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Indian Bank (IB) Personal Loan, Interest Rate and EMI Calculator December 2017

(Updated on 08.12.17) Indian Bank (IB) Personal Loan December 2017Get Instant Quick & Easy Approval on Indian Bank Personal Loan. Loansninsurances.com provide a simple tool to calculate your Personal Loan EMI on the basis of ✓Interest Rate ✓Loan Tenure ✓Processing Fee ✓Eligibility ✓Best Offers & more.


Professional Details
Loan Amount
Yearly Income
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All loans are on sole discretion on the respective banks

Indian Bank Personal Loan

Indian Bank Personal Loan is commonly known as ‘Indian Bank Clean Loan’, especially designed to meet any genuine financial requirement of borrower at any point of financial crisis. Indian Bank Personal Loan can be availed at most affordable interest rates & at low processing fee. Check out your Personal Loan Eligibility criteria for the best Personal Loan with Indian Bank Personal Loan Eligibility Calculator. Indian Bank (IB) has the perfect Indian Bank Home Loan at preferable competitive interest rates for all NRI/ domestic borrowers for their dream home.

Indian Bank Personal Loan Interest Rate

Interest Rate 12.65% to 13.65%
Processing fee range 0.51% on loan amount with a max. of Rs.510
Loan Amount Max. Rs. 50,000/- for Indian Bank account holders (salaried), Max. Rs. 1 lakh for others
Loan Tenure Max. 36 months

Indian Bank Personal Loan EMI Calculator

INDIAN Bank Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Indian Bank Personal Loan Eligibility

  • Permanent Employees with minimum service/ experience of three years with Govt./Quasi -Govt./ Boards/ Endowments/ reputed companies/ Corporate Industrial Establishments etc.

  • Minimum take home pay of 40% of gross salary after servicing the proposed EMI.

  • Other eligibility criteria should also be met as per bank’s norms.

Indian Bank Personal Loan Documents Required
  • Salary Certificate for self for 6 months IT returns/Form 16 for 3 years from the individual borrowers.

  • Statement of bank account for the past 6 months.

  • Post dated cheques to be obtained. Suitable third party guarantee is desirable.

  • Other documents are also need to be submitted as per bank’s guidelines.

Indian Bank Personal Loan Prepayments: Minimum Pre-Payment charges.