Compare & Fast Approval on Personal Loan in Hyderabad on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.
Personal Loan In Hyderabad Interest Rates
|Bank Name||Interest Rates||Tenure|
|SBI||11.95%||1 – 5 Years|
|HDFC Bank||11.49%||1 – 5 Years|
|ICICI Bank||11.59%||1 – 5 Years|
|BAJAJ Finserv||14.25%||1 – 5 Years|
|RBL Bank||14.50%||1 – 5 Years|
|Kotak||11.50%||1 – 5 Years|
|Axis Bank||15.50%||1 – 5 Years|
|HSBC Bank||11.49%||1 – 5 Years|
|Fullerton India||15.75%||1 – 4 Years|
|Standard Chartered||11.49%||1 – 5 Years|
|CitiBank||10.99%||1 – 5 Years|
|Yes Bank||14.00%||1 – 5 Years|
PERSONAL LOAN IN HYDERABAD – GET INSTANT APPROVAL ONLINE
Personal Loan In Hyderabad
Personal loan in Hyderabad can be availed at attractive interest rates with affordable EMIs from different banks and HFCs. Personal loans can be availed for many purposes like wedding expenses, business purpose, Traveling, etc. At loansninsurances.com we have arranged the list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our EMI calculator and can easily check his Personal loan eligibility at Loansninsurances.com.
Personal Loan In Hyderabad Eligibility Criteria
|Bank Name||Age||Income||Minimum Loan||Maximum Loan||Guarantor Required||BT Options||Job Experience|
|HDFC Bank||Be 21-60 years of age.||Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin)||Rs. 50,000/-||Rs. 15,00,000/-||Yes||Yes||Have had a job for at least 2 years, and a minimum of 1 year with your current employer.|
|State Bank of India – SBI||Minimum 21 Years||Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
|Rs. 50,000/-||Rs. 10,00,000/-||Yes||NA||1 Year in current Job / Profession|
|ICICI Bank||Be 23 – 58 years of age||Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata)||Rs 50,000/-||Rs 15,00,000/- depending on your eligibility||Yes||Yes||1 Year in current Job / Profession|
|Citi Bank||Be 21 – 60 years of age||Minimum Annual Income: Rs.2,40,000/-||Rs. 40,000/-||Rs. 30,00,000||No||NA||Permanent / Confirmed employee|
|Axis Bank||Be 21-58 years of age||Minimum Net Monthly Income: Rs 15,000||Rs. 50,000/-||Maximum loan available: Rs 15 lacs||Optional||Yes||Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors|
|Fullerton India||Be 21-60 years of age||Rs. 12,500/- & above||Rs. 40,000/-||You can avail up to ` 20 Lakhs||Yes||Yes||No. of years in employment 3 years & above and Current Experience 6 months & above|
|Union Bank of India – UBI||Minimum Age 18 Years||Should be from the salaried class, having regular source of income and having salary account with our bank.||NA||Up to Rs. 5 Lakh||Yes||NA||NA|
|Bajaj Finserv||NA||You are drawing a monthly net salary of Rs. 40,000||Rs. 100,000||Up to Rs. 18 Lakh||Yes||Yes||NA|
|Punjab National Bank – PNB||No Age Criteria Provided||Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres||Rs. 50000/-||Rs. 500000/- depending upon the repaying capacity||Yes||NA||NA|
Personal Loan In Hyderabad Documents Required
|For salaried person||For self-employed|
|Application form with photograph||Application form with photograph|
|KYC documents||KYC documents|
|Last 3 months bank statements||Last 6 months bank statements|
|Last 3 months salary slip||Residence Proof|
|Form 16(ITR)||Form 16(ITR)|
|Residence proof||Proof of business existence|
|Office address proof|
|Last 3 years income tax returns|
Points to consider before applying for a Personal Loan
Plan your budget and borrow only the amount you need.
Check your credit report for CIBIL score.
Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.
Look for the lowest processing fee and zero-penalty for prepayment option.
Check whether the bank offering personal loan at flat interest rates or floating interest rates.
How to apply for Personal loan in Hyderabad?
An individual can easily apply for personal loan in Hyderabad through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.
Personal Loans in Hyderabad – Banks for Personal Loan Contact Address
Citibank > Ground Floor, Queens Plaza, Sardar Patel Rd, Begumpet, Hyderabad, Telangana 500003
Axis Bank > Plot No.5-8, Survey No.353/1, Hemadurga Sharada Galaxy, Chandanagar, Hyderabad, Telangana 500050 040 4021 2060
Andhra Bank > 1-2-399, 3, Gaganmahal, Gagan Mahal, Hyderabad, Telangana 500029
IDBI Bank > Shop No. 8-3-214/712, Bandari Complex, Opp S R Nagar Bus Stop, E Seva Lane, Mothi Nagar, S R Nagar, Hyderabad, Telangana 500038
State Bank of Hyderabad > No.21-3-631;633&634, Moosabowli Road, Moosabowli, Chelapura, Hussaini Alam, Hyderabad, Andhra Pradesh 500064
Central Bank of India Bank St, Koti, Hyderabad, Telangana
ICICI Bank > Plot no 12, Financial District, Nanakramguda, Hyderabad, Telangana 500032
Karur Vysya Bank > 5-2-972/2, Nizam Shahi Road, Osmangunj, Hyderabad, Telangana 500012
SBI Bank > Road Number 63, Jubilee Hills, Telangana
Andhra Bank > 5-9-22,Hotel Sarovar Complex, Secretariat Rd, Saifabad, Ambedkar Colony, Khairatabad, Hyderabad, Telangana 500004
HDFC Bank > Plot No 18 , Ground Floor, Hardhik Crown, HUDA Techno Enclave, Hitech City Main Road, Opp Cyber Pearl, Hitech City, Hyderabad, Telangana 500081 040 6160 6161
ING Vysya Bank > Ground Floor, Ashok Builder, Near To HUDA Park, Road Number 2, Jubilee Hills, Hyderabad, Telangana 500034 040 2355 0114
Bank of Baroda > PVN Rao Express Rd, Hyderaguda, Mushk Mahal, Attapur, Hyderabad, Telangana 500048 040 2401 2246
Fullerton India > Plot No 5, 28-2 Layout, Trimulgherry, Ravi Coop Society, Trimulgherry, Secunderabad, Telangana 500015 090008 03888
Bajaj Finserv > 4th Floor, ‘The Belvedere’,, 6-3-891 & 892, Raj Bhavan Road, Near Somajiguda Circle,, Hyderabad, Andhra Pradesh 500082 040 3047 5100