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CitiBank Personal Loan EMI Calculator December 2017

(Updated on 08.12.17) Citi Bank Personal Loan EMI Calculator December 2017 – Personal Loans are always the best option to opt for, it makes life convenient to meet any unexpected expenses, be it a short-term or long-term financial needs. As there is no restrictions on the end use of personal loan, loan amount can be used for such as personal financial emergencies, any fancy spending free, meeting your daughter’s wedding, home renovation and home extension expenses and to meet any other high expenses. Citibank Personal Loan is one the best-in-class personal which comes with several benefits and features to meet all your personal requirements at any point of time.

  • Minimum personal loan interest rate @ 11.25% p.a

  • Maximum Personal Loan interest rate @20% p.a.

  • Processing fee up to 2.5% of the loan amount sanctioned.

  • Minimum loan amount of Rs. 1,00,000 and a maximum loan amount of Rs. 30, 00,000.

  • Minimum loan tenure of 12 months and a maximum loan tenure of 60 months.

  • Pre-closure charges up to 3% on total principal outstanding amount.

  • Full and part pre-payment options are available.

  • Special offers and minimal documentation for Citibank customers.


Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

How to use Personal Loan EMI calculator?

Citibank Personal Loan EMI calculator is the easy tool to use. Personal Loan EMI calculator helps you to assess whether you will be able to repay back your loan amount or not. You just need to enter the desired personal loan amount, the loan tenure in months, and the interest rate (current interest rates). The EMI calculator will automatically calculate your total payable amount of the loan taken including interest rates, your monthly payment and also the total payable interest. Steps to follow:

Step 1: Enter the loan amount. For e.g. Rs. 1,00,000/-

Step 2: Enter the interest rate (current interest rate). For e.g.:11.25%

Step 3: Enter the loan tenure in months, i.e. for how many months you want to avail the loan. For e.g. 60 months.

The moment you click the ‘calculate’ button you will get all the details at one place. You will come to know your monthly EMI, total amount with interest, flat interest rate per annum, flat interest rate per month, total interest amount and Yearly interest amount. This will help you to take the right decision at right point of time to avail a perfect and comfortable personal.

What is Personal Loan EMI?

EMI is the short form of ‘Equated Monthly Installment’. EMI is the total amount which is payable per month at the bank on the loan amount availed by you. EMI is payable every month untill unless you fully repay your loan amount. EMI is consists of a portion of the principal loan amount and the interest due on the loan. EMI depends on the principal loan amount, personal loan interest rate and tenure of personal loan.

Citibank Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Citibank Personal Loan EMI Calculator- EMI Chart

Citibank Personal Loan at the lowest EMI of Rs.2,187 . Compare and get the preferred personal loan at your earliest.

Loan Amount (In Rs.)

Loan Tenure (In Yrs.)

Interest Rate (p.a.)

Monthly EMI (In Rs.)

Total Interest Outgo(In Rs.)

Total Amount (EMI+Interest)































Citibank Personal Loan FAQs

1) How much personal loan amount does City Bank provides?

Citibank provides personal a minimum loan amount of Rs. 1,00,000 to a maximum loan amount of Rs. 30,00,000 lakhs. The loan amount depends on the repaying capacity and financial record of the individual.

2) What is the loan tenure for Citibank personal loan?

You can repay your loan over a period of 12 to 60 months.

3) Can I pre-pay my personal loan?

Yes. You can pre-pay your Personal Loan. You have two options to make a pre-payment, either you can do Full Pre-payment or you can do Part Pre-payment.

4) Who is eligible for Citibank personal?

Citibank Personal Loan is currently available for salaried individuals, self-employed professional and business owners.

5) What is the minimum time taken by the bank for loan amount approval?

Your loan amount gets approval within 48 hours of loan approval and documentation completion.