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ICICI Pru Shubh Retirement: Features, Benefits

ICICI Pru Shubh Retirement: A combination of equity and debt will help you build an adequate retirement corpus and protect your savings from market downturns. So, plan for your retirement now to truly enjoy those golden years without any worries.

ICICI Pru Shubh Retirement at a glance:

Min/Max premium Rs. 24,000 / Unlimited
Modes of premium payment Yearly/Half yearly/Monthly
Min/Max age at entry 35/70 years
Min/Max age at vesting 45/80 years
Premium payment term (PPT) and policy term

Premium payment option

Premium payment term

Policy Term

Five Pay

5

10, 15, 20, 25, 30

Ten Pay

10

20, 25, 30

 

Tax benefits Premium and any benefit amount received will be eligible for tax benefit as per the prevailing Income Tax laws.

Benefit from ICICI Pru Shubh Retirement:

  •  Build your retirement corpus through equity participation

• Protect your savings from market downturns through the Assured Benefit

• Pay premiums for a limited period and get regular income post retirement

• At retirement, choose from five annuity options as per your need

• Avail tax benefits on premiums paid and receive up to one-third of the accumulated value on retirement date as a tax-free lump sum, as per the prevailing Income Tax laws