AU Housing Finance Home Loan – Get instant quotes on home loan Eligibility from Au Housing Finance. Check Home Loan EMI Calculator, Interest Rate, Processing Fee.
AU Housing Finance – Home Loan Quotes Online
Au Housing Finance was incorporated as a private limited company that provides the best housing loans under different categories. The company is providing finance facility in Delhi, Gujarat, Haryana, Madhya Pradesh, Maharashtra & Rajasthan.
Au Housing finance provides loan facility in 3 major categories Au Home loan, Home improvement loan & Renovation loan. One can avail the loan for Home Construction / Purchase / Extension.
Au housing finance company also launched “Special Urban Low Income Housing Product” & “Specific Women Ownership Product” for the special Urban Housing Refinance Scheme for low income households & Refinance Scheme for Women.
FEATURES, BENEFITS & ELIGIBILITY
- For the purpose of purchasing flat, Row house from developers.
- Maximum loan amount will be 75% of the cost of the property & Also the repayment capacity of the customer.
- Maximum loan tenure will be 15 years or retirement age (whichever is earlier).
- Individuals can apply singly or jointly. Proposed owners of the property will have to be co – applicants.
- The Repayment of the loan shall be done via EMIs (Accepted through post – dated cheques or ECS) based on loan amount, tenure & rate of interest.
- For Security Mortgage of house/flat needed.
AU Housing Finance Home Loan EMI Calculator
|Au HOUSING FINANCE Ltd.|
|Salaried||Self employed professionals||Self employed businessman|
|Application form with photograph|
|ID & Address proof|
|Latest salary slip||Education qualifications Certificate & Proof of business existence|
|Form 16||Last 3 year income tax returns (Self & Business)||Business profile|
|Last 6 months bank statements||Last 3 years profit & loss and balance sheet||Last 3 years income tax returns (self & business) documents maintained by the customers for income calculation.|
|Last 6 months bank statement||Last 6 months bank statements (self & business)|
|PROCESSING FEE & CHARGES|
|Processing charges||2% + GST (On sanctioned value) to be collected before disbursement or deducted from 1st disbursement.|
|CERSAI : At the time of Disbursement : Creation of charge||₹ 100 + GST (For loans > 5 lacs) & ₹ 50 + GST (For loans < 5 lacs)|
|pre payment charges||No charges on part prepayments of home loans on variable / floating / fixed interest of rate.However, if a payment is made by borrowing from any other bank or a financial institutions then, 5%+ GST as applicable in Pre- closure Charges would be levied on principle o/s & all part prepayments done in case loan is closed within 12 months of the first disbursement. 3% + GST applicable in pre-closure charges would be levied on principle o/s & all part prepayments done in last 12 months in case loan is closed after 12 months of disbursement.|
|Late payment interest||3% per month compound for number of days delayed in PEMI / EMI Payment|
|Cancellation & disbursement cancellation charges/ fees||If request received within 7 days of the disbursement, only ₹ 1000/- + GST will be charged.|
|Otherwise, if request received after 7 days then ₹ 1000 + GST with PEMI till the cancellation request.|
HOW TO APPLY ?
Step 1 : You can simply click on the link to submit the form loansninsurances.com
Step 2 : Fill all the required professional & personal details & Get instant quote on your eligibility, documents required & Other important procedure.
Step 3 : Our representative will get in touch with you to help you further.