Tag Archives: Chennai personal loan rates

Personal Loan in Chennai – Fast Approval, Compare Personal Loan Interest Rate

(Updated on 18.03.2019) Personal Loan ChennaiCompare & Fast Approval on Personal Loan in Chennai on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.

Personal Loan Chennai Interest Rates

Bank Name Interest Rates Tenure
SBI 11.95% 1 – 5 Years
HDFC Bank 11.49% 1 – 5 Years
ICICI Bank 11.59% 1 – 5 Years
BAJAJ Finserv 14.25% 1 – 5 Years
RBL Bank 14.50% 1 – 5 Years
Kotak 11.50% 1 – 5 Years
Axis Bank 15.50% 1 – 5 Years
HSBC Bank 11.49% 1 – 5 Years
Fullerton India 15.75% 1 – 4 Years
Standard Chartered 11.49% 1 – 5 Years
CitiBank 10.99% 1 – 5 Years
Yes Bank 14.00% 1 – 5 Years

Personal Loan In Chennai – QUICK, EASY & INSTANT APPROVAL ONLINE

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Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan In Chennai

Chennai also known as Madras, located on the Coromandel Coast of the Bay of Bengal in eastern India, is the capital of Tamil Nadu. Personal loan in Chennai can be availed at attractive interest rates with affordable EMIs. Personal loans can be availed for many purposes like wedding expenses, business purpose, Traveling, etc. At loansninsurances.com we have arranged the list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our EMI calculator and can easily check his Personal loan eligibility at Loansninsurances.com.

Eligibility Criteria Personal Loan In Chennai

Bank Name Age Income Minimum Loan Maximum Loan Guarantor Required BT Options Job Experience
HDFC Bank Be 21-60 years of age. Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin) Rs. 50,000/- Rs. 15,00,000/- Yes Yes Have had a job for at least 2 years, and a minimum of 1 year with your current employer.
State Bank of India – SBI Minimum 21 Years Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
Rs. 50,000/- Rs. 10,00,000/- Yes NA 1 Year in current Job / Profession
ICICI Bank Be 23 – 58 years of age Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata) Rs 50,000/- Rs 15,00,000/- depending on your eligibility Yes Yes 1 Year in current Job / Profession
Citi Bank Be 21 – 60 years of age Minimum Annual Income: Rs.2,40,000/- Rs. 40,000/- Rs. 30,00,000 No NA Permanent / Confirmed employee
Axis Bank Be 21-58 years of age Minimum Net Monthly Income: Rs 15,000 Rs. 50,000/- Maximum loan available: Rs 15 lacs Optional Yes Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors
Fullerton India Be 21-60 years of age Rs. 12,500/- & above Rs. 40,000/- You can avail up to ` 20 Lakhs Yes Yes No. of years in employment 3 years & above and Current Experience 6 months & above
Union Bank of India – UBI Minimum Age 18 Years Should be from the salaried class, having regular source of income and having salary account with our bank. NA Up to Rs. 5 Lakh Yes NA NA
Bajaj Finserv NA You are drawing a monthly net salary of Rs. 40,000 Rs. 100,000 Up to Rs. 18 Lakh Yes Yes NA
Punjab National Bank – PNB No Age Criteria Provided Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres Rs. 50000/- Rs. 500000/- depending upon the repaying capacity Yes NA NA

Documents Required for Personal Loan in Chennai

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Last 3 months bank statements Last 6 months bank statements
Last 3 months salary slip Residence Proof
Form 16(ITR) Form 16(ITR)
Residence proof Proof of business existence
  Office address proof
  Last 3 years income tax returns

Points to consider before applying for a Personal Loan

  • Plan your budget and borrow only the amount you need.

  • Check your credit report for CIBIL score.

  • Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.

  • Look for the lowest processing fee and zero-penalty for prepayment option.

  • Check whether the bank offering personal loan at flat interest rates or floating interest rates.

How to apply for Personal loan in Chennai?

An individual can easily apply for personal loan in Chennai through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.

