(Updated on 18.03.19) Personal Loan In Navi Mumbai – Compare & Fast Approval on Personal Loan in Navi Mumbai on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.
Personal Loan In Navi Mumbai Interest Rates
|Bank Name||Interest Rates||Tenure|
|SBI||11.95%||1 – 5 Years|
|HDFC Bank||11.49%||1 – 5 Years|
|ICICI Bank||11.59%||1 – 5 Years|
|BAJAJ Finserv||14.25%||1 – 5 Years|
|RBL Bank||14.50%||1 – 5 Years|
|Kotak||11.50%||1 – 5 Years|
|Axis Bank||15.50%||1 – 5 Years|
|HSBC Bank||11.49%||1 – 5 Years|
|Fullerton India||15.75%||1 – 4 Years|
|Standard Chartered||11.49%||1 – 5 Years|
|CitiBank||10.99%||1 – 5 Years|
|Yes Bank||14.00%||1 – 5 Years|
PERSONAL LOAN IN NAVI MUMBAI – GET INSTANT APPROVAL ONLINE
Personal Loan in Navi Mumbai
Developed in the year 1972, Navi Mumbai is one of the finest and largest well planned townships of the world. This city displays a classic example of the process of urbanization in India and it has developed tremendously in the last five years. The city witnessed quick progress and evolved into a happening new place comprising of malls, restaurants, multiplex theatres and various other sources of entertainment.
If you are looking for personal loan in Navi Mumbai then there are major banks who are offering personal loans to the individuals at affordable interest rates, longer loan tenure, processing fee, door-step service, etc. An individual can select the best personal loan from various banks to fund his/her immediate personal expenses such as travelling, wedding, medical emergency, home renovation, or anything else.
Here, we have given a list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our personal loan EMI calculator and can also find out Personal loan eligibility.
Personal Loan in Navi Mumbai EMI Calculator
Personal Loan In Navi Mumbai EMI Calculator
|Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Personal Loan In Navi Mumbai Eligibility Criteria
|Bank Name||Age||Income||Minimum Loan||Maximum Loan||Guarantor Required||BT Options||Job Experience|
|HDFC Bank||Be 21-60 years of age.||Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin)||Rs. 50,000/-||Rs. 15,00,000/-||Yes||Yes||Have had a job for at least 2 years, and a minimum of 1 year with your current employer.|
|State Bank of India – SBI||Minimum 21 Years||Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
|Rs. 50,000/-||Rs. 10,00,000/-||Yes||NA||1 Year in current Job / Profession|
|ICICI Bank||Be 23 – 58 years of age||Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata)||Rs 50,000/-||Rs 15,00,000/- depending on your eligibility||Yes||Yes||1 Year in current Job / Profession|
|Citi Bank||Be 21 – 60 years of age||Minimum Annual Income: Rs.2,40,000/-||Rs. 40,000/-||Rs. 30,00,000||No||NA||Permanent / Confirmed employee|
|Axis Bank||Be 21-58 years of age||Minimum Net Monthly Income: Rs 15,000||Rs. 50,000/-||Maximum loan available: Rs 15 lacs||Optional||Yes||Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors|
|Fullerton India||Be 21-60 years of age||Rs. 12,500/- & above||Rs. 40,000/-||You can avail up to ` 20 Lakhs||Yes||Yes||No. of years in employment 3 years & above and Current Experience 6 months & above|
|Union Bank of India – UBI||Minimum Age 18 Years||Should be from the salaried class, having regular source of income and having salary account with our bank.||NA||Up to Rs. 5 Lakh||Yes||NA||NA|
|Bajaj Finserv||NA||You are drawing a monthly net salary of Rs. 40,000||Rs. 100,000||Up to Rs. 18 Lakh||Yes||Yes||NA|
|Punjab National Bank – PNB||No Age Criteria Provided||Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres||Rs. 50000/-||Rs. 500000/- depending upon the repaying capacity||Yes||NA||NA|
Personal Loan In Navi Mumbai Documents Required
|For salaried person||For self-employed|
|Application form with photograph||Application form with photograph|
|KYC documents||KYC documents|
|Last 3 months bank statements||Last 6 months bank statements|
|Last 3 months salary slip||Residence Proof|
|Form 16(ITR)||Form 16(ITR)|
|Residence proof||Proof of business existence|
|Office address proof|
|Last 3 years income tax returns|
Points to consider before applying for a Personal Loan
Plan your budget and borrow only the amount you need.
Check your credit report for CIBIL score.
Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.
Look for the lowest processing fee and zero-penalty for prepayment option.
Check whether the bank offering personal loan at flat interest rates or floating interest rates.
How to apply for Personal loan in Navi Mumbai?
An individual can easily apply for personal loan in Navi Mumbai through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.
Personal Loan in Navi Mumbai – Banks for Personal Loan Contact Address
ICICI Bank Limited > Sