(Updated on 15.03.2019) Personal Loan Ahmedabad – Compare & Fast Approval on Personal Loan in Ahmedabad on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.
Personal Loan Ahmedabad Interest Rates
|Bank Name||Interest Rates||Tenure|
|SBI||11.95%||1 – 5 Years|
|HDFC Bank||11.49%||1 – 5 Years|
|ICICI Bank||11.59%||1 – 5 Years|
|BAJAJ Finserv||14.25%||1 – 5 Years|
|RBL Bank||14.50%||1 – 5 Years|
|Kotak||11.50%||1 – 5 Years|
|Axis Bank||15.50%||1 – 5 Years|
|HSBC Bank||11.49%||1 – 5 Years|
|Fullerton India||15.75%||1 – 4 Years|
|Standard Chartered||11.49%||1 – 5 Years|
|CitiBank||10.99%||1 – 5 Years|
|Yes Bank||14.00%||1 – 5 Years|
Personal Loan In Ahmedabad – GET INSTANT APPROVAL ONLINE
Personal Loan In Ahmedabad
Ahmedabad is the largest city of Gujarat in western India. Ahmedabad holds an extended population of 7.8 million, it is the sixth largest city and the seventh largest metropolitan area of India. In Ahmedabad, apartment culture is booming day by day. Personal loans in Ahmedabad are given by many banks and HFCs at attractive interest rates with affordable EMIs. For availing a personal loan in Ahmedabad, individuals must have a good credit score. At loansninsurances.com we have arranged the list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our EMI calculator and can easily check his personal loan eligibility at Loansninsurances.com.
Personal Loan in Ahmedabad Eligibility Criteria
|Bank Name||Age||Income||Minimum Loan||Maximum Loan||Guarantor Required||BT Options||Job Experience|
|HDFC Bank||Be 21-60 years of age.||Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin)||Rs. 50,000/-||Rs. 15,00,000/-||Yes||Yes||Have had a job for at least 2 years, and a minimum of 1 year with your current employer.|
|State Bank of India – SBI||Minimum 21 Years||Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
|Rs. 50,000/-||Rs. 10,00,000/-||Yes||NA||1 Year in current Job / Profession|
|ICICI Bank||Be 23 – 58 years of age||Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata)||Rs 50,000/-||Rs 15,00,000/- depending on your eligibility||Yes||Yes||1 Year in current Job / Profession|
|Citi Bank||Be 21 – 60 years of age||Minimum Annual Income: Rs.2,40,000/-||Rs. 40,000/-||Rs. 30,00,000||No||NA||Permanent / Confirmed employee|
|Axis Bank||Be 21-58 years of age||Minimum Net Monthly Income: Rs 15,000||Rs. 50,000/-||Maximum loan available: Rs 15 lacs||Optional||Yes||Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors|
|Fullerton India||Be 21-60 years of age||Rs. 12,500/- & above||Rs. 40,000/-||You can avail up to ` 20 Lakhs||Yes||Yes||No. of years in employment 3 years & above and Current Experience 6 months & above|
|Union Bank of India – UBI||Minimum Age 18 Years||Should be from the salaried class, having regular source of income and having salary account with our bank.||NA||Up to Rs. 5 Lakh||Yes||NA||NA|
|Bajaj Finserv||NA||You are drawing a monthly net salary of Rs. 40,000||Rs. 100,000||Up to Rs. 18 Lakh||Yes||Yes||NA|
|Punjab National Bank – PNB||No Age Criteria Provided||Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres||Rs. 50000/-||Rs. 500000/- depending upon the repaying capacity||Yes||NA||NA|
Personal Loan in Ahmedabad Documents Required
|For salaried person||For self-employed|
|Application form with photograph||Application form with photograph|
|KYC documents||KYC documents|
|Last 3 months bank statements||Last 6 months bank statements|
|Last 3 months salary slip||Residence Proof|
|Form 16(ITR)||Form 16(ITR)|
|Residence proof||Proof of business existence|
|Office address proof|
|Last 3 years income tax returns|
Points to consider before applying for a Personal Loan
Plan your budget and borrow only the amount you need.
Check your credit report for CIBIL score.
Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.
Look for the lowest processing fee and zero-penalty for prepayment option.
Check whether the bank offering personal loan at flat interest rates or floating interest rates.
How to apply for Personal loan?
An individual can easily apply for personal loan in Ahmedabad through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks on Loansninsurances.com.
Personal Loan in Ahmedabad – Banks for Personal Loan Contact Address
State Bank of India > Narmadashanker Rd, Girdhar Nagar, Ahmedabad, Gujarat 380004
ICICI Bank > Ground Floor, Swamini Complex, Drive In Road, Opposite Drive Intheatre, Ahmedabad, 380052
HDFC Bank > 132 Feet Ring Rd, Satellite, Ahmedabad, Gujarat 380015
Axis Bank > TRISHUL, Third Floor, Opp. Samartheshwar Temple, Nr. Law Garden, Ellisbridge,, Ahmedabad, Gujarat 380006
Citi bank > kalapurnam building near municipal market cg road 380009, Navrangpura, Ahmedabad, Gujarat
Bank of India > Gandhi Rd, Dhalgarwad, Khadia Ahmedabad, Gujarat 380001
Union Bank of India > G- 23 Galaxy Complex, Behind Bhagwati Hotel, Ahmedabad, Gujarat 380054
Kotak Mahindra > Ground Floor, Prime Plaza,Opp. Ravji Bhai Tower, Maninagar, Ahmedabad, Gujarat 380008
Bajaj Finserv > Unit No.302 To 306, 3rd Floor, “Torquoise Building”, Opp : Centre Point, Panchvati Paanch Rasta, Off C. G. Road, Ahmedabad, Gujarat 380006
HSBC > Maradia Plaza, Chimanlal Girdharlal Rd, Ellisbridge, Ahmedabad, Gujarat 380009
Bank of Baroda > NIZAM COURT NEAR MUNICIPAL DISPENSARY, Shahpur, Ahmedabad, Gujarat
Standard Chartered > Abhijit 2, Opposite Mahila Police Station, Mithakhali Six Road, Mithakhali, Navrangpura, Ahmedabad, Gujarat 380006
ING Vysya Bank > Chanakya Building, Near Dinesh Hall, Off Ashram Road, Navrangpura, Ahmedabad, Gujarat 380009
Fullerton India > Nilmani Society, Memnagar, Ahmedabad, Gujarat 380052 1800 103 6001