ICICI Bank Platinum Chip Credit Card – Apply online for ICICI Platinum Chip Credit Card. Check Credit Card Features, Benefits, offers, Eligibility, Fee & Charges, Rewards Point.
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ICICI BANK PLATINUM CHIP CREDIT CARD
Safe, Convenient and Flexible
The ICICI Bank Platinum Chip Credit Card offers you great value as a no-frills, easy to manage card with these exciting benefits:
- Security of a chip card to protect you against the risk of fraud.
- Rewards powered by PAYBACK, redeemable for exciting gifts and vouchers.
- Fuel surcharge waiver.
- Minimum 15% savings on dining at over 800 restaurants courtesy our Culinary Treats program.
FEATURES & BENEFITS
Rewards Powered by Payback
- Earn 2 PAYBACK points on every ₹ 100 spent for all retail purchases except fuel. Your points are easily redeemable for attractive products through PAYBACK, India’s largest multi-partner coalition loyalty programme.
- Now you can also redeem your PAYBACK points by calling the ICICI Bank 24-hour Customer Care.
SECURITY OF CHIP AND PIN CARD
ICICI Credit Cards come with an embedded microchip which provides additional security against counterfeiting and duplication of cards.
- The new chip cards have an extra layer of security in the form of a Personal Identification Number (PIN)
- You will be required to enter your PIN on the terminal for transactions at merchant outlets.
- This PIN is not required for online transactions. Please register your card for 3D Secure (Verified by VISA/MasterCard Secure Code) on our website for online transactions.
₹ 99 ANNUAL FEE SAVINGS
Here’s the smart way to enjoy maximum benefits without having to pay for it! Just ensure that you spend ₹ 50,000 or more annually on your Card and the Annual Fee for the subsequent year shall be reversed.
FUEL SURCHARGE WAIVER
1% fuel surcharge waiver can be availed on fuel transactions of maximum ₹ 4,000 at HPCL pumps when the Card is swiped on ICICI Merchant Services swipe machines.
FEES AND CHARGES
JOINING & ANNUAL FEES
- Joining Fee – ₹ 199 (goods and services tax as applicable)
- Annual Fee (Second year onwards) – ₹ 99* (goods and services tax as applicable)
- Supplementary Card Fee – NIL
- Overdue interest on extended credit and cash advances – 3.40% per month (40.80% annualized)
- You can avail of this card if you are more than 23 years old
If total spends on the Credit Card is ₹ 50,000 or more during an anniversary year, the Annual Fee for the subsequent year shall be reversed.
(Source- ICICI Bank)