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Bank of India (BOI) Personal Loan

(Updated on 08.05.2019) Bank of India (BOI) Personal Loan: Get Instant Quick & Easy Approval on Bank Of India Personal Loan. Loansninsurances.com provide a simple tool to calculate your Personal Loan EMI on the basis of ✓ Interest Rate ✓ Loan Tenure ✓ Processing Fee ✓ Eligibility ✓ Best Offers & more.


Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Bank Of India Personal Loan

Bank of India Personal Loan Scheme provides Personal Loan at the most attractive Interest Rates to satisfy various personal requirements of customers. Bank of India offers Personal loan for marriage expenses, medical expenses, educational expenses and for other genuine purposes. Bank of India has Bank of India Star Mitra Loan specially designed to help Physically Challenged persons to live independently. BOI Personal Loan Eligibility Calculator is the best tool to know your eligibility for the perfect personal loan you want to go for.

Also Bank Of India has the striking BOI Star Home Loan to help customers to have their own house or flat at the most affordable interest rates.

Bank Of India Personal Loan Interest Rate

1) BOI Star Personal Loan


Interest Rates

Fully Secured

4.50% above 1 Year MCLR


6.00% above 1 year MCLR

For loan up to Rs.50,000/- and for senior citizens

3.50% above 1 year MCLR

Financing Secured under tie-up arrangements

4.50% Above 1 year MCLR

2) BOI Star Mitra Personal Loan


Interest Rates

Star Mitra Personal Loan

1.00% + BSS (0.30%) above 1 Year MCLR (Fixed)

Bank Of India Personal Loan EMI Calculator

Bank of India Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount


Bank Of India Star Personal Loan

  • Salaried employees, Professionals and individuals with high net worth,
  • Regular pensioners or family pensioners drawing regular monthly pension through Branch,
  • Staff members, retired employees (other than dismissed/compulsorily retired) of our Bank.

Bank Of India Star Mitra Loan

  • All Physically Challenged Individuals – both salaried and self-employed, All Physically Challenged Minors through their Parents/Legal Guardians.

Bank Of India Personal Loan Documents Required

BOI Star Personal Loan

  • Proof of identity: Copy of passport/voter ID card/driving license
  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
  • Proof of age is also necessary.
  • Proof of Income and Occupation
  • Last 3 months bank statement/6 months bank passbook

BOI Star Mitra Loan

  • Doctor’s Certificate to be obtained regarding the extent of handicap and the need for the equipment.
  • Quotation/Invoice in respect of the equipment to be purchased.
  • Stamped receipt to be submitted after purchase of the equipment.
  • Other documents may also need to be submitted as per bank’s norms.

Bank Of India Personal Loan PrepaymentsNIL Pre-Payment Charges.

Bank Of India MCLR May 2019

Loan Tenure

MCLR (%)



1 month


3 months


6 months


1 Year