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Kotak Mahindra Bank Home Loan, Interest Rate and EMI Calculator January 2019

(Updated on 10.01.2019) Kotak Mahindra Bank Home Loan EMI Calculator January 2019 – Calculate your Kotak Mahindra Bank Home Loan EMI on the basis of✓Interest Rates✓ Processing Fee✓Eligibility✓Monthly EMI✓Principal Amount at Loansninsurances.com.

✓ Interest Rate    8.90% ✓ Processing fee range    1.25% of loan amount ✓ Loan Amount    Rs. 25 lakhs onwards ✓ Tenure    20 years


Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Kotak Mahindra Bank Home Loan

Kotak Mahindra Bank (KMB), one of the leading financial institutions in the country rendering its services to the people of India with its exciting and most beneficial home loans. Keeping in mind customers’ varied needs, Kotak Mahindra Bank Home Loan is equipped with a bunch of favourable features, viz. Attractive rates of interest, Convenient loan disbursement process, Insurance options to cover your home loans at attractive premium, fast turnaround time and lots more. Know your Home Loan Eligibility with Kotak Mahindra Home Loan Eligibility Calculator and get your preferred home loan approved within few days.

Kotak Mahindra Bank Personal Loan can also be availed at affordable rates of interest to fund your financial expenses at your utmost crisis.

Kotak Mahindra Bank Home Loan EMI Calculator

Kotak Mahindra Bank Home Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Just by punching these inputs, you can achieve an indicative figure of your EMI. For an example, a loan amount of Rs. 2000000 @ interest rate of 14.00% per annum for the period of 240 months would indicate an EMI of Rs. 24870.42 per month.


1 RS. 19,672 RS. 278,768 RS. 1,980,328
2 RS. 22,610 RS. 275,830 RS. 1,957,718
3 RS. 25,985 RS. 272,455 RS. 1,931,733
4 RS. 29,865 RS. 268,575 RS. 1,901,868
5 RS. 34,325 RS. 264,115 RS. 1,867,543
6 RS. 39,451 RS. 258,989 RS. 1,828,092
7 RS. 45,344 RS. 253,096 RS. 1,782,748
8 RS. 52,115 RS. 246,325 RS. 1,730,633
9 RS. 59,898 RS. 238,542 RS. 1,670,735
10 RS. 68,844 RS. 229,596 RS. 1,601,891
11 RS. 79,122 RS. 219,318 RS. 1,522,769
12 RS. 90,940 RS. 207,500 RS. 1,431,829
13 RS. 104,523 RS. 193,917 RS. 1,327,306
14 RS. 120,131 RS. 178,309 RS. 1,207,175
15 RS. 138,072 RS. 160,368 RS. 1,069,103
16 RS. 158,693 RS. 139,747 RS. 910,410
17 RS. 182,392 RS. 116,048 RS. 728,018
18 RS. 209,631 RS. 88,809 RS. 518,387
19 RS. 240,938 RS. 57,502 RS. 277,449
20 RS. 277,742 RS. 21,520 RS. 0

Highlighted points of Kotak Bank Home Loan

✓ Income proof and banking details

✓ Age proof

✓ Address proof

✓ Identity proof

✓ Proof of educational qualifications

Eligibility for Salaried Consumer

✓ Apart from repayment capacity of an individual, following factors are necessary to get approval for home loan:

✓ Proof of monthly income

✓ Source of income

✓ Savings and credit record

✓ Working experience

✓ Qualification

✓ Age

✓ Dependents in family (numbers)

✓ Probability of the borrower continuing in the same service

Eligibility for Self Employed Consumer

✓ Balance sheet audited by CA

✓ Profit and Loss Account of last three years

Documents required

✓ Income proof and banking details

✓ Age proof and address proof

✓ Identity proof

✓ Proof of educational qualifications

Kotak Mahindra Bank MCLR Rate – Effective from 01.01.2019

TenURE Benchmark Rate
Overnight K-MCLR O/N 8.15% p.a
One Month K-MCLR 1M 8.35% p.a
Three Month K-MCLR 3M 8.65% p.a
Six Month K-MCLR 6M 8.85% p.a
One Year K-MCLR 1Y 9.00% p.a
Two year K-MCLR 2Y 9.05% p.a
Three year K-MCLR 3Y 9.05% p.a

How to get a Kotak branch?

Kotak Bank has an extensive network of branches in all most all tier I and tier II cities. A consumer in quest for home loan may personally visit anyone of its branch.