Tag Archives: Personal loan in Cochin

Personal Loan in Cochin – Fast Approval, Compare Interest Rate 2019

(Updated on 18.03.2019) Personal Loan CochinCompare & Fast Approval on Personal Loan in Cochin on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.

Personal Loan In Cochin Interest Rates

Bank Name Interest Rates Tenure
SBI 11.95% 1 – 5 Years
HDFC Bank 11.49% 1 – 5 Years
ICICI Bank 11.59% 1 – 5 Years
BAJAJ Finserv 14.25% 1 – 5 Years
RBL Bank 14.50% 1 – 5 Years
Kotak 11.50% 1 – 5 Years
Axis Bank 15.50% 1 – 5 Years
HSBC Bank 11.49% 1 – 5 Years
Fullerton India 15.75% 1 – 4 Years
Standard Chartered 11.49% 1 – 5 Years
CitiBank 10.99% 1 – 5 Years
Yes Bank 14.00% 1 – 5 Years

Personal Loan In Cochin – GET INSTANT APPROVAL ONLINE

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Personal Loan In Cochin

Cochin, mostly known as Kochi is a city in southwest India’s coastal Kerala state. Cochin has a metropolitan population of 2.1 million and also it is a part of the greater Cochin region. Cochin is famous for its locations and residential areas. Personal loan in Cochin can be availed at attractive interest rates with affordable EMIs. Personal loans can be availed for many purposes like wedding expenses, business purpose, Traveling, etc. At loansninsurances.com we have arranged the list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our EMI calculator and can easily check his Personal loan eligibility at Loansninsurances.com.

Personal Loans In Cochin Eligibility Criteria

Bank Name Age Income Minimum Loan Maximum Loan Guarantor Required BT Options Job Experience
HDFC Bank Be 21-60 years of age. Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin) Rs. 50,000/- Rs. 15,00,000/- Yes Yes Have had a job for at least 2 years, and a minimum of 1 year with your current employer.
State Bank of India – SBI Minimum 21 Years Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
Rs. 50,000/- Rs. 10,00,000/- Yes NA 1 Year in current Job / Profession
ICICI Bank Be 23 – 58 years of age Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata) Rs 50,000/- Rs 15,00,000/- depending on your eligibility Yes Yes 1 Year in current Job / Profession
Citi Bank Be 21 – 60 years of age Minimum Annual Income: Rs.2,40,000/- Rs. 40,000/- Rs. 30,00,000 No NA Permanent / Confirmed employee
Axis Bank Be 21-58 years of age Minimum Net Monthly Income: Rs 15,000 Rs. 50,000/- Maximum loan available: Rs 15 lacs Optional Yes Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors
Fullerton India Be 21-60 years of age Rs. 12,500/- & above Rs. 40,000/- You can avail up to ` 20 Lakhs Yes Yes No. of years in employment 3 years & above and Current Experience 6 months & above
Union Bank of India – UBI Minimum Age 18 Years Should be from the salaried class, having regular source of income and having salary account with our bank. NA Up to Rs. 5 Lakh Yes NA NA
Bajaj Finserv NA You are drawing a monthly net salary of Rs. 40,000 Rs. 100,000 Up to Rs. 18 Lakh Yes Yes NA
Punjab National Bank – PNB No Age Criteria Provided Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres Rs. 50000/- Rs. 500000/- depending upon the repaying capacity Yes NA NA

Personal Loans in Cochin Documents Required

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Last 3 months bank statements Last 6 months bank statements
Last 3 months salary slip Residence Proof
Form 16(ITR) Form 16(ITR)
Residence proof Proof of business existence
  Office address proof
  Last 3 years income tax returns

Personal Loans in Cochin – Banks for Personal Loan Contact Address

ICICI Bank > Ambal Building, Thoppumpady, First Floor, Near Gammon Bridge, Kochi, Kerala 682006

HDFC Bank > SH 66, Thoppumpady, Kochi, Kerala  1800 425 4332

Axis Bank > No. 24/1352, Bristow Road, Wellingdon Island, Kochi, Kerala 682003  1800 209 5577

Federal Bank >  P B NO. 334, PARVANA JUNCTION, MATTANCHERRY, KOCHI, Jawahar Rd, Kerala

State Bank Of India > Aroor – Thoppumpady Rd, Thopumpady Junction, Thoppumpady, Kochi, Kerala 682005  1800 425 3800

Axis Bank > Ltd No. 24/1352, Bristow Road, Wellingdon Island, Kochi, Kerala 682003  1800 209 5577

ING Vysya Bank > Cheralai Rd, Kappalandimukku, Kochi, Kerala 682002  1800 420 9900

Bajaj Finance > Cheranalllur Rd, Bye Pass Junction, Edappally, Kochi, Kerala 682024

Bank Of Baroda > Palace Rd, Mattancherry, Kochi, Kerala 682002  0484 222 4822

Federal Bank > P B NO. 334, PARVANA JUNCTION, MATTANCHERRY, KOCHI, Jawahar Rd, Kerala  0484 222 3930

UCO Bank > P.B.N 281, Moulana Azad Rd, Kappalandimukku, Mattancherry, Kochi, Kerala 682002  0484 222 6089