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ICICI BANK Personal Loan EMI Calculator December 2018

(Updated on 04.12.2018) ICICI BANK Personal Loan EMI Calculator December 2018 – Personal Loan is one of the many loans which you can avail from any bank. Personal loans can be utilized for any immediate personal financial requirement, mainly for purposes like debt consolidation, funding unexpected expenses, for small home improvement projects, daughter’s marriage, funding holiday trip and lots more. Personal loans are usually unsecured loans, that is, no collateral is required to avail this loan.

Personal loan amount depends on your income flow, repayment capacity, credit history and also on nature of job or business. If you have a better credit score and higher income, then, you can borrow more amount from the bank. Usually, personal loans come at higher rate of interest with long tenure, minimum processing fee and prepayment charges. ICICI Bank Personal Loan is the widely preferred loan which has been skillfully designed to do any kind of House renovation, Purchase of consumer durables, Funding education, Marriage expenses, Short Term loan for equipment purchase, Short Term Working Capital, and for any other personal emergency.


Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks


ICICI bank personal loan has the following features and benefits

  • ICICI Personal Loan for multi-purpose financial requirements.

  • Attractive fixed rates of interest at 11.59% onwards.

  • Flexible loan tenure of up to 60 months.

  • No security or collateral required.

  • Personal loan Interest rate is charged on monthly reducing basis.

  • Loan amount of Rs. 20 lakhs can be availed by salaried individuals, maximum loan amount of Rs. 30 lakhs can be availed by self-employed individuals and Rs. 40 lakhs can be availed by doctors.

  • Processing fee of 2.5% will be levied on the loan amount.

  • Prepayment charge: 5% p.a. on the principal outstanding amount.

  • Loan approval within 72 hours.

How to use Personal Loan EMI calculator

ICICI Bank Personal Loan EMI Calculator is the easy tool to use. Personal Loan EMI calculator helps you to assess whether you will be able to repay back your loan amount or not. You just need to enter the desired personal loan amount, the loan tenure in months, and the interest rate (current interest rates). The EMI calculator will automatically calculate your total payable amount of the loan taken including interest rates, your monthly payment and also the total payable interest. Steps to follow:

Step 1: Enter the loan amount. For e.g. Rs. 1,00,000/-

Step 2: Enter the interest rate (current interest rate). For e.g.: 11.59%

Step 3: Enter the loan tenure in months, i.e. for how many months you want to avail the loan. For e.g. 60 months.

The moment you click the ‘calculate’ button you will get all the details at one place. You will come to know your monthly EMI, total amount with interest, flat interest rate per annum, flat interest rate per month, total interest amount and Yearly interest amount. This will help you to take the right decision at right point of time to avail a perfect and comfortable personal.

What is Personal Loan EMI

EMI is the short form of ‘Equated Monthly Installment’. EMI is the total amount which is payable per month at the bank on the loan amount availed by you. EMI is payable every month untill unless you fully repay your loan amount. EMI is consists of a portion of the principal loan amount and the interest due on the loan. EMI depends on the principal loan amount, personal loan interest rate and tenure of personal loan.

ICICI Bank Personal Loan EMI Calculator

ICICI Bank Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

ICICI Bank Personal Loan EMI Calculator- EMI Chart

Get ICICI Bank Personal Loan at the lowest EMI of Rs. 2,204. Compare and get the preferred personal loan at your earliest.

Loan Amount(Rs.)

Loan Tenure(Yrs.)

Interest Rate(p.a.)

Monthly EMI(Rs.)

Total Interest Outgo(Rs.)

Total Amount(EMI+Interest)































ICICI Bank Personal Loan FAQs

1) What is the loan amount that can be availed from ICICI Bank?

You can avail a minimum loan amount of Rs. 50,000 and a maximum loan amount of Rs. 15 lakhs from ICICI Bank.

2) Do i need to provide any security, collateral or guarantor for ICICI bank personal loan?

ICICI bank never asks for any security, collateral or guarantor to avail a personal loan, making it simple and easy to apply.

3) Can I avail top up facility on existing personal loan?

Top Up facility is available after 12 EMIs on the existing Personal Loan. It also depends on your repayment capacity.

4) How much time it will take to approve my personal loan.?

After complete submission of documents the bank will take only 72 hours to approve your personal loan.

5) What is the repayment period for ICICI bank personal loan?

ICICI bank offers longer personal loan tenure ranging from 12 months to 60 months. Prepayment of loan amount is possible only after 6 EMIs.