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Personal Loan in Varanasi – Compare Interest Rate, Fast Approval on Personal Loan

(Updated on 18.03.2019) Personal Loan in Varanasi –  Compare & Fast Approval on Personal Loan in Varanasi on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.

Personal Loan In Varanasi Interest Rates

Bank Name Interest Rates Tenure
SBI 11.95% 1 – 5 Years
HDFC Bank 11.49% 1 – 5 Years
ICICI Bank 11.59% 1 – 5 Years
BAJAJ Finserv 14.25% 1 – 5 Years
RBL Bank 14.50% 1 – 5 Years
Kotak 11.50% 1 – 5 Years
Axis Bank 15.50% 1 – 5 Years
HSBC Bank 11.49% 1 – 5 Years
Fullerton India 15.75% 1 – 4 Years
Standard Chartered 11.49% 1 – 5 Years
CitiBank 10.99% 1 – 5 Years
Yes Bank 14.00% 1 – 5 Years

PERSONAL LOAN IN VARANASI – GET INSTANT APPROVAL ONLINE

Professional Details
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Occupation
Yearly Income
City
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loans in Varanasi EMI Calculator

Personal Loan In Varanasi EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
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Personal Loans in Varanasi Eligibility Criteria

Bank Name Age Income Minimum Loan Maximum Loan Guarantor Required BT Options Job Experience
HDFC Bank Be 21-60 years of age. Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin) Rs. 50,000/- Rs. 15,00,000/- Yes Yes Have had a job for at least 2 years, and a minimum of 1 year with your current employer.
State Bank of India – SBI Minimum 21 Years Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
Rs. 50,000/- Rs. 10,00,000/- Yes NA 1 Year in current Job / Profession
ICICI Bank Be 23 – 58 years of age Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata) Rs 50,000/- Rs 15,00,000/- depending on your eligibility Yes Yes 1 Year in current Job / Profession
Citi Bank Be 21 – 60 years of age Minimum Annual Income: Rs.2,40,000/- Rs. 40,000/- Rs. 30,00,000 No NA Permanent / Confirmed employee
Axis Bank Be 21-58 years of age Minimum Net Monthly Income: Rs 15,000 Rs. 50,000/- Maximum loan available: Rs 15 lacs Optional Yes Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors
Fullerton India Be 21-60 years of age Rs. 12,500/- & above Rs. 40,000/- You can avail up to ` 20 Lakhs Yes Yes No. of years in employment 3 years & above and Current Experience 6 months & above
Union Bank of India – UBI Minimum Age 18 Years Should be from the salaried class, having regular source of income and having salary account with our bank. NA Up to Rs. 5 Lakh Yes NA NA
Bajaj Finserv NA You are drawing a monthly net salary of Rs. 40,000 Rs. 100,000 Up to Rs. 18 Lakh Yes Yes NA
Punjab National Bank – PNB No Age Criteria Provided Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres Rs. 50000/- Rs. 500000/- depending upon the repaying capacity Yes NA NA

Personal Loans in Varanasi Documents Required

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Last 3 months bank statements Last 6 months bank statements
Last 3 months salary slip Residence Proof
Form 16(ITR) Form 16(ITR)
Residence proof Proof of business existence
  Office address proof
  Last 3 years income tax returns

Points to consider before applying for a Personal Loan

  • Plan your budget and borrow only the amount you need.

  • Check your credit report for CIBIL score.

  • Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.

  • Look for the lowest processing fee and zero-penalty for prepayment option.

  • Check whether the bank offering personal loan at flat interest rates or floating interest rates.

How to apply for Personal loan in Varanasi?

An individual can easily apply for personal loan in Varanasi through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.

Personal Loans in Varanasi – Banks for Personal Loan Contact Address

Axis Bank > Ground Floor, Building, No. B 30/69-70-71, Part Of SM Plot No. 53, Mauza Nagwa, Pargana Dehat Amanat, Lanka, Varanasi, Uttar Pradesh 221005

State Bank of India > Kamachha Rd, Ashfaq Nagar, Bhelupur, Varanasi, Uttar Pradesh 221010

IDBI Bank > D-38/115-117, St Kabir Road, Maidagin Circle, Kotwali, Varanasi, Uttar Pradesh 221001

ICICI Bank > Sigra, Varanasi, Uttar Pradesh 221010

Union Bank of India > Durgakund Rd, Jawahar Nagar Colony, Bhelupur, Varanasi, Uttar Pradesh 1800 22 2244

Punjab National Bank > Pahalwan Sweet House, Pandit Manmohan Malviya Rd, Naria, Varanasi, Uttar Pradesh

Bank of India > Durgakund Rd, Bhelupur, Varanasi, Uttar Pradesh 221001

Canara Bank > Sankat Mochan Rd, Naria, Varanasi, Uttar Pradesh 221010

State Bank of India > Kamachha Rd, Ashfaq Nagar, Bhelupur, Varanasi, Uttar Pradesh 221010

Bank of Baroda > Lahurabir Rd, Ramakanth Nagar, Varanasi, Uttar Pradesh 221001

ING Vysya Bank > Dasashwamedh, Varanasi, Uttar Pradesh 220101  1800 425 9900

Bajaj Finserv > 3rd Floor, D-59/45-B, Mahmoor Ganj, Rathayatra Road, Varanasi, Uttar Pradesh 221010

HDFC Bank > Madan Mohan Malviya Marg, Lanka, Next To Bank Of Baroda, D – 30 / 2, A – 1 Ganga Bagh Colony, Varanasi, Uttar Pradesh 221005