Aptus Housing Finance – Get Instant Quotes on Home Loan Eligibility from Aptus Home Loan. Check Interest Rate, Monthly EMI Calculator, Documents Required & Processing Fee.
Aptus Housing Finance – Home Loan Quotes Online
Aptus Housing Loan Interest Rates
|Aptus Housing Loan Interest Rate|
|14.00% – 15.50%||14.5% – 16%|
The fixed rate offered would be 0.5% – 1% higher, to provide for the interest rate fluctuations.
Aptus Value Housing Finance Ltd. Is a home loan company which mainly focuses on the housing finance needs of self – employed individuals belonging to low & middle income families primarily from semi urban & rural segment. It covers 92 Branches with Rs. 1058 Crore Loan Book.
Aptus offers home loan for Home Construction/Purchase/Renovation/Extension & Plot Purchase.
FEATURES, BENEFITS & ELIGIBILITY
- Loan can be availed by self – employed business persons with a minimum amount of ₹ 5 lacs with a maximum of ₹ 25 lacs.
- Aptus home loan is offered to the Self – employed individuals who are the owners of provision shop , Pharmacy, Bakery, Vegetable vendors, Fruit merchants, Two wheeler service centers, Distributors, Transportation & Fancy stores.
- The maximum tenure is 20 years for the loan offered & up to 85% of the value of the property.
- Loan can be easily availed in a swift manner, Once the documents & eligibility procedure is ready.
- Loan Against Property facility is available for Construction, Purchase & Reimbursement of Home loans.
Aptus Housing Finance Home Loan EMI Calculator
Processing Fee & Charges
|PROCESSING FEE & CHARGES OF APTUS HOUSING FINANCE INDIA Ltd.|
|UP FRONT CHARGES (CHARGES BEFORE DISBURSEMENT)|
|Processing charges||2% + GST (On the sanctioned value), 1% to be collected at the time of sanction & the balance 1% to be collected/ deducted at the time of disbursement.|
|Legal report||₹ 1000/- + GST (For loan up to ₹ 10 lacs)|
|₹ 2000/- GST (For loans more than ₹ 10 lacs)|
|Part payment charges||Non – Housing Loan – 4% on part payment / advance payment + GST|
|Pre – closure charges||Housing loan – Floating interest rates – NIL Charges|
|Fixed interest rates – Own source (NIL Charges)|
|Loan transfer – 4% on Principal outstanding + GST|
|Disbursement cancellation||PEMI/EMI Collected upto loan cancellation date will not be refunded.|
|Penal interest delayed EMI payment||3% per month for number of days delayed in PEMI/EMI payment|
|CERSAI : At the time of disbursement : Creation of charge||₹ 250/- + GST (For loans up to ₹ 5 lacs)|
|₹ 500/- + GST (For loans more than ₹ 5 lacs)|
|APTUS HOUSING FINANCE INDIA Ltd.|
|ID & ADDRESS PROOF||FOR SELF – EMPLOYED|
|Passport||Last 2 years income tax returns|
|Voter’s ID Card||Last 2 years computation of returns|
|Driving License||Last 6 months bank statement|
|Adhaar Card||Processing fees cheque|
|Shop Registration Certificate||Other income proof|
|PAN Card||Copy of Title Documents & Approved Sanction Plan|
HOW TO APPLY ?
Step 1 : You can simply click on the link to submit the form loansninsurances.com
Step 2 : Fill all the required professional & personal details & Get instant quote on your eligibility, documents required & Other important procedure.
Step 3 : Our representative will get in touch with you to help you further.