Tag Archives: Aurangabad personal loan rates

Personal Loan in Aurangabad – Compare Interest Rate, Fast Approval on Personal Loan

(Updated on 15.03.2019) Personal Loan Aurangabad – Compare & Fast Approval on Personal Loan in Aurangabad on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.

Personal Loan Aurangabad Interest Rates

Bank Name Interest Rates Tenure
SBI 11.95% 1 – 5 Years
HDFC Bank 11.49% 1 – 5 Years
ICICI Bank 11.59% 1 – 5 Years
BAJAJ Finserv 14.25% 1 – 5 Years
RBL Bank 14.50% 1 – 5 Years
Kotak 11.50% 1 – 5 Years
Axis Bank 15.50% 1 – 5 Years
HSBC Bank 11.49% 1 – 5 Years
Fullerton India 15.75% 1 – 4 Years
Standard Chartered 11.49% 1 – 5 Years
CitiBank 10.99% 1 – 5 Years
Yes Bank 14.00% 1 – 5 Years

PERSONAL LOAN IN AURANGABAD – GET INSTANT APPROVAL ONLINE

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan in Aurangabad

Aurangabad is a city located in the Maharashtra state of India. Aurangabad is named after the Mughal emperor Aurangzeb. It is also known for the 17th century marble Bibi ka Maqbara shrine, which is styled on Taj Mahal. Personal loans in Aurangabad are given by many banks and HFCs at attractive interest rates with affordable EMIs. For availing a personal loan in Aurangabad, individuals must have a good credit score. At loansninsurances.com we have arranged the list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our EMI calculator and can easily check his Personal loan eligibility at Loansninsurances.com.

Personal Loan in Aurangabad Eligibility Criteria

Bank Name Age Income Minimum Loan Maximum Loan Guarantor Required BT Options Job Experience
HDFC Bank Be 21-60 years of age. Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin) Rs. 50,000/- Rs. 15,00,000/- Yes Yes Have had a job for at least 2 years, and a minimum of 1 year with your current employer.
State Bank of India – SBI Minimum 21 Years Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
Rs. 50,000/- Rs. 10,00,000/- Yes NA 1 Year in current Job / Profession
ICICI Bank Be 23 – 58 years of age Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata) Rs 50,000/- Rs 15,00,000/- depending on your eligibility Yes Yes 1 Year in current Job / Profession
Citi Bank Be 21 – 60 years of age Minimum Annual Income: Rs.2,40,000/- Rs. 40,000/- Rs. 30,00,000 No NA Permanent / Confirmed employee
Axis Bank Be 21-58 years of age Minimum Net Monthly Income: Rs 15,000 Rs. 50,000/- Maximum loan available: Rs 15 lacs Optional Yes Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors
Fullerton India Be 21-60 years of age Rs. 12,500/- & above Rs. 40,000/- You can avail up to ` 20 Lakhs Yes Yes No. of years in employment 3 years & above and Current Experience 6 months & above
Union Bank of India – UBI Minimum Age 18 Years Should be from the salaried class, having regular source of income and having salary account with our bank. NA Up to Rs. 5 Lakh Yes NA NA
Bajaj Finserv NA You are drawing a monthly net salary of Rs. 40,000 Rs. 100,000 Up to Rs. 18 Lakh Yes Yes NA
Punjab National Bank – PNB No Age Criteria Provided Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres Rs. 50000/- Rs. 500000/- depending upon the repaying capacity Yes NA NA

Documents Required For Personal Loan in Aurangabad

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Last 3 months bank statements Last 6 months bank statements
Last 3 months salary slip Residence Proof
Form 16(ITR) Form 16(ITR)
Residence proof Proof of business existence
  Office address proof
  Last 3 years income tax returns

Points to consider before applying for a Personal Loan

  • Plan your budget and borrow only the amount you need.

  • Check your credit report for CIBIL score.

  • Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.

  • Look for the lowest processing fee and zero-penalty for prepayment option.

  • Check whether the bank offering personal loan at flat interest rates or floating interest rates.

How to apply for Personal loan?

An individual can easily apply for personal loan in Aurangabad through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks on Loansninsurances.com.

Personal Loans in Aurangabad – Banks for Personal Loan Contact Address

Icici Bank Limited > Cts 20592, Tapadia Circle, Nirala Bazar, Samarth Nagar, Samarth Nagar, Aurangabad, Maharashtra 431001

AXIS Bank > Ghai Chambers, Plot No. 20 CIDCO, 431003,, NH-211, Aurangabad, Maharashtra

Corporation Bank > Eureka House, Raghuveer Nagar, Opposite St Francis High School, Jalna Road, Raghuveer Nagar, Aurangabad, Maharashtra 431001

State Bank of India > CIDCO Cannought, M G M, Aurangabad, Maharashtra

Central Bank Of India > Samarth Nagar, Aurangabad, Maharashtra
ICICI Bank N 1, Cidco, Maharashtra 431006

Central Bank > N 9, Aurangabad, Maharashtra

HDFC Bank > Mahesh Nagar, Mondha, Aurangabad, Maharashtra 431001

Bank of Maharashtra > Sawarkar Chowk, Shreya Nagar, Aurangabad, Maharashtra 431001

Bank of Baroda > Garaur,Renuka Prasad Sarangsociety Gajanan Mandir, Garkheda Rd, Garkheda, Aurangabad, Maharashtra 431009  1800 102 4455

Ing Vysya Bank Limited > 25to 30, Nirala Bazar, Nirala Bazar Aurangabad, Nirala Bazar, Aurangabad, Maharashtra 431001

Fullerton India > Zone 4, Oberoi Tower, Ground Floor, Opposite Govt Milk Dairy, Kranti Chowk, Jalna Road, Kranti Chowk, Aurangabad, Maharashtra 431001

Bajaj Finserv > Cts Number 18037, 1st Floor, Gopinath, Chambers, Above Jaidev Travels, Adalat Road,, Aurangabad, Maharashtra 431005