Tag Archives: Au Housing Home Loan EMI Calculator

AU Housing Finance – Home Loan Eligibility, Interest Rate, EMI Calculator

AU Housing Finance Home Loan – Get instant quotes on home loan Eligibility from Au Housing Finance. Check Home Loan EMI Calculator, Interest Rate, Processing Fee.

AU Housing Finance – Home Loan Quotes Online

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Au Housing Finance was incorporated as a private limited company that provides the best housing loans under different categories. The company is providing finance facility in Delhi, Gujarat, Haryana, Madhya Pradesh, Maharashtra & Rajasthan.

Au Housing finance provides loan facility in 3 major categories Au Home loan, Home improvement loan & Renovation loan. One can avail the loan for Home Construction / Purchase / Extension.

Au housing finance company also launched “Special Urban Low Income Housing Product” & “Specific Women Ownership Product” for the special Urban Housing Refinance Scheme for low income households & Refinance Scheme for Women.

FEATURES, BENEFITS & ELIGIBILITY

  • For the purpose of purchasing flat, Row house from developers.
  • Maximum loan amount will be 75% of the cost of the property & Also the repayment capacity of the customer.
  • Maximum loan tenure will be 15 years or retirement age (whichever is earlier).
  • Individuals can apply singly or jointly. Proposed owners of the property will have to be co – applicants.
  • The Repayment of the loan shall be done via EMIs (Accepted through post – dated cheques or ECS) based on loan amount, tenure & rate of interest.
  • For Security Mortgage of house/flat needed.

AU Housing Finance Home Loan EMI Calculator

Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Document Required

Au HOUSING FINANCE Ltd.
DOCUMENTS REQUIRED
Salaried Self employed professionals Self employed businessman
Application form with photograph
ID & Address proof
Latest salary slip Education qualifications Certificate & Proof of business existence
Form 16 Last 3 year income tax returns (Self & Business) Business profile
Last 6 months bank statements Last 3 years profit & loss and balance sheet Last 3 years income tax returns (self & business) documents maintained by the customers for income calculation.
  Last 6 months bank statement Last 6 months bank statements (self & business)

Processing Fee

PROCESSING FEE & CHARGES
Processing charges 2% + GST (On sanctioned value) to be collected before disbursement or deducted from 1st disbursement.
CERSAI : At the time of Disbursement : Creation of charge ₹ 100 + GST (For loans > 5 lacs) & ₹ 50 + GST (For loans < 5 lacs)
pre payment charges No charges on part prepayments of home loans on variable / floating / fixed interest of rate.However, if a payment is made by borrowing from any other bank or a financial institutions then, 5%+ GST as applicable in Pre- closure Charges would be levied on principle o/s & all part prepayments done in case loan is closed within 12 months of the first disbursement. 3% + GST applicable in pre-closure charges would be levied on principle o/s & all part prepayments done in last 12 months in case loan is closed after 12 months of disbursement.
Late payment interest 3% per month compound for number of days delayed in PEMI / EMI Payment
Cancellation & disbursement cancellation charges/ fees If request received within 7 days of the disbursement, only ₹ 1000/- + GST will be charged.
Otherwise, if request received after 7 days then ₹ 1000 + GST with PEMI till the cancellation request.

HOW TO APPLY ?

Step 1 : You can simply click on the link to submit the form loansninsurances.com

Step 2 : Fill all the required professional & personal details & Get instant quote on your eligibility, documents required & Other important procedure.

Step 3 : Our representative will get in touch with you to help you further.