Tag Archives: dena bank home loan eligibility

Dena Bank Home Loan, Interest Rate and EMI Calculator January 2019

(Updated on 11.01.2019) Dena Bank Home Loan January 2019 – Get Instant Quick & Easy Approval on Dena Home Loan. Loansninsurances.com provide a simple tool to calculate your Home Loan EMI on the basis of✓Interest Rate✓Loan Tenure✓Processing Fee✓Eligibility✓Best Offers & more.

Dena Bank Home Loan – GET INSTANT QUOTES ONLINE

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Dena Bank Home Loan

Dena Niwas Housing Finance Scheme has the most popular Home Loans for customers’ various home loan requirements. Dena Niwas Home Loan can be availed to purchase a plot, construct a house, to buy a ready built house, repairs/up gradation/renovation of house/flat, etc. at affordable home loan rates with Interest Charged on Daily Reducing Balance & lots more. Check your Home Loan Eligibility with the effective tool Dena Bank Home Loan Eligibility Calculator and get your home loan approved within a few working hours.

Dena Bank Personal loan also known as ‘Dena Suvidha’ is the unmatched Personal Loan skillfully designed for needy borrowers to offer loans at attractive rates of interest.

Dena Bank Home Loan Interest Rate

Floating Rate of Interest Fixed Rate of Interest(To be reset at the end of every 3 years)
Interest Rates Up to Rs. 75 lacs MCLR 8.80%
 Above Rs.75 lacs 8.90
Above Rs.75 Lacs (others)  8.95%
Processing fee range 0.50% for loan amount
Loans Amount Rs. 10 lakhs to 200 Lakhs
Tenure 10 years to 25 years

Dena Bank Home Loan EMI Calculator

Dena Bank Home Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Dena Bank Home Loan Eligibility

  • Major individual, resident or non-resident, having a regular source of income.

  • Your age on the maturity of the loan is less than retirement age if you are a salaried employee & below 65 years, if you have a business.

  • The total deductions do not exceed 60% of your gross income, including the loan installment of the proposed loan.

  • Spouses/Co-applicants income can be clubbed for enhanced eligibility.

Dena Bank Home Loan Documents Required

  • Fully filled in Application Form with 3 passport size photograph.

  • Applicant(s), Co-applicant(s) and Guarantor(s) assets & liabilities statement.

  • Proof of Identity: PAN card/Voter’s ID/Passport/Driving License.

  • Proof of Residence: Recent Telephone Bill/Electricity Bill/Property Tax Receipt/ Passport/Voter’s ID.

  • Proof of Business Address for Businessmen & Industrialists.

  • Proof of Employment for salaried class.

  • Proof of other income like rent, interest on investment, if any.

  • 3 years Bank Account statements

  • Form16/Income Tax / Wealth Tax (if applicable) Returns for the past 3 years.

  • Other documents are also need to be submitted as per Bank’s requirements.

Latest News About Dena Bank

1) Dena Bank will offer the cheapest loan amongst all the other banks and NBFCs ranging from 8.25% – 9% from 16th November, 2017 to 31st December, 2017. The bank is organising a carnival which is being launched to promote housing and vehicle loans with the name ‘Dena Retail Loan Carnival’.

It will provide home loans up to Rs 75 lakh at 8.25 per cent per annum and car loans at 9 per cent per annum.

Dena Bank Home Loan PrepaymentsNo pre-payment charges

DENA BANK HOME LOAN MCLR w.e.f. 01.01.2019

Loan Tenure MCLR
Overnight 8.05%
1 Month 8.25%
3 Months 8.45%
6 Months 8.60%
1 Year 8.80%