(Updated on 18.03.2019) Personal Loan In Mumbai – Compare & Fast Approval on Personal Loan in Mumbai on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.
Personal Loan In Mumbai Interest Rates
|Bank Name||Interest Rates||Tenure|
|SBI||11.95%||1 – 5 Years|
|HDFC Bank||11.49%||1 – 5 Years|
|ICICI Bank||11.59%||1 – 5 Years|
|BAJAJ Finserv||14.25%||1 – 5 Years|
|RBL Bank||14.50%||1 – 5 Years|
|Kotak||11.50%||1 – 5 Years|
|Axis Bank||15.50%||1 – 5 Years|
|HSBC Bank||11.49%||1 – 5 Years|
|Fullerton India||15.75%||1 – 4 Years|
|Standard Chartered||11.49%||1 – 5 Years|
|CitiBank||10.99%||1 – 5 Years|
|Yes Bank||14.00%||1 – 5 Years|
PERSONAL LOAN IN MUMBAI – GET INSTANT APPROVAL ONLINE
Personal Loan in Mumbai
Mumbai is the country’s financial and cultural centre. It is also home to a thriving film industry. Mumbai’s nature as the most eclectic and cosmopolitan Indian city is symbolized in the presence of Bollywood within the city. Mumbai is also home to India’s largest slum population.
If you are looking for instant cash to fund your immediate personal requirements then a personal loan would be the best option to go for. Personal Loan in Mumbai is the best solution for instant cash and can be used for traveling, wedding, medical emergency, home renovation, or anything else.
The list of top banks which we have provided according to their interest rates, charges and personal loan products will help you select the best personal loan. Get the best personal loan to meet your financial requirements.
Personal Loan in Mumbai EMI Calculator
Personal Loan In Mumbai EMI Calculator
|Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Personal Loan Mumbai Eligibility Criteria
|Bank Name||Age||Income||Minimum Loan||Maximum Loan||Guarantor Required||BT Options||Job Experience|
|HDFC Bank||Be 21-60 years of age.||Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin)||Rs. 50,000/-||Rs. 15,00,000/-||Yes||Yes||Have had a job for at least 2 years, and a minimum of 1 year with your current employer.|
|State Bank of India – SBI||Minimum 21 Years||Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
|Rs. 50,000/-||Rs. 10,00,000/-||Yes||NA||1 Year in current Job / Profession|
|ICICI Bank||Be 23 – 58 years of age||Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata)||Rs 50,000/-||Rs 15,00,000/- depending on your eligibility||Yes||Yes||1 Year in current Job / Profession|
|Citi Bank||Be 21 – 60 years of age||Minimum Annual Income: Rs.2,40,000/-||Rs. 40,000/-||Rs. 30,00,000||No||NA||Permanent / Confirmed employee|
|Axis Bank||Be 21-58 years of age||Minimum Net Monthly Income: Rs 15,000||Rs. 50,000/-||Maximum loan available: Rs 15 lacs||Optional||Yes||Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors|
|Fullerton India||Be 21-60 years of age||Rs. 12,500/- & above||Rs. 40,000/-||You can avail up to ` 20 Lakhs||Yes||Yes||No. of years in employment 3 years & above and Current Experience 6 months & above|
|Union Bank of India – UBI||Minimum Age 18 Years||Should be from the salaried class, having regular source of income and having salary account with our bank.||NA||Up to Rs. 5 Lakh||Yes||NA||NA|
|Bajaj Finserv||NA||You are drawing a monthly net salary of Rs. 40,000||Rs. 100,000||Up to Rs. 18 Lakh||Yes||Yes||NA|
|Punjab National Bank – PNB||No Age Criteria Provided||Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres||Rs. 50000/-||Rs. 500000/- depending upon the repaying capacity||Yes||NA||NA|
Personal Loan Mumbai Documents Required
|For salaried person||For self-employed|
|Application form with photograph||Application form with photograph|
|KYC documents||KYC documents|
|Last 3 months bank statements||Last 6 months bank statements|
|Last 3 months salary slip||Residence Proof|
|Form 16(ITR)||Form 16(ITR)|
|Residence proof||Proof of business existence|
|Office address proof|
|Last 3 years income tax returns|
Points to consider before applying for a Personal Loan
Plan your budget and borrow only the amount you need.
Check your credit report for CIBIL score.
Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.
Look for the lowest processing fee and zero-penalty for prepayment option.
Check whether the bank offering personal loan at flat interest rates or floating interest rates.
How to apply for Personal loan in Mumbai?
An individual can easily apply for personal loan in Mumbai through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.
Personal Loans in Mumbai – Banks for Personal Loan Contact Address
|State Bank of India|
|Gyan Sagar Building, Gr. Floor, S.k.bhole Road,opposite Portuguese Church,dadar (west), Mumbai, Maharashtra-400028|
|Shop No. 26-37, New Bhoomi Park-ii, Jankalyan Nagar, Off.marve Road, Malad West, Distt. Mumbai. Maharashtra-400095|
|1st Floor, Videocon Heritage, Charanjit Rai Marg, D N Road, Fort, Mumbai – 400001|
|Western House, 1st Floor, Sonawala Lane No. 2, Goregaon(east), Mumbai – 400063|
|Ground Floor, Central Plaza, 166, Cst Road, Kalina, Santacruz East, Mumbai, Dist:mumbai-400 098|
|Punjab National Bank|
|Ca Road, Near Diamond Garden, Chembur, Mumbai, Maharashtra 400071|
|1-a, Takshashila, Anushakti Nagar, Mumbai, Maharashtra 400094|
|Cental Facility Building No.2, Phase Ii, Sector 19, Apmc Vashi, Navi Mumbai, Maharashtra -400706|
|Cheetah Camp Mankhurd,mumbai Maharastra 400088|
|9a, Sportsfield Society, Ghani Abdul Gaffar Khan Road, Worli Sea Face, Mumbai, Maharashtra 40003|
|Bank of Baroda|
|Shop No A 1,2,3,4, Triveni Sangam Chs, Near Datta Mandir, Vadali Section Ambernath East, Mumbai, Maharashtra – 421 501|
|Patel Shopping Centre, Shop No.18,sainath Road, Malad (w),mumbai,maharashtra|
|38, Mohammedali Road, Near Al-haj Zakaria, Aghadi Chowk,mumbai|
|Umarji House, Ground Floor, Telli Park Road, Andheri East, Mumbai, Maharashtra – 400 069|
|Unit No – 9, Regal Udyog Bhawan Ad Marg Sewri, Mumbai|
|Union Bank of India – List of Branches|
|Bhagat Mansion, 176/180, Abdul Rehman Street, Mumbai – 400003|
|64, Halin Manzil, Morland Road, Mumbai – 400008 , Maharashtra|
|Mayani Manor, Sir M.V. Road, Andheri (East), Mumbai – 400069|
|28 – A, Hill Road, Bandra, P.B. No. 6661, Bandra (West), Mumbai – 400050 .|
|266, Perin Nariman Street, Fort, Mumbai – 400001 .|
|101-104 Tulsiani Chambersfree Press Journal Margnariman Point Mumbai Maharashtra 400 021|
|Swagatam,Opp. Khar Police Station,S.V.Road, Khar (West) Mumbai Maharashtra 400 052|
|Tirupati Apartments,Shop No. 4,Bhulabhai Desai Road, Mumbai Maharashtra 400 026|
|El-Doradonarayan Dhuru Margopp. Veer Savarkar Marg, Prabhadevi Mumbai Maharashtra 400 025|
|Anchorage Building170/171 Central Avenuechembur Mumbai Maharashtra 400 071|
|Universal Insurance Building,Ground Floor Sir P M Road, Fort,Maharashtra, 400001|
|Nandnandan Bhavan ,Sodawala Lane, Borivali (West) 400092|
|Mangal Mahal Turner Road,Bandra (West) 400050|
|Yashodhan, Jn. Of R.B.Mehta Marg And Vallabh Baug Lane, Ghatkopar (East)|
|264-265, Vaswani Chambers Dr.Annie Besant Road,Worli 400025|
|215, Free Press House, Free Press Marg, Nariman Point, Mumbai. 400021|
|Sagar Avenue, Ground Floor, Opp. Shoppers Stop, S.V. Road, Andheri (W), Mumbai. 400058|
|Galleria Shopping Mall, Hiranandani Gardens, Powai, Mumbai. 400076|
|Kailash Plaza, Final Plot 355, Vallabh Baug Lane, Opp. Odeon Cinema, Ghatkopar East, Mumbai. 400077|
|167-C, Poonawadi, Dr. Ambedkar Road, Dadar, Mumbai. 400014