Tag Archives: personal loan emi calculator Dena Bank

Dena Bank Personal Loan EMI Calculator January 2019

(Updated on 22.01.19) Dena Bank Personal Loan EMI Calculator January 2019 – Personal Loans are always the best option to opt for, it makes life convenient to meet any unexpected expenses, be it a short-term or long-term financial needs. As there is no restrictions on the end use of personal loan, loan amount can be used for such as personal financial emergencies, any fancy spending free, meeting your daughter’s wedding, home renovation and home extension expenses and to meet any other high expenses. Dena Bank Personal Loan is one the best-in-class personal which comes with several benefits and features to meet all your personal requirements at any point of time.

  • Personal loan at fixed interest rate of 14%

  • Lowest processing fee of 1% of the loan amount.

  • Minimum Loan amount Rs. 15,000 .

  • Maximum Loan tenure is 36 months (loan tenure ranges from 12 months to 36 months).

  • A permanent employee between 24 to 55 years having worked for at least 2 years in a Govt. or PSU/ reputed organization is eligible for this loan.

  • No prepayment charges on Dena Bank Personal Loan.

  • Bank approves personal loan within 48 hours.


Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

How to use Personal Loan EMI calculator?

Dena Bank Personal Loan EMI Calculator is the easy tool to use. Personal Loan EMI calculator helps you to assess whether you will be able to repay back your loan amount or not. You just need to enter the desired personal loan amount, the loan tenure in months, and the interest rate (current interest rates). The EMI calculator will automatically calculate your total payable amount of the loan taken including interest rates, your monthly payment and also the total payable interest. Steps to follow:

Step 1: Enter the loan amount. For e.g. Rs. 1,00,000/-

Step 2: Enter the interest rate (current interest rate). For e.g.: 14%

Step 3: Enter the loan tenure in months, i.e. for how many months you want to avail the loan. For e.g. 36 months.

The moment you click the ‘calculate’ button you will get all the details at one place. You will come to know your monthly EMI, total amount with interest, flat interest rate per annum, flat interest rate per month, total interest amount and Yearly interest amount. This will help you to take the right decision at right point of time to avail a perfect and comfortable personal.

What is Personal Loan EMI?

EMI is the short form of ‘Equated Monthly Installment’. EMI is the total amount which is payable per month at the bank on the loan amount availed by you. EMI is payable every month untill unless you fully repay your loan amount. EMI is consists of a portion of the principal loan amount and the interest due on the loan. EMI depends on the principal loan amount, personal loan interest rate and tenure of personal loan.

Dena Bank Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Dena Bank Personal Loan EMI Calculator- EMI Chart

Dena Bank Personal Loan at the lowest EMI of Rs.3,418. Compare and get the preferred personal loan at your earliest.

Loan Amount Rs)

Loan Tenure(Yrs)

Interest Rate(p.a.)

Monthly EMI(Rs)

Total Int Outgo(Rs)

Total Amount(Rs)



















Dena Bank Personal Loan FAQs

1) What is the other eligibility criteria for Dena Bank Personal loan?

  • Permanent employees between 24 to 55 years with working status of 2 years in a Govt. or PSU/ reputed organization.

  • Net monthly income of not less than Rs. 15,000/-

2) What is the maximum loan amount granted for different repayment periods?

  • Minimum Loan amount is Rs. 15,000/-.

  • Maximum loan amount: 9 times of net monthly income which is repayable in 36 months.

6 times of net monthly income which is repayable in 24 months.

3 times of net monthly income which is repayable in 12 months or 1 lacs which ever is less.

3) What is the processing fee charged for Dena Bank?

Dena bank charges a processing fee of 1% of the loan amount.

4) What is the maximum loan repayment period provided by the bank?

The bank provides a loan tenure in the range of 12 months to 36 months.

5) How is the interest charged for the loan?

The interest rate is charged on a daily reducing balance. At present, the bank offers personal loan at the rate of 14%.