Tag Archives: HDFC Personal Loan EMI Calculator

HDFC Personal Loan EMI Calculator December 2017

(Updated on 16.12.2017) HDFC Personal Loan EMI Calculator – Check your Monthly HDFC Personal Loan EMI with online EMI Calculator & Monthly Interest Rate.


EMI (Equated Monthly Installment) is a fixed amount that a borrower pays on a specific pre decided date to the bank or any other Non Banking financial company.

EMI calculator is a tool, Amongst many benefits of technology, Through which a personal loan seeker can calculate his/her Monthly EMI, Total amount with interest, Total interest amount, Yearly interest amount etc.

Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks


There are many benefits of using the Personal Loan EMI calculator. It helps to provide the customer with accurate information regarding the HDFC Personal Loan on an Individual level.

First of all ;

EMI Calculator is way too convenient. It gives the result in not more than a second. Up to any number the calculations can be done without in discrepancy.

The result on the EMI Calculator are purely electronic so there are No chances of error or any kind of confusion.

It gives the exact breakup of your Monthly EMIs with Total & Yearly Interest Amount.

HDFC Personal Loan EMI Calculator 

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

For Example, Suppose a person wants to avail a loan amount of ₹ 3,50,000/- @ 12.99% p.a for a tenure of 48 months.

Monthly EMI – ₹ 9,387.89/-

Total Amount with Interest  – ₹ 4,50,618.72/-

Total Interest Amount  – ₹ 1,00,618.72/-

Likewise, Here is the Interest & Principal Component on a monthly basis for 1 year.

Month Principal Outstanding Interest Component Principal Component EMI Amount
1 350000 3789 5599 9388
2 344401 3728 5660 9388
3 338741 3667 5721 9388
4 333020 3605 5783 9388
5 327237 3542 5846 9388
6 321392 3479 5909 9388
7 315483 3415 5973 9388
8 309510 3350 6037 9388
9 303473 3285 6103 9388
10 297370 3219 6169 9388
11 291201 3152 6236 9388
12 284965 3085 6303 9388



You must have seen people sitting and calculating their Loan EMI for hours. The cliche mode of calculating EMI is the formulae given below :-

E = P . r . (1+r)^n/((1+r)^n – 1)



P = Principal Loan Amount

r = Monthly Interest Rate

n = Monthly Loan Tenure

EMI calculator comes to the rescue in this above situation. You can easily & conveniently calculate your personal loan EMI without doing any lengthy calculations.


Here are the important things that you need to know before using the EMI Calculator* :-

  • Loan amount
  • Interest rate
  • Loan Tenure or the time period for which you want to take loan.

(As illustrated in the calculator).