Tag Archives: personal loans in Hyderabad rates

Personal Loan in Hyderabad – Compare Interest Rate 2019, Fast Approval on Personal Loan

(Updated on 18.03.2019) Personal Loan HyderabadCompare & Fast Approval on Personal Loan in Hyderabad on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.

Personal Loan In Hyderabad Interest Rates

Bank Name Interest Rates Tenure
SBI 11.95% 1 – 5 Years
HDFC Bank 11.49% 1 – 5 Years
ICICI Bank 11.59% 1 – 5 Years
BAJAJ Finserv 14.25% 1 – 5 Years
RBL Bank 14.50% 1 – 5 Years
Kotak 11.50% 1 – 5 Years
Axis Bank 15.50% 1 – 5 Years
HSBC Bank 11.49% 1 – 5 Years
Fullerton India 15.75% 1 – 4 Years
Standard Chartered 11.49% 1 – 5 Years
CitiBank 10.99% 1 – 5 Years
Yes Bank 14.00% 1 – 5 Years


Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan In Hyderabad

Personal loan in Hyderabad can be availed at attractive interest rates with affordable EMIs from different banks and HFCs. Personal loans can be availed for many purposes like wedding expenses, business purpose, Traveling, etc. At loansninsurances.com we have arranged the list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our EMI calculator and can easily check his Personal loan eligibility at Loansninsurances.com.

Personal Loan In Hyderabad Eligibility Criteria

Bank Name Age Income Minimum Loan Maximum Loan Guarantor Required BT Options Job Experience
HDFC Bank Be 21-60 years of age. Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin) Rs. 50,000/- Rs. 15,00,000/- Yes Yes Have had a job for at least 2 years, and a minimum of 1 year with your current employer.
State Bank of India – SBI Minimum 21 Years Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
Rs. 50,000/- Rs. 10,00,000/- Yes NA 1 Year in current Job / Profession
ICICI Bank Be 23 – 58 years of age Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata) Rs 50,000/- Rs 15,00,000/- depending on your eligibility Yes Yes 1 Year in current Job / Profession
Citi Bank Be 21 – 60 years of age Minimum Annual Income: Rs.2,40,000/- Rs. 40,000/- Rs. 30,00,000 No NA Permanent / Confirmed employee
Axis Bank Be 21-58 years of age Minimum Net Monthly Income: Rs 15,000 Rs. 50,000/- Maximum loan available: Rs 15 lacs Optional Yes Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors
Fullerton India Be 21-60 years of age Rs. 12,500/- & above Rs. 40,000/- You can avail up to ` 20 Lakhs Yes Yes No. of years in employment 3 years & above and Current Experience 6 months & above
Union Bank of India – UBI Minimum Age 18 Years Should be from the salaried class, having regular source of income and having salary account with our bank. NA Up to Rs. 5 Lakh Yes NA NA
Bajaj Finserv NA You are drawing a monthly net salary of Rs. 40,000 Rs. 100,000 Up to Rs. 18 Lakh Yes Yes NA
Punjab National Bank – PNB No Age Criteria Provided Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres Rs. 50000/- Rs. 500000/- depending upon the repaying capacity Yes NA NA

Personal Loan In Hyderabad Documents Required

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Last 3 months bank statements Last 6 months bank statements
Last 3 months salary slip Residence Proof
Form 16(ITR) Form 16(ITR)
Residence proof Proof of business existence
  Office address proof
  Last 3 years income tax returns

Points to consider before applying for a Personal Loan

  • Plan your budget and borrow only the amount you need.

  • Check your credit report for CIBIL score.

  • Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.

  • Look for the lowest processing fee and zero-penalty for prepayment option.

  • Check whether the bank offering personal loan at flat interest rates or floating interest rates.

How to apply for Personal loan in Hyderabad?

An individual can easily apply for personal loan in Hyderabad through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.

Personal Loans in Hyderabad – Banks for Personal Loan Contact Address

Citibank > Ground Floor, Queens Plaza, Sardar Patel Rd, Begumpet, Hyderabad, Telangana 500003

Axis Bank > Plot No.5-8, Survey No.353/1, Hemadurga Sharada Galaxy, Chandanagar, Hyderabad, Telangana 500050  040 4021 2060

Andhra Bank > 1-2-399, 3, Gaganmahal, Gagan Mahal, Hyderabad, Telangana 500029

IDBI Bank > Shop No. 8-3-214/712, Bandari Complex, Opp S R Nagar Bus Stop, E Seva Lane, Mothi Nagar, S R Nagar, Hyderabad, Telangana 500038

State Bank of Hyderabad > No.21-3-631;633&634, Moosabowli Road, Moosabowli, Chelapura, Hussaini Alam, Hyderabad, Andhra Pradesh 500064
Central Bank of India Bank St, Koti, Hyderabad, Telangana

ICICI Bank > Plot no 12, Financial District, Nanakramguda, Hyderabad, Telangana 500032

Karur Vysya Bank > 5-2-972/2, Nizam Shahi Road, Osmangunj, Hyderabad, Telangana 500012

SBI Bank > Road Number 63, Jubilee Hills, Telangana

Andhra Bank > 5-9-22,Hotel Sarovar Complex, Secretariat Rd, Saifabad, Ambedkar Colony, Khairatabad, Hyderabad, Telangana 500004

HDFC Bank > Plot No 18 , Ground Floor, Hardhik Crown, HUDA Techno Enclave, Hitech City Main Road, Opp Cyber Pearl, Hitech City, Hyderabad, Telangana 500081  040 6160 6161

ING Vysya Bank > Ground Floor, Ashok Builder, Near To HUDA Park, Road Number 2, Jubilee Hills, Hyderabad, Telangana 500034  040 2355 0114

Bank of Baroda > PVN Rao Express Rd, Hyderaguda, Mushk Mahal, Attapur, Hyderabad, Telangana 500048  040 2401 2246

Fullerton India > Plot No 5, 28-2 Layout, Trimulgherry, Ravi Coop Society, Trimulgherry, Secunderabad, Telangana 500015  090008 03888

Bajaj Finserv >  4th Floor, ‘The Belvedere’,, 6-3-891 & 892, Raj Bhavan Road, Near Somajiguda Circle,, Hyderabad, Andhra Pradesh 500082  040 3047 5100