Tag Archives: nainital bank home loan emi calculator

Nainital Bank Home Loan, Interest Rate and EMI Calculator Jan 2019

(Updated on 12.01.2019) Nainital Bank Home Loan – Get Lowest Interest Rate on Nainital Bank Home Loan. Calculate your EMI, Details on Eligibility Loan Amount.

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Nainital Bank Home Loan

Nainital Bank provides home loan for varied purposes such as Purchase of New Home, Home Improvement, Home Extension, and lots more. Nainital Bank Home Loan is immensely popular for its wide range of home loan products, doorstep service, simplified documentation, tempting home loan rates and much more to help you own a perfect home or flat. Calculate your home loan eligibility with Nainital Bank Home Loan Eligibility Calculator and get an easy accessible home loan within a few working hours.

Nainital Bank Home Loan Interest Rate

Interest Rate 9.75%
Processing fee range 1% of Loan amount
Loan Amount Min. Rs. 10 Lakhs & above
Tenure 20 years

Nainital Bank Home Loan EMI Calculator

Nainital Bank Home Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Nainital Bank Home Loan

1) Nainital Bank Apna Ashiana For Home

  • All individual/s who own in his/her name the land on which the proposed house is to be constructed.

  • To construct/purchase a new house/flat.

  • To purchase a ready built house, which should not be more than 20 (twenty) years old.

  • For repairs/renovation/addition/extension in the existing house/flat.

  • For repayment of loan already availed by the concerned constituents from other banks/housing finance institutions.

2) Naini Home Improvement Loan

  • Loans to borrowers who wish to make repairs to their houses or residential property.

  • At attractive rate of interest

  • Minimum processing fees

  • Feasible home loan repayment option.

Nainital Bank Home Loan Eligibility

  • All individual/s who own in his/her name the land on which the proposed house is to be constructed

  • Construction plan needs to be duly approved/sanctioned by competent authority/body.

  • In case the land on which the proposed house is to be constructed stands in the joint names, all the joint owners should be made co-borrowers.

  • The member of registered group housing society & farmers/agriculturists are also eligible for this loan.

  • For Govt. & PSU employee / Salaried person / Professionals and Businessmen.

  • Farmers whose 50% income is derived from agriculture are eligible for this loan.

Nainital Bank Home Loan MCLR 

Loan Tenure MCLR Rate
Overnight  8.10%
1 Month   8.10%
3 Months 8.15%
6 Months 8.25%
1 Year 8.40%
 2 Year 8.70% 
 Above 2 Year   9.10%

Nainital Bank Home Loan Rate of Interest January 2019

Loan amount Rates of Interest
Upto & inclusive of Rs.20 lac 9.75%
Above Rs. 20 lac 9.75%

Naini Home Improvement Loan

House Repair Loan                                                                                           Base Rate + 1.75%

 

Documents Required

  • Duly filled application form.
  • 2 Recent Passport size photographs.
  • Identity Proof: PAN Card / Passport / Driving license / Voter ID Card / Aadhaar Card.
  • Address Proof: Utility Bill / Rent and Lease Agreement / Passport / Voter ID card / Aadhaar Card.

Income Proof:

For Salaried – Last 3 months salary slip, Form 16 for the last 2 financial years.

For Self-Employed – Audited Balance Sheet and Profit & Loss Account Statement for the past 3 years and Income tax returns for the past 3 years.

  • Sale deed / Agreement to Sale.
  • Copy of approved map of proposed construction / purchase / extension.
  • Detailed cost estimate / valuation report from an approved architect.
  • Salary Certificate / Form 16 issued by employer for the last 2 years.
  • Proof of residence i.e. copy of passport / voter ID etc.
  • Tax paid receipt.
  • Allotment letter of Co-operative society / Housing board / Constructor / Builder etc.