Tag Archives: personal loan provider in Bhubaneshwar

Personal Loan in Bhubaneswar – Fast Approval, Compare Personal Loan Interest Rate 2019

(Updated on 15.03.2019) Personal Loan In BhubaneswarCompare & Fast Approval on Personal Loan in Bhubaneswar on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.

Personal Loan In Bhubaneswar Interest Rates

Bank Name Interest Rates Tenure
SBI 11.95% 1 – 5 Years
HDFC Bank 11.49% 1 – 5 Years
ICICI Bank 11.59% 1 – 5 Years
BAJAJ Finserv 14.25% 1 – 5 Years
RBL Bank 14.50% 1 – 5 Years
Kotak 11.50% 1 – 5 Years
Axis Bank 15.50% 1 – 5 Years
HSBC Bank 11.49% 1 – 5 Years
Fullerton India 15.75% 1 – 4 Years
Standard Chartered 11.49% 1 – 5 Years
CitiBank 10.99% 1 – 5 Years
Yes Bank 14.00% 1 – 5 Years


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Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan In Bhubaneswar

Bhubaneswar is one of the ancient cities of India, located in the Eastern part of India and on the south-west of the Mahanadi River. This city is the capital of Indian state of Orissa (also known as Odisha). Bhubaneshwar in India, the ‘city of temples’, named after Tribhuvaneswar, ‘Lord of Three Worlds’, still preserves over 500 of India’s finest temples, around which the religious life of the city revolves. Bhubaneswar also plays an important role as a regional gateway to the Golden Tourist Triangle of Puri, Konark, and Chilika Lak.

If you are facing any financial crisis to fund to your immediate personal requirements then Personal Loan in Bhubaneswar will be your best solution for instant cash and can be used for traveling, wedding, medical emergency, home renovation, or anything else.

The list of top banks which we have provided according to their interest rates, charges and personal loan products will help you select the best personal loan. You can also check your personal loan eligibility with our personal loan eligibility calculator.

Personal Loan Bhubaneswar EMI Calculator

Personal Loan In Bhubaneshwar EMI Calculator

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Personal loan in Bhubaneshwar Eligibility Criteria

Bank Name Age Income Minimum Loan Maximum Loan Guarantor Required BT Options Job Experience
HDFC Bank Be 21-60 years of age. Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin) Rs. 50,000/- Rs. 15,00,000/- Yes Yes Have had a job for at least 2 years, and a minimum of 1 year with your current employer.
State Bank of India – SBI Minimum 21 Years Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
Rs. 50,000/- Rs. 10,00,000/- Yes NA 1 Year in current Job / Profession
ICICI Bank Be 23 – 58 years of age Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata) Rs 50,000/- Rs 15,00,000/- depending on your eligibility Yes Yes 1 Year in current Job / Profession
Citi Bank Be 21 – 60 years of age Minimum Annual Income: Rs.2,40,000/- Rs. 40,000/- Rs. 30,00,000 No NA Permanent / Confirmed employee
Axis Bank Be 21-58 years of age Minimum Net Monthly Income: Rs 15,000 Rs. 50,000/- Maximum loan available: Rs 15 lacs Optional Yes Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors
Fullerton India Be 21-60 years of age Rs. 12,500/- & above Rs. 40,000/- You can avail up to ` 20 Lakhs Yes Yes No. of years in employment 3 years & above and Current Experience 6 months & above
Union Bank of India – UBI Minimum Age 18 Years Should be from the salaried class, having regular source of income and having salary account with our bank. NA Up to Rs. 5 Lakh Yes NA NA
Bajaj Finserv NA You are drawing a monthly net salary of Rs. 40,000 Rs. 100,000 Up to Rs. 18 Lakh Yes Yes NA
Punjab National Bank – PNB No Age Criteria Provided Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres Rs. 50000/- Rs. 500000/- depending upon the repaying capacity Yes NA NA

Personal loan in Bhubaneshwar Documents Required

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Last 3 months bank statements Last 6 months bank statements
Last 3 months salary slip Residence Proof
Form 16(ITR) Form 16(ITR)
Residence proof Proof of business existence
  Office address proof
  Last 3 years income tax returns

Points to consider before applying for a Personal Loan

  • Plan your budget and borrow only the amount you need.

  • Check your credit report for CIBIL score.

  • Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.

  • Look for the lowest processing fee and zero-penalty for prepayment option.

  • Check whether the bank offering personal loan at flat interest rates or floating interest rates.

How to apply for Personal loan in Bhubaneshwar?

An individual can easily apply for personal loan in Bhubaneshwar through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.

Personal Loans in Bhubaneswar – Banks for Personal Loan Contact Address

Bank of Baroda > 91/92, Bapujinagar Janpath, Bapuji Nagar, Bapuji Nagar, Bhubaneshwar, Odisha 751009

State Bank Of India > 108a, Unit 3, Lotus House, Station Square, Station Square, Bhubaneshwar, OD 751001

UCO Bank > 112B, Gopabandhu – Governer House Rd, Unit 7, Surya Nagar, Bhubaneshwar,

Punjab National Bank > 122a, Po Bbsr, Station Square, Station Square, Bhubaneshwar, OD 751001

HDFC Bank > A/62/1, Unit 8, Nayapalli, Bhubaneshwar, Odisha 751012

Corporation Bank > Jayadev Vihar – Ekamra Kanana Rd, Bhubaneshwar, OD 751015

ICICI Bank > Ashok Nagar, Bpcl , Rajdhani Filling Station, Behind Main Market Building, Bhubaneshwar, OR 751009

Axis Bank > Plot No. 7, District Centre, Chandrasekharpur, Bhubaneswar, Odisha 751016
Bank of India > Jan Path S, Ashok Nagar, Bhubaneshwar, OD 751009

Bajaj Finserv > Second Floor,, A1/64, Nayapalli,, Bhubaneshwar, Odisha 751003

Ing Vysya Bank >  48 1st Floor, Narayan Market Complex, Janpath Road, Ashok Nagar, Ashok Nagar, Bhubaneshwar, Odisha 751009