Tag Archives: Home Loan interest rates in Cochin

Home Loan in Cochin – Compare Interest Rate Starting From 8.35% Onwards

(Updated on 18.03.2019) Home Loan in Cochin March 2019 – Compare Interest Rates from top 20 Banks & Housing Finance Companies and get quotes on home loan on the basis of ✓ Interest Rate ✓ Eligibility ✓ Loan Tenure ✓ Processing Fee & more.


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Home Loan in Cochin

Cochin, mostly known as Kochi, is a dynamic city located on the south-west coast of Indian Peninsula in the scenic and prosperous state of Kerala. Cochin is popularly known asGod’s Own Country‘.  Kochi is undoubtedly the starting point for exploring the unfathomable diversity and beauty of Kerala. 

If your are planning to settle down in ‘God’s Own Country’ then it will be one of the biggest achievements in your life. If you are looking for a home or a flat in Cochin then there are major banks and HFCs who are offering home loan to the individuals at affordable interest rates, longer loan tenure, processing fee, door-step service, etc. 

At loansninsurances.com we have provided a list of Home Loans in Cochin according to various bank’s interest rates, charges and home loan products. An Individual can easily calculate his home loan EMI with our home loan EMI calculator and can easily check his home loan eligibility at Loansninsurances.com.

Home Loan in Cochin Interest Rates

Bank Name Interest Rates
Bank of Baroda 8.35% – 8.55%
Central Bank of India 8.50%
DHFL 8.60% – 8.70%
SBI – State Bank Of India 8.30 (For Women), 8.35 (For Others)
HDFC Ltd 8.50% – 9.00%
ICICI Bank 8.65%
Allahabad Bank 8.85%
Andhra Bank 9.50% – 9.70%
AXIS Bank 8.65%
Bank of India 8.65% – 8.70%
Bank of Maharashtra 8.95% – 9.05%
Canara Bank 8.65% – 8.75%
Citibank 8.80%
Corporation Bank 8.85%
Dena Bank 8.55% – 8.80%
Deutsche Bank 10.50%
Development Credit Bank 10.60%
Dhanalakshmi Bank 10.35% – 10.60%
Edelweiss 10.50%%
Federal Bank 9.57% – 9.82%
GIC Housing Finance 10.25%
Gruh Finance Limited 9.75% – 15.25%
HSBC Bank 8.85%
IDBI 8.55% – 8.60%
India Infoline Housing Finance Ltd. 9.55% – 10.50%
Indiabulls Housing Finance Limited 8.65%(For Women) – 8.70%(For others)
Indian Bank 8.60%
Indian Overseas Bank 8.65% – 8.90%
Indusind bank 10.60%
Karnataka Bank 9.50% – 9.75%
Kotak Bank 8.75%
L&T Housing Finance 9.65% – 10.25% (for Salaried/ SEP) 9.65%-10.50%(SENP)
LIC Housing 8.50% – 8.70%
Oriental Bank of Commerce 8.60% – 8.70%
PNB Housing Finance 8.50% (for Salaried/ SEP for first 12 Months) 9.10% (For SENP for first 12 months)
Punjab National Bank 8.65% – 8.75%
Reliance Home Finance Private Ltd. 10.60%
Shriram housing finance 15.00%
Shubham Housing Development Finance Company 12%-14%(For Salaried) – 15%-17%(For Self-employed)
Standard Chartered 9.35%
State Bank of Travancore 9.20% – 9.45%
Syndicate Bank 8.75%
Tata capital Housing Finance ltd 8.65%(For Women) – 8.90%(For Others)
UCO Bank 8.75% – 8.90%
Union Bank of India 8.75% – 8.80%
United Bank of India 8.80%
Vijaya Bank 8.90%
SRG Housing Finance 15% to 30%

Home Loan in Cochin EMI Calculator

Home Loan In Cochin EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
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Home Loan in Cochin Eligibility Criteria

Bank Name Age Income Maximum Loan Guarantor Required BT option Work experience
SBI Bank 18-70 years Min.10,000 p.m Up to 90% cost of property Yes Yes Not required
HDFC Ltd 21-60 years Min. 15,000 p.m Up to 80% cost of property No Yes Not required
ICICI Bank 18-60 years Min. 15,000 p.m 80% cost of property No Yes Not required
Axis Bank 21 years Min. 10,000 p.m Up to 80% No Yes Not required
CITIbank Minimum age should be 23 years NA Up to 10 crore Yes Yes Upto 2 years
DHFL Bank Minimum age should be 21 years Min. 15,000 p.m. Up to 5 crore No Yes 2 years
LIC HFC 18-60 years 1,80,000 p.a 80% of cost of property Yes Yes 2 year
Bank of Baroda 21-60 years Upto 20,000 p.m Up to 80% of cost of property No Yes Not required

Home Loan in Cochin Documents Required

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Form 16(ITR) Form 16(ITR)
Last 3 months salary slip Residence Proof
Last 6 months bank statements Last 6 months bank statements
Residence Proof Proof of business existence
  Last 2 years profit/loss statements
  Last 3 years income tax returns

Home Loan in Cochin – Bank Branch, Contact Address

State Bank of India- List of Branches
3rd Floor, Ner Suryalok,d No 5-9-300, Gunfoundryhyderabad, Pin – 500001
Aroor – Thoppumpady Rd, Thopumpady Junction, Thoppumpady, Kochi, Kerala 682005 1800 425 3800
Door No.42632-blavath Bldgs, Chittoor Road, Ayyappankavu,dist: Ernakulam,kerala-682 018
Express House,3rd Floor,kaloor,kochi,ernakulm,kerala,pin 682017
281363-f,pozhiyil Bldgs., A.v.john Alungal Lane, Padom Stop, K.p.valloan Road, Kadavanthra Post, Dist:ernakulam,kerala: 682020
Ktdc Building, Shanmugum Road, Ernakulum, Cochin-682 011
612a Meenakshi Building, Kottar, Nagercoil, Distt. Kanyakumari, T.n 629 002
I St Floor, Ktdc Building, Shanmungham Road,ernakulam-682011
2nd Floor Ktdc Bldg, Shanmugham Road, Distt. Ernakulam, Kerala 682 031
Abhayam, S N Junction,main Road,tripunithura,pin – 682301
Alungal Buildings,aiswarya Lane,pullepady-thammanam Road, Thammanam P O, Dist:ernakulam-682032
Punjab National Bank- List of Branches
28 29, Mukath Tower, Bypass Tusetion, Aluva, Ernakulam, Kerala
Ernakulam, Back Office Kerala – 682011
Pb No. 1177, Market Road, Ernakulam – 682011
Kunnath Building, P P Road, Perumbavoor, Kerala – 683542
Mena Cherry Building, Bank Junction N.m., Angamaly, Kerala 683572
Nh-47,kundanoor, Maradu Ernakulam Kerala- 682304
First Floor, Block No.48, Bldgno.v By 437e Aikkaranadu South, Kunnathunadu Taluk Distt Ernakulam Kerala 682311
Ars 3rd Floor,40 By 1461, Market Road, Ernakulam – 682011
Silver Plaza, Ward No Vi, Keecherippady Bye Pass Road, Muvattupuzha, Kerala
Bank of Baroda- List of Branches
Alwaye Branch,lourde Centre;1 St Floor; South Wing;sub Jail Road.,alwaye. Ekm (dist),683101
Ernakulam Branch,pallimukku, M G Road, Ernakulam, Cochin.,ernakulam.,682016
Kochi Branch,28 94,panampilly Avenue,panampilly Nagar,kochi,682036
First Floor, 341860 A,alwaye Ernakulam Main Road,mamangalam, Palarivattom Po,ernakulam 682 025
1st Floor, S.m. Book Centre, Nh47, Angamaly Po Dist Ernakulam 683572
X 13,sri Narayana Samskarika Samithi Bldg, Kinfra Road, Kakkanad, Kochi – 682 030
Ground Flr. Vi 377a, Vii 326,devi Towers, M.c.road, Perumbavoor, Dist. Ernakulam,kerala – 683 542.
Cochin Branch,pb 222 Palace Road, Mattanchery (ernakulam Dt.),cnchin,682002
Gr Floor, Madasseril Complex, M C Road, Muvattupuzha 686 661
Canara Bank – List of Branches
Pmp Viii 303a Adived Junction, Pallarimangalam,ernakulam Dist., Kerala – -686 671
46 5, Ayyappankavu, Ernakulam, Cochin-628 018
28 2861, Sahodaran Ayyappan Rd, Kadavantra, Ernakulam,, Cochin 682020
Ernakulam Broadway Main,shenoy Chamber No 40 2363, L & 40 2363mshanmugam Road, Ernakulam,cochin.682031
I Floor, Anjparrambli Complex, 34 368 B,panampillynagar, Near South Over Bridge Ernakulam 682016
Pb 26, Urumbath Building, Petrol Pump Junction, Alwaye 683101
Pulikkal Building, Piravam, Ernakulam District, Kerala – 686032
Bank of India- List of Branches
Kochi, C C Vi/96 (A) Bazar Ro, Mattancherry, Kochi, 682002, Kerala
M.G. Road, Cochin, Keral – 682016
Ernakulam Mid Corporate Branch, Manavalan Building, Jawahar Nagar East, Vyttila, Cochin – 682019
Ernakulam, At Kannankeri Estate, , Shanmugham Road, , Ernakulam, 682031, Kerala
Mg Road(Ernakulam), Xxxv/1301 – 2, Collis Es, M. G. Road, Kochi, 682016, Kerala
Ernakulam Nri, Collis Estate, Ravipur, M.G.Road, Ernakulam, K, Ernakulam, 682016, Kerala
Ernakulam Housing Finance, Kaloor Tower, Kaloor, Kadavanthara Road, Kochi, 682017, Kerala
Willingdon Island, Post Box No. 540, , Willingdon Island, , Kochi, 682003, Kerala
South Indian Bank- List of Branches
Aluva Branch,railway Station Square,aluva, Ernakulam, Kerala, Pin-683101
Ernakulam Banerji Road Branch,elias Chambers,banerji Road,ernakulam, Ernakulam, Kerala, Pin-682018
Angamaly Branch, Door No. Xxi 7a,bank Jn,aluva Road, Ernakulam, Kerala, Pin-683572
Angamaly (nri) Branch,door No. Xxi 7h,bank Jn,aluva Road, Ernakulam, Kerala, Pin-683572
Vii 193, St. George Jacobite Church Building, Manjpara P.o Ernakulam Dist. 683 581
Kumbalam Branch, Kumbalam,ernakulam Dt.,kerala, Ernakulam, Kerala, Pin-682506
Muvattupuzha Branch, Madeparambil Chambers (gd Flr),tb Junction,mc Road, Ernakulam, Kerala, Pin-686661
Iv558,559,560,opp. St Marys Cathredral,kumarapuram P.o,ernakulam Dt,683565
IDBI Bank- List of Branches
S P Tower, Near Little Flower Hospital, M C Road, Angamaly – 683572, Kerala.
Dhanwanthari Building, Mahatma Gandhi Rd, Ernakulam, Kerala 682035
Dhanwatari Buildingnear Padma Theater, M.g. Road,
Mvjm Complex,874b 874b(1), Opp Municipal Mkt,perumbavoor,kerala683542
Centralised Clearing Unit, Idbi Bank Ltd, 2nd Floor, Panampilly Nagar, Kochi – 682 036
Ii Nd Floor,idbi Building, Panampilly Nagar, Near Passport, Kochi-682036
dbi Bank Ltd., Currency Chest, Idbi Building-ground Floor, Panampilly Nagar, Kochi, Kerala – 682 036
Idbi Bank, Panampilly Nagar (near Passport Office),ernakulam – 682036
Sea Queen Bldg Nh47, Near Chanampuzha Park, Edapally, Kochi 682024
Central Bank of India- List of Branches
20 134, Gopitex Bldg, Market Road, Aluva,dist-ernakulam, Kerala-683 101
P.b.no.1123, Cc 38 696, Narayanan Centre, M.g.road, Ernakulam, Kochi-35
P.b. No. 1728, Near Shipyard Project, Ravipuram, Taluka – Parner, M.g. Road, Perumanoor, Kochi, Dist-ernakulam, Kerala-682016
No.37 541-a Kallelil Building, S.a. Road, Kadavanthra, Kochi
Pb 526, 5th Main Road Willingdon Island 682 003
Geo Towers, Iind Floor, Sahedaran Ayyappan Road, Pallimukku Kochi (cochin)dist-ernakulam,kerala-682016
C O X 95-g K C Towers,sea Port Air Port Rd, Near Cochin Special Economic Zone,csez,, Dist-ernakulam, Kerala-682037.
M.g.road, North End, Ernakulum – 682018

ICICI Bank > Old D L D Building, Wellington Island, Kochi, Kerala 682009

HDFC Bank > Thoppumpady, Catholic Centre, St. Joseph College Building, Kochi, Kerala 682005

LIC Housing Finance Ltd > LIC Housing Finance Limited 2nd Floor, Chamber of Commerce Bldg., Palace Road, Trichur – 680 020., Palace Rd, Thrissur, Kerala 680022

ING Vysya > Bank 40-1021 & 1022 Ground Floor,Kandamkulathy Towers,, M.G Road, Ernakulam, Kochi, Kerala 682011

Citibank > Foto Fast Building, 38 / 1581, Mahatma Gandhi Rd, Ernakulam, Kerala 682035

Standard Chartered Bank > Hdfc House, Mahatma Gandhi Rd, Ravipuram, Ernakulam, Kerala 682036

Citibank > Foto Fast Building, 38 / 1581, Mahatma Gandhi Rd, Ernakulam, Kerala 682035

HSBC Bank > Pulikkal Estate, M G Road Pallimukku, Kochi, Kerala 682016