(Updated on 15.03.2019) Personal Loan Chandigarh – Compare & Fast Approval on Personal Loan in Chandigarh on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.
Personal Loan In Chandigarh Interest Rates
|Bank Name||Interest Rates||Tenure|
|SBI||11.95%||1 – 5 Years|
|HDFC Bank||11.49%||1 – 5 Years|
|ICICI Bank||11.59%||1 – 5 Years|
|BAJAJ Finserv||14.25%||1 – 5 Years|
|RBL Bank||14.50%||1 – 5 Years|
|Kotak||11.50%||1 – 5 Years|
|Axis Bank||15.50%||1 – 5 Years|
|HSBC Bank||11.49%||1 – 5 Years|
|Fullerton India||15.75%||1 – 4 Years|
|Standard Chartered||11.49%||1 – 5 Years|
|CitiBank||10.99%||1 – 5 Years|
|Yes Bank||14.00%||1 – 5 Years|
Personal Loan In Chandigarh – GET INSTANT APPROVAL ONLINE
Personal Loan In Chandigarh
Chandigarh is one of the beautiful city of India. It is a union territory of India that serves as the capital of Haryana and Punjab. As a union territory, the city is governed directly by the Union Government and is not part of either state. Everyone wants to enjoy life a bit extra and for that extra enjoyment everyone need some extra money and that extra money can be availed through a personal loan. Personal loan in Chandigarh can be availed at attractive interest rates with affordable EMIs from different banks and HFCs. Personal loans can be availed for many purposes like wedding expenses, business purpose, Traveling, etc. At loansninsurances.com we have arranged the list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our EMI calculator and can easily check his Personal loan eligibility at Loansninsurances.com.
Personal Loan In Chandigarh Eligibility Criteria
|Bank Name||Age||Income||Minimum Loan||Maximum Loan||Guarantor Required||BT Options||Job Experience|
|HDFC Bank||Be 21-60 years of age.||Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin)||Rs. 50,000/-||Rs. 15,00,000/-||Yes||Yes||Have had a job for at least 2 years, and a minimum of 1 year with your current employer.|
|State Bank of India – SBI||Minimum 21 Years||Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
|Rs. 50,000/-||Rs. 10,00,000/-||Yes||NA||1 Year in current Job / Profession|
|ICICI Bank||Be 23 – 58 years of age||Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata)||Rs 50,000/-||Rs 15,00,000/- depending on your eligibility||Yes||Yes||1 Year in current Job / Profession|
|Citi Bank||Be 21 – 60 years of age||Minimum Annual Income: Rs.2,40,000/-||Rs. 40,000/-||Rs. 30,00,000||No||NA||Permanent / Confirmed employee|
|Axis Bank||Be 21-58 years of age||Minimum Net Monthly Income: Rs 15,000||Rs. 50,000/-||Maximum loan available: Rs 15 lacs||Optional||Yes||Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors|
|Fullerton India||Be 21-60 years of age||Rs. 12,500/- & above||Rs. 40,000/-||You can avail up to ` 20 Lakhs||Yes||Yes||No. of years in employment 3 years & above and Current Experience 6 months & above|
|Union Bank of India – UBI||Minimum Age 18 Years||Should be from the salaried class, having regular source of income and having salary account with our bank.||NA||Up to Rs. 5 Lakh||Yes||NA||NA|
|Bajaj Finserv||NA||You are drawing a monthly net salary of Rs. 40,000||Rs. 100,000||Up to Rs. 18 Lakh||Yes||Yes||NA|
|Punjab National Bank – PNB||No Age Criteria Provided||Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres||Rs. 50000/-||Rs. 500000/- depending upon the repaying capacity||Yes||NA||NA|
Personal Loan In Chandigarh Documents Required
|For salaried person||For self-employed|
|Application form with photograph||Application form with photograph|
|KYC documents||KYC documents|
|Last 3 months bank statements||Last 6 months bank statements|
|Last 3 months salary slip||Residence Proof|
|Form 16(ITR)||Form 16(ITR)|
|Residence proof||Proof of business existence|
|Office address proof|
|Last 3 years income tax returns|
Points to consider before applying for a Personal Loan
Plan your budget and borrow only the amount you need.
Check your credit report for CIBIL score.
Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.
Look for the lowest processing fee and zero-penalty for prepayment option.
Check whether the bank offering personal loan at flat interest rates or floating interest rates.
How to apply for Personal loan in Chandigarh?
An individual can easily apply for personal loan in Chandigarh through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.
Personal Loans in Chandigarh – Banks for Personal Loan Contact Address
IDBI Bank > SCO 55-56-57, Sector 8C, Madhya Marg, Sector 8, Chandigarh, 160009
Bank of India > Sco 415-416, Sector 35 C, Chandigarh
Bank Of Baroda > S.C.O. 1120-21, Sector 22B, Chandigarh,
HDFC Bank > SCO-382, Sector 37D, Sector 37, Chandigarh, 160036
Karnataka Bank Ltd Sco 2917-18, Sector 22c, Sector 22c, Chandigarh, 160022
State Bank Of India > SCO-100, Madhya Marg, 17B, Sector 17, Chandigarh, 160017
Punjab National Bank > Madhya Marg, Bank Square, Sector 17, Chandigarh, 160017
State Bank Of Patiala > SCO 21-22, Near Post Office sector-19C, Sector 19-C, Chandigarh, 160019
Axis Bank > Shop No. 235, Old Dashvi Bagh, Old Ropar Road, Manimajara UT, Chandigarh, CH 160101 1800 103 5577
Syndicate Bank > SCO – 76-77, Madhya Marg, Sector 17B, Sector 17, Chandigarh, 160017
ING Vysya Bank > SCO 70-71, Ground Floor, Madhya Marg, Sector 8C, Chandigarh, 160009 1800 425 9900
Bajaj Finserv > 1st & 2nd Floor, Sco 26, Sector 26, Madhya Marg, Chandigarh, 160026 0172 301 7260
Fullerton India > SCO 141, 142, 1st Floor, Near Sindhi Sweets, Madhya Marg, Sector 8C, Chandigarh, 160009 0172 433 8805