Tag Archives: Home First Finance Loan Eligibility

Home First Finance – Home Loan Eligibility, Interest Rate, EMI Calculator

Home First Finance Home Loan – Apply & Get instant Quotes on Home Loan Eligibility from Home First Finance. Check Lowest Interest Rates, Monthly EMI Calculator & Processing Fee. 

Home First Finance – Get Instant Quotes on Home Loan

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Home first finance offers a range of flexible loans based on your different requirements & purpose. The company believes in providing best deals to the customers with the hassle free process & less documentations. Loans are no longer a struggling process with Home First Finance. You can easily apply for the loan in simple steps.

The loan products offered by Home first finance includes home loans for Salaried professionals / Self employed / NRIs / Senior citizens with Top – Up & Balance transfer facility.

Unnecessary paperwork is not needed with Home first with which you can track your loan online also.

ELIGIBILITY

Individuals singly or jointly with multiple co – applicants can avail the loan facility. All co – owners have to be co – applicants to the loan.

Indian or Non – Indian residents can apply.

INTEREST RATES & PROCESSING FEES

INTEREST RATES FOR SALARIED PROFESSIONALS
FLOATING One – time processing fee
Minimum Maximum
11.90% 14.00% Rs. 7,900 to 13,900 + service tax @ 15.00%
2% increment in the above stated rates for fixed rate of interest.
Charges other than the processing fees may vary.
INTEREST RATES FOR SELF EMPLOYED
FLOATING One – time processing fee
Minimum Maximum
12.90% 15.00% Rs. 9,990 to 15,900 + service tax*
*Service tax : 15.00%
2% increment in the above stated rates for fixed rate of interest.
Charges other than the processing fees may vary.
INTEREST RATES FOR SENIOR CITIZENS
TYPE FLOATING One – time processing fees
Minimum Maximum
Salaried 13.90% 15.90% Rs. 7,900 to 13,900 + service tax @ 15.00%
Self – Employed 14.90% 16.90% Rs. 9,990 to 15,900 + service tax @15.00%
INTEREST RATES FOR NRIs
TYPE FLOATING One – time processing fees
Minimum Maximum
Salaried 13.50% 14.00% Rs. 7,900 to 13,900 + service tax @ 15.00%
Self – Employed 14.50% 15.00% Rs. 9,990 to 15,900 + service tax @ 15.00%

Home First Finance Home Loan EMI Calculator

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Features & Benefits of Home First Finance

  • Home first finance offers maximum loan amount to the customers (generally 90% of the property value, for which the customer needs to pay only 10%.
  • 90% financing is only available if the loan amount is less than 30 lakhs.
  • No income proof is needed to sanction a loan.
  • Loan enhancement facility in case of increase in property value or unexpected expenses.
  • Customers can get loan approval in a week after successful completion of the process.
  • Home first offers loan for a tenure that ranges from 1 to 25 years. More the longer tenure, more is the advantage of a lower EMI each month.

DOCUMENTS REQUIRED

DOCUMENTS REQUIRED
ID PROOF* Adhaar card
Pan card
Passport
Voter id
UID card
Driving License
ADDRESS PROOF* Adhaar card
Passport
Electricity bill
Telephone bill
Ration card
Lease agreement

*Any one 

HOW TO APPLY ?

Step 1 : You can simply click on the link to submit the form loansninsurances.com

Step 2 : Fill all the required professional & personal details and Get instant quote on your Eligibility, Documents required & Other important procedure.

Step 3 : Our representative will get in touch with you to help you further.