(Updated on 15.03.2019) Personal Loan Aurangabad – Compare & Fast Approval on Personal Loan in Aurangabad on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.
Personal Loan Aurangabad Interest Rates
|Bank Name||Interest Rates||Tenure|
|SBI||11.95%||1 – 5 Years|
|HDFC Bank||11.49%||1 – 5 Years|
|ICICI Bank||11.59%||1 – 5 Years|
|BAJAJ Finserv||14.25%||1 – 5 Years|
|RBL Bank||14.50%||1 – 5 Years|
|Kotak||11.50%||1 – 5 Years|
|Axis Bank||15.50%||1 – 5 Years|
|HSBC Bank||11.49%||1 – 5 Years|
|Fullerton India||15.75%||1 – 4 Years|
|Standard Chartered||11.49%||1 – 5 Years|
|CitiBank||10.99%||1 – 5 Years|
|Yes Bank||14.00%||1 – 5 Years|
PERSONAL LOAN IN AURANGABAD – GET INSTANT APPROVAL ONLINE
Personal Loan in Aurangabad
Aurangabad is a city located in the Maharashtra state of India. Aurangabad is named after the Mughal emperor Aurangzeb. It is also known for the 17th century marble Bibi ka Maqbara shrine, which is styled on Taj Mahal. Personal loans in Aurangabad are given by many banks and HFCs at attractive interest rates with affordable EMIs. For availing a personal loan in Aurangabad, individuals must have a good credit score. At loansninsurances.com we have arranged the list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our EMI calculator and can easily check his Personal loan eligibility at Loansninsurances.com.
Personal Loan in Aurangabad Eligibility Criteria
|Bank Name||Age||Income||Minimum Loan||Maximum Loan||Guarantor Required||BT Options||Job Experience|
|HDFC Bank||Be 21-60 years of age.||Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin)||Rs. 50,000/-||Rs. 15,00,000/-||Yes||Yes||Have had a job for at least 2 years, and a minimum of 1 year with your current employer.|
|State Bank of India – SBI||Minimum 21 Years||Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
|Rs. 50,000/-||Rs. 10,00,000/-||Yes||NA||1 Year in current Job / Profession|
|ICICI Bank||Be 23 – 58 years of age||Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata)||Rs 50,000/-||Rs 15,00,000/- depending on your eligibility||Yes||Yes||1 Year in current Job / Profession|
|Citi Bank||Be 21 – 60 years of age||Minimum Annual Income: Rs.2,40,000/-||Rs. 40,000/-||Rs. 30,00,000||No||NA||Permanent / Confirmed employee|
|Axis Bank||Be 21-58 years of age||Minimum Net Monthly Income: Rs 15,000||Rs. 50,000/-||Maximum loan available: Rs 15 lacs||Optional||Yes||Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors|
|Fullerton India||Be 21-60 years of age||Rs. 12,500/- & above||Rs. 40,000/-||You can avail up to ` 20 Lakhs||Yes||Yes||No. of years in employment 3 years & above and Current Experience 6 months & above|
|Union Bank of India – UBI||Minimum Age 18 Years||Should be from the salaried class, having regular source of income and having salary account with our bank.||NA||Up to Rs. 5 Lakh||Yes||NA||NA|
|Bajaj Finserv||NA||You are drawing a monthly net salary of Rs. 40,000||Rs. 100,000||Up to Rs. 18 Lakh||Yes||Yes||NA|
|Punjab National Bank – PNB||No Age Criteria Provided||Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres||Rs. 50000/-||Rs. 500000/- depending upon the repaying capacity||Yes||NA||NA|
Documents Required For Personal Loan in Aurangabad
|For salaried person||For self-employed|
|Application form with photograph||Application form with photograph|
|KYC documents||KYC documents|
|Last 3 months bank statements||Last 6 months bank statements|
|Last 3 months salary slip||Residence Proof|
|Form 16(ITR)||Form 16(ITR)|
|Residence proof||Proof of business existence|
|Office address proof|
|Last 3 years income tax returns|
Points to consider before applying for a Personal Loan
Plan your budget and borrow only the amount you need.
Check your credit report for CIBIL score.
Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.
Look for the lowest processing fee and zero-penalty for prepayment option.
Check whether the bank offering personal loan at flat interest rates or floating interest rates.
How to apply for Personal loan?
An individual can easily apply for personal loan in Aurangabad through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks on Loansninsurances.com.
Personal Loans in Aurangabad – Banks for Personal Loan Contact Address
AXIS Bank > Ghai Chambers, Plot No. 20 CIDCO, 431003,, NH-211, Aurangabad, Maharashtra
Corporation Bank > Eureka House, Raghuveer Nagar, Opposite St Francis High School, Jalna Road, Raghuveer Nagar, Aurangabad, Maharashtra 431001
State Bank of India > CIDCO Cannought, M G M, Aurangabad, Maharashtra
Central Bank Of India > Samarth Nagar, Aurangabad, Maharashtra
ICICI Bank N 1, Cidco, Maharashtra 431006
Central Bank > N 9, Aurangabad, Maharashtra
HDFC Bank > Mahesh Nagar, Mondha, Aurangabad, Maharashtra 431001
Bank of Maharashtra > Sawarkar Chowk, Shreya Nagar, Aurangabad, Maharashtra 431001
Bank of Baroda > Garaur,Renuka Prasad Sarangsociety Gajanan Mandir, Garkheda Rd, Garkheda, Aurangabad, Maharashtra 431009 1800 102 4455
Ing Vysya Bank Limited > 25to 30, Nirala Bazar, Nirala Bazar Aurangabad, Nirala Bazar, Aurangabad, Maharashtra 431001
Fullerton India > Zone 4, Oberoi Tower, Ground Floor, Opposite Govt Milk Dairy, Kranti Chowk, Jalna Road, Kranti Chowk, Aurangabad, Maharashtra 431001
Bajaj Finserv > Cts Number 18037, 1st Floor, Gopinath, Chambers, Above Jaidev Travels, Adalat Road,, Aurangabad, Maharashtra 431005