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Dena Bank Personal Loan

(Updated on 08.05.2019) Dena Bank Personal Loan – Apply & Get Lowest Interest Rate from Dena Bank Personal Loan. Calculate your Loan EMI, Processing Fee, Eligibility & Documents Required. 

DENA BANK PERSONAL LOAN – QUICK, EASY & INSTANT APPROVAL ONLINE

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Dena Bank Personal loan

Dena Bank Personal loan also known as ‘Dena Suvidha’ is the unmatched Personal Loan skillfully designed for needy borrowers to offer loans at attractive & competitive interest rates. Dena Bank personal loan can be availed by both salaried and self-employed individuals without any pre-conditions, guarantors or collateral security requirements. Dena Bank Personal Loan Eligibility Calculator is the best tool to know your eligibility and is the most feasible way to get your personal loan approved within 48 hours.

Dena Bank Home Loan with its extensive features and competitive interest rates helps every individual to build/buy/renovate/expand flat/house.

Dena Bank Personal Loan Interest Rate

Interest Rate 13 to 14% (fixed)
Processing fee range 1 % of loan amount
Loan Amount Min. Rs. 15,000/- or Max. Rs. 1 lakh
Tenure 36 months

Personal loan EMI Calculator

Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
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Personal Loan Eligibility

  • A permanent employee between 24 to 55 years having worked for at least 2 years in a Govt. or PSU/ reputed organisation.

  • Net monthly income of at least Rs.15,000/-.

  • Have a salary disbursement arrangement with the bank or provide an undertaking form your employer.

Documents Required

  • Proof of identity: Copy of passport/voter ID card/driving license

  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport

  • Proof of age is also necessary.

  • Proof of Income and Occupation

  • Last 3 months bank statement/6 months bank passbook

  • Latest salary slip/ current dated salary certificate with the latest Form 16.

  • Other documents are also required as per banks rules and regulations.

Dena Bank Personal Loan Prepayments: Pre-Payment charges will be applicable.

Personal Loan FAQs

Q1) What is the maximum loan tenure of Dena Bank personal loan?

The maximum loan tenure of Dena Bank personal loan is 60 months.

Q2) Can an applicant choose between fixed or floating interest rate?

Yes, an applicant has the option to avail Dena Bank personal loan with either a fixed interest rate or floating rate.

Q3) Does the borrower has the option to prepay the loan amount?

Yes, the borrower has the option to prepay Dena Bank personal loan amount without any prepayment penalty.

Q4) Do an applicant needs to provide security to apply for Dena Bank personal loan?

No security is required to apply for Dena Bank personal loan.

Latest News on Dena Bank

Dena Bank is progressing when it comes to extending its branches all over Uttarakhand. Presently the bank have 38 branches in Dehradun Zone. The bank inaugurated a branch in Pauri. A credit camp was also organised in Dehradun zone with a total amount of ₹ 12.33 Crore being sanctioned by all branches of Dena Bank.