(Updated on 15.03.2019) Personal Loan In Bhubaneswar – Compare & Fast Approval on Personal Loan in Bhubaneswar on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.
Personal Loan In Bhubaneswar Interest Rates
|Bank Name||Interest Rates||Tenure|
|SBI||11.95%||1 – 5 Years|
|HDFC Bank||11.49%||1 – 5 Years|
|ICICI Bank||11.59%||1 – 5 Years|
|BAJAJ Finserv||14.25%||1 – 5 Years|
|RBL Bank||14.50%||1 – 5 Years|
|Kotak||11.50%||1 – 5 Years|
|Axis Bank||15.50%||1 – 5 Years|
|HSBC Bank||11.49%||1 – 5 Years|
|Fullerton India||15.75%||1 – 4 Years|
|Standard Chartered||11.49%||1 – 5 Years|
|CitiBank||10.99%||1 – 5 Years|
|Yes Bank||14.00%||1 – 5 Years|
PERSONAL LOAN IN BHUBANESWAR – QUICK, EASY & INSTANT APPROVAL ONLINE
Personal Loan In Bhubaneswar
Bhubaneswar is one of the ancient cities of India, located in the Eastern part of India and on the south-west of the Mahanadi River. This city is the capital of Indian state of Orissa (also known as Odisha). Bhubaneshwar in India, the ‘city of temples’, named after Tribhuvaneswar, ‘Lord of Three Worlds’, still preserves over 500 of India’s finest temples, around which the religious life of the city revolves. Bhubaneswar also plays an important role as a regional gateway to the Golden Tourist Triangle of Puri, Konark, and Chilika Lak.
If you are facing any financial crisis to fund to your immediate personal requirements then Personal Loan in Bhubaneswar will be your best solution for instant cash and can be used for traveling, wedding, medical emergency, home renovation, or anything else.
The list of top banks which we have provided according to their interest rates, charges and personal loan products will help you select the best personal loan. You can also check your personal loan eligibility with our personal loan eligibility calculator.
Personal Loan Bhubaneswar EMI Calculator
Personal Loan In Bhubaneshwar EMI Calculator
|Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Personal loan in Bhubaneshwar Eligibility Criteria
|Bank Name||Age||Income||Minimum Loan||Maximum Loan||Guarantor Required||BT Options||Job Experience|
|HDFC Bank||Be 21-60 years of age.||Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin)||Rs. 50,000/-||Rs. 15,00,000/-||Yes||Yes||Have had a job for at least 2 years, and a minimum of 1 year with your current employer.|
|State Bank of India – SBI||Minimum 21 Years||Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
|Rs. 50,000/-||Rs. 10,00,000/-||Yes||NA||1 Year in current Job / Profession|
|ICICI Bank||Be 23 – 58 years of age||Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata)||Rs 50,000/-||Rs 15,00,000/- depending on your eligibility||Yes||Yes||1 Year in current Job / Profession|
|Citi Bank||Be 21 – 60 years of age||Minimum Annual Income: Rs.2,40,000/-||Rs. 40,000/-||Rs. 30,00,000||No||NA||Permanent / Confirmed employee|
|Axis Bank||Be 21-58 years of age||Minimum Net Monthly Income: Rs 15,000||Rs. 50,000/-||Maximum loan available: Rs 15 lacs||Optional||Yes||Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors|
|Fullerton India||Be 21-60 years of age||Rs. 12,500/- & above||Rs. 40,000/-||You can avail up to ` 20 Lakhs||Yes||Yes||No. of years in employment 3 years & above and Current Experience 6 months & above|
|Union Bank of India – UBI||Minimum Age 18 Years||Should be from the salaried class, having regular source of income and having salary account with our bank.||NA||Up to Rs. 5 Lakh||Yes||NA||NA|
|Bajaj Finserv||NA||You are drawing a monthly net salary of Rs. 40,000||Rs. 100,000||Up to Rs. 18 Lakh||Yes||Yes||NA|
|Punjab National Bank – PNB||No Age Criteria Provided||Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres||Rs. 50000/-||Rs. 500000/- depending upon the repaying capacity||Yes||NA||NA|
Personal loan in Bhubaneshwar Documents Required
|For salaried person||For self-employed|
|Application form with photograph||Application form with photograph|
|KYC documents||KYC documents|
|Last 3 months bank statements||Last 6 months bank statements|
|Last 3 months salary slip||Residence Proof|
|Form 16(ITR)||Form 16(ITR)|
|Residence proof||Proof of business existence|
|Office address proof|
|Last 3 years income tax returns|
Points to consider before applying for a Personal Loan
Plan your budget and borrow only the amount you need.
Check your credit report for CIBIL score.
Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.
Look for the lowest processing fee and zero-penalty for prepayment option.
Check whether the bank offering personal loan at flat interest rates or floating interest rates.
How to apply for Personal loan in Bhubaneshwar?
An individual can easily apply for personal loan in Bhubaneshwar through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.
Personal Loans in Bhubaneswar – Banks for Personal Loan Contact Address
Bank of Baroda > 91/92, Bapujinagar Janpath, Bapuji Nagar, Bapuji Nagar, Bhubaneshwar, Odisha 751009
State Bank Of India > 108a, Unit 3, Lotus House, Station Square, Station Square, Bhubaneshwar, OD 751001
UCO Bank > 112B, Gopabandhu – Governer House Rd, Unit 7, Surya Nagar, Bhubaneshwar,
Punjab National Bank > 122a, Po Bbsr, Station Square, Station Square, Bhubaneshwar, OD 751001
HDFC Bank > A/62/1, Unit 8, Nayapalli, Bhubaneshwar, Odisha 751012
Corporation Bank > Jayadev Vihar – Ekamra Kanana Rd, Bhubaneshwar, OD 751015
ICICI Bank > Ashok Nagar, Bpcl , Rajdhani Filling Station, Behind Main Market Building, Bhubaneshwar, OR 751009
Axis Bank > Plot No. 7, District Centre, Chandrasekharpur, Bhubaneswar, Odisha 751016
Bank of India > Jan Path S, Ashok Nagar, Bhubaneshwar, OD 751009
Bajaj Finserv > Second Floor,, A1/64, Nayapalli,, Bhubaneshwar, Odisha 751003
Ing Vysya Bank > 48 1st Floor, Narayan Market Complex, Janpath Road, Ashok Nagar, Ashok Nagar, Bhubaneshwar, Odisha 751009