Personal Loans in Chennai – Banks for Personal Loan Contact Address

State Bank of India
No.5 First Cross Street, Kasturba Nagar, Adyar, Chennai 600 020
Bombay Mutual Bldg., 232, Nsc Bose Road, Chennai 600 001
Tvh Agnitio Park, Kandanchavady, 141, Rajiv Gandhi Salai, Chennai 600096
No.4,dhandayuthapani,chennai City, Tamilnadu 600085
19,iii Cross Road,chennai,new No.12,raja Annamalaipuram Chennai City, 600028
National Maritime Accadamy Campus,east Coast Road,chennai 60011
66, G S T Rd, Guindy, Chennai, Tiruvallur Pin 600032
Adhi Parasakthi Hospital Campus, Melmaruvathur, Kancheepuram Distt., Chennai, Tamil Nadu5, First Cross Street, Kastuba Nagar, Adyar, Distt. Chennai, Tamilnadu – 600020
Cpcl Campus Manali,chennai,dist Tiruvallur, 600068
Circle top house aparna complex16 college lane Chennai
Punjab National Bank
4055, 4th Main Road, Anna Nagar, Chennai, Tamil Nadu- 600040
Jeru. College Of Engg.narayanapuram Pallikaranai,chennai Tamil Nadu 600100
255, Mint Street, Park Town, Chennai 600 003
10 Raja Street, Theagaraja Nagar, Chennai, Tamil Nadu 6000017
205 Velachery Road, East Tambaram, Chennai, Tamil Nadu – 600073
17, Rajaji Salai, Rajaji Salai Road, Chennai, Tamil Nadu – 600001
256,paper Mill Road Tvk Nagar,parambur,chennai, Tamilnadu – 600011
Dav School Gopalapuram Avvalshanmuagam Salai Chennai Tn 600086
R45 120 Ft Indl Estate Road Thirumangalam Tn 600037
7,1 Main Road, Kasturba Nagar, Adayar, Chennai, Tamil Nadu 600020
Bank of Baroda
Rajaji Road Branch,28 Rajaji Salai,chennai,600001
M.r.c.nagar Branch,89,santhome High Road,chennai,600028
T Nagar. Branch,15 Gopalakrishna Street, T Nagar,chennai,600017
Tambaram Branch,3,duraisamy Reddy Street Tambaram Chennai,,600045
Ambattur Branch,119,mth Road,ambattur,chennai,600053
Plot 115, 5th East Street, Kamraj Nagar, Tnhb Thiruvanmiur, Chennai, Tamilnadu – 600 041
32, Palani Andavar Koil St., Vadapalani, Chennai 600026. Tamil Nadu
Choolaimedu Branch,sjm House,52,nelson Manickam Road,choolaimedu,chennai,600094
Mount Road Branch,1 Club House Road, Anna Salai,chennai,600002
Wimco Nagar Branch,665,t.h.road,tiruvottiyur,,chennai,600019
Union Bank of India
29, Sardar Patel Road,1st Floor, Adyar,chennai – 600 020
48 A Vellalar St Medavakkam Main Rd Adambakkam Alandur
246 23,new Military Road,chennai, Tamil Nadu
Riaz Garden,1213kh Rd Nugambakkam Chennai Tamil Nadu Pin-600034
Plot No. 1, 239 2b, Karpagambal Nagar,ecr Road, Tiruvanmiyur Post,chennai – 600 041, Tamil Nadu.
T.s.s. Plaza, Old No, 83 New No. 14,arcot Road, Vadapalani,chennai – 600 026, Tamil Nadu.
3rd Flr, 139 Broadway Union Bank Of India Chennai Tamil Nadu Pin-600108.
61, Sullivan Garden Road,mylapore, Chennai, Tamil Nadu,pin – 600 004.
Plot No.3 1a, Civic Centre, Nayapalli,near Indradhanu Market, Irc Village.bhubaneswar – 751 015, Orissa
24 6 100ft Main Road Tharamani Velachery Link Road Velachery Chennai 600042 Tn
HDFC Bank
Gangwal Mansion,j-14,111 Avenue, Anna Nagar, Chennai Tamilnadu 600102
No.1513 E1, East Main Road Anna Nagar-west Extn Pin 600101
No.10, Third Cross Street,r.a.puram Chennai Tamilnadu 600028
Hdfc Bank Ltdiris, Old No.70, New No.69 kasturibai Nagar, 3rd Main Road,
113-114,p S Sivasamy Salai ,mylapore Chennai Tamilnadu 600 004
419 Mth Road, Pattabhiram Chennai Tamilnadu 600072
#2a, 1st Floor Duraisamy Reddy Street, West Tambaram
Netwest Vijay, Phase I Vaigai Block,no.48,velachery Main Road,pallikaranai
Hdfc Bank Ltd No.12, 6th Block Tnhb, Mogappair West
Bay Castle, no 30, San Thome High Rd, Chennai Tamil Nadu 600028
Axis Bank
No. 192, Ground Floor, Karumuthu Nilayam, Annasalai, Chennai – 600002
No-2 Medavakkam High Road Madipakkam 600091
No.351, avvai Shanmugam Road, Gopalapuram, Chennai, Tamil Nadu, pin 600086
No. 549, Thiruvorthiyur High Road, Old Washermanpet, Chennai 600 021
Plot No.172 & 173, Chandrasekaran Avenue, Old Mahaballipurm Road, Okkiyam Thuraipakkam, Kancheepuram, Tamil Nadu, Pin 600097
No.171, Mth Road, Villivakkam, Chennai, Tamil Nadu, Pin 600049
Old No. 360 1, New No.633 1,poonamallee High Road, Aminjikarai,chennai, Tamil Nadu, Pin 600029
Plot No. 10 & 11, Jawaharlal Nehru Road, (rathnapuri), Koyambedu, Chennai, Tamil Nadu, Pin 600107
No.2846, Lakshman Nagar, Khandan Chavadi, Perungudi, Chennai, Dist. Kancheepuram, Tamil Nadu, Pin 600096
No.171, Mth Road, Villivakkam, Chennai, Tamil Nadu, Pin 600049
ICICI Bank
110, Prakash Presidium, Uthamar Gandhi Salai, (nungambakkam High Road), Chennai. 600034
New No. 20 (old No. 121), Egmore High Road, Egmore, Chennai. 600008
Annapurna, No.3, 17th Street (next To Ganesh Mandali), Nanganallur, Chennai. 600061
Icici Bank Limited-prince Info Park- No;10-old Mahabalipuram Road- Perungudi-chennai 600096
2 1, Lb Road,chennai – 600 020
39, Nelson Manickam Road 600029
Icici Bank Ltd., Old No 21, New No 36, Vaidyarama Street, Off Thanikachalam Road, T.nagar, Chennai – 600 017, Tamilnadu.
Icici Bank Ltd., No: 16, Main Road,opp To Brownstone Apartments, Mahalingapuram, Chennai – 600034, Tamil Nadu
No.34,balfour Road,kilpauk,chennai 600010
Icici Bank Ltd., No. 4 & 9, Bharathi Salai, Triplicane, Chennai- 600005, Tamil Nadu.

Bank Of India > – 124, 3rd Avenue, Anna Nagar, Chennai, Tamil Nadu 600040

Corporation Bank > No. 41, Venkatanarayana Road, Thyagaraya Nagar, Chennai, Tamil Nadu 600017

State Bank of India > Thousand Lights, Pb No. 717 No. 129-, Greams Road, Chennai, Tamil Nadu

IDBI Bank > No. 44/86, 4th Avenue, Ashok Nagar, Chennai, Tamil Nadu 600083

Citibank > Jawaharlal Nehru Rd, Balaji Nagar, Ekkatuthangal, Chennai, Tamil Nadu

Axis Bank > No. 82, Dr. Radhakrishnan Salai, Mylapore, Chennai, Tamil Nadu 600004

HDFC Bank > No.137, K G Bellaire, Opp: Metro Water Office, 100 Ft Bypass Road, Velachery, Chennai, Tamil Nadu 600042

Axis Bank Limited > Thiyagaraya Nagar No.113, Gopathi Narayanaswami Chetty Rd, T Nagar, Chennai, Tamil Nadu 600017

Bajaj Finserv > First Floor, West, Ponnurangam Road, R S Puram,, Coimbatore, Tamil Nadu 641002  0422 304 8892

ING Vysya Bank > Shop No. 219, Arunachalam Road, DB Rd, RS Puram, Coimbatore, Tamil Nadu 641002  099430 30423

Bank Of Baroda >10th Street, Tatabad, Tatabad, Coimbatore, Tamil Nadu 641012  0422 249 0679

Fullerton India > 798, M.T.P. Road, M.T.P. Road, Near Subramani and Company, Cross Cut, Coimbatore, Tamil Nadu 641002