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Personal Loan in Lucknow – Fast Approval, Compare Personal Loan Interest Rate 2019

(Updated on 18.03.2019) Personal Loan Lucknow Compare & Fast Approval on Personal Loan in Lucknow on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.

Personal Loan Lucknow Interest Rates

Bank Name Interest Rates Tenure
SBI 11.95% 1 – 5 Years
HDFC Bank 11.49% 1 – 5 Years
ICICI Bank 11.59% 1 – 5 Years
BAJAJ Finserv 14.25% 1 – 5 Years
RBL Bank 14.50% 1 – 5 Years
Kotak 11.50% 1 – 5 Years
Axis Bank 15.50% 1 – 5 Years
HSBC Bank 11.49% 1 – 5 Years
Fullerton India 15.75% 1 – 4 Years
Standard Chartered 11.49% 1 – 5 Years
CitiBank 10.99% 1 – 5 Years
Yes Bank 14.00% 1 – 5 Years


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Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan In Lucknow

Lucknow city is popularly known as the ‘the city of Nawabs‘. Situated on the banks of the river Gomti, it dates back to the time of the Suryavanshi dynasty. In the olden times, it served as the capital of the nawabs of Awadh and it is one of the reasons why it is also called as the city of the Nawabs.The era of the nawabs also gifted Lucknow with the literature, music, dance and arts and crafts that draw tourists here.

If you need any extra money to fund your immediate personal financial requirement for various purposes such as wedding, education, home renovation, medical emergency, holiday trip, etc. Then a personal laon can be the best choice. Personal loan in Lucknow can be availed from the major banks at the most competitive interest rates, long tenure, with no security, nominal processing fee and with instant loan disbursal.

The list of top banks which we have provided according to their interest rates, charges and personal loan products will help you select the best personal loan. Get the best personal loan to meet your financial requirements.

Personal Loan In Lucknow EMI Calculator

Personal Loan In Lucknow EMI Calculator

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Personal Loans in Lucknow Eligibility Criteria

Bank Name Age Income Minimum Loan Maximum Loan Guarantor Required BT Options Job Experience
HDFC Bank Be 21-60 years of age. Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin) Rs. 50,000/- Rs. 15,00,000/- Yes Yes Have had a job for at least 2 years, and a minimum of 1 year with your current employer.
State Bank of India – SBI Minimum 21 Years Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
Rs. 50,000/- Rs. 10,00,000/- Yes NA 1 Year in current Job / Profession
ICICI Bank Be 23 – 58 years of age Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata) Rs 50,000/- Rs 15,00,000/- depending on your eligibility Yes Yes 1 Year in current Job / Profession
Citi Bank Be 21 – 60 years of age Minimum Annual Income: Rs.2,40,000/- Rs. 40,000/- Rs. 30,00,000 No NA Permanent / Confirmed employee
Axis Bank Be 21-58 years of age Minimum Net Monthly Income: Rs 15,000 Rs. 50,000/- Maximum loan available: Rs 15 lacs Optional Yes Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors
Fullerton India Be 21-60 years of age Rs. 12,500/- & above Rs. 40,000/- You can avail up to ` 20 Lakhs Yes Yes No. of years in employment 3 years & above and Current Experience 6 months & above
Union Bank of India – UBI Minimum Age 18 Years Should be from the salaried class, having regular source of income and having salary account with our bank. NA Up to Rs. 5 Lakh Yes NA NA
Bajaj Finserv NA You are drawing a monthly net salary of Rs. 40,000 Rs. 100,000 Up to Rs. 18 Lakh Yes Yes NA
Punjab National Bank – PNB No Age Criteria Provided Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres Rs. 50000/- Rs. 500000/- depending upon the repaying capacity Yes NA NA

Personal Loans in Lucknow Documents Required

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Last 3 months bank statements Last 6 months bank statements
Last 3 months salary slip Residence Proof
Form 16(ITR) Form 16(ITR)
Residence proof Proof of business existence
  Office address proof
  Last 3 years income tax returns

Points to consider before applying for a Personal Loan:

  • Plan your budget and borrow only the amount you need.

  • Check your credit report for CIBIL score.

  • Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.

  • Look for the lowest processing fee and zero-penalty for prepayment option.

  • Check whether the bank offering personal loan at flat interest rates or floating interest rates.

How to apply for Personal loan in Vadodara?

An individual can easily apply for personal loan in Vadodara through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.

Personal Loans in Lucknow – Banks for Personal Loan Contact Address

State Bank of India > Lohiya Park Rd, Vipul Khand 3, Gomati Nagar, Lucknow, Uttar Pradesh 226010

ICICI Bank > Bhootnath Market, Bhootnath Market, Near Faizabad Road, Indira Nagar, Lucknow, Uttar Pradesh 226016

HDFC Bank > A-1/15, Puraniya Chauraha, Puraniya Chauraha, Near Sitapur Road, Aliganj, Lucknow, Uttar Pradesh 226020

Axis Bank > Shivaji Marg, Lalkuan, Lucknow, Uttar Pradesh 226001
Citi bank 17/1 , Amren House,, Ashok Marg, Hazratganj, Lucknow, Uttar Pradesh 226001

Bank of India > Khun-Khun Ji Road Chowk Lko, Khun-2 ji road chowk lko, Chowk, Chowk, Lucknow, Uttar Pradesh 226003

Union Bank of India > 2nd Floor, Sahara Towers, Kapoorthala Complex, Kapoorthala Rd, Chandralok, Lucknow, Uttar Pradesh 226024

INGVYSYA BANK > 1, Shahnajaf Road, Opposite Saharaganj, Hazratganj, Lucknow, Uttar Pradesh 226001

Fullerton India > Gautam Buddha Marg, Naka Hindola, Lucknow, Uttar Pradesh 226001  1800 103 6001
Bank of Baroda > Awadh Tower, Naval Kishore Road, Naval Kishore Road, Near LIC Building, Hazratganj, Lucknow, Uttar Pradesh 226001

Bajaj Finserv > A-28, Ii Floor, Faizabad Road,, Opp. Ravindra Petrol Pump, Indira Nagar, Lucknow, Uttar Pradesh 226016

HSBC Bank > 24, Shahnajaf Road, Shahnajaf Road, Near St. Francis College, Hazratganj, Lucknow, Uttar Pradesh 226001