Tag Archives: personal loan emi calculator sbt

State Bank of Travancore Personal Loan EMI Calculator December 2017

(Updated on 08.12.17) State Bank of Travancore Personal Loan EMI Calculator December 2017 – Personal Loans are always the best option to opt for, it makes life convenient to meet any unexpected expenses, be it a short-term or long-term financial needs. As there is no restrictions on the end use of personal loan, loan amount can be used for such as personal financial emergencies, any fancy spending free, meeting your daughter’s wedding, home renovation and home extension expenses and to meet any other high expenses. State Bank of Travancore Personal Loan is one the best-in-class personal which comes with several benefits and features to meet all your personal requirements at any point of time.

  • Most affordable interest rates in the range of 12.60% to 13.60%.

  • Less processing fee of 1% of the loan amount with applicable service tax.

  • Flexible loan tenure of 60 months.

  • Collateral security acceptable by the bank.

  • Maximum Loan amount of 10 lakhs can be availed by all personal loan borrowers.

  • Customized personal loan products to meet all financial requirements of every borrower.

STATE BANK OF TRAVANCORE – QUICK, EASY & INSTANT APPROVAL ONLINE

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

State Bank Of Travancore Personal Loan Eligibility

  • Permanent employees of Central/State/Quasi Government, PSU’s, Defence Personnels, Central/state govt. schools, Colleges, Universities recognized by UGC with a minimum completed service of one year.

  • Employees of Private Sector Companies whose salary account is maintained with State Bank of Travancore and with a minimum service experience of 3 years are eligible for this loan.

State Bank of Travancore personal loan EMI calculator is the easy tool to use. Personal Loan EMI calculator helps you to assess whether you will be able to repay back your loan amount or not. You just need to enter the desired personal loan amount, the loan tenure in months, and the interest rate (current interest rates). The EMI calculator will automatically calculate your total payable amount of the loan taken including interest rates, your monthly payment and also the total payable interest. Steps to follow:

Step 1: Enter the loan amount. For e.g. Rs. 1,00,000/-

Step 2: Enter the interest rate (current interest rate). For e.g.: 12.60%

Step 3: Enter the loan tenure in months, i.e. for how many months you want to avail the loan. For e.g. 60 months.

The moment you click the ‘calculate’ button you will get all the details at one place. You will come to know your monthly EMI, total amount with interest, flat interest rate per annum, flat interest rate per month, total interest amount and Yearly interest amount. This will help you to take the right decision at right point of time to avail a perfect and comfortable personal.

What is Personal Loan EMI?

EMI is the short form of ‘Equated Monthly Installment’. EMI is the total amount which is payable per month at the bank on the loan amount availed by you. EMI is payable every month untill unless you fully repay your loan amount. EMI is consists of a portion of the principal loan amount and the interest due on the loan. EMI depends on the principal loan amount, personal loan interest rate and tenure of personal loan.

State Bank Of Travancore Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

State Bank of Travancore Personal Loan EMI Calculator- EMI Chart

State Bank Of Bikaner and Jaipur Personal Loan at the lowest EMI of Rs 2,255. Compare and get the preferred personal loan at your earliest.

Loan Amt.(Rs)

Loan Tenure(Yrs)

Interest Rate(P.A)

Monthly EMI(Rs)

Total Int.Outgo(Rs)

Total Amount(Rs)

1,00,000

1

12.60%

8,913

6,956

1,06,956

1,00,000

2

12.60%

4,735

13,650

1,13,650

1,00,000

3

12.60%

3,350

20,606

1,20,606

1,00,000

4

12.60%

2,663

27,821

1,27,821

1,00,000

5

12.60%

2,255

35,293

1,35,293

State Bank of Travancore Personal Loan FAQ

1) What is the rate of Interest on Personal Loan From State Bank of Travancore?

At present State Bank of Travancore offers personal loan at the interest rate of 12.60% onwards.

2) Is there any prepayment charges on SBT Personal Loan?

State Bank of Travancore doest not levy any prepayment charges on the personal loan.

3) Is any guarantor required for availing personal loan from State Bank of Travancore?

Yes. You have to provide loan guarantor to avail personal loan from state bank of travancore.

4) How much loan amount can be availed?

Depending on your income and nature of job, you can avail a maximum loan amount of Rs.10 lakhs.

5) How can repay my personal loan amount?

Through Electronic Clearing Facility (ECS) or post dated cheques you can do your personal loan repayments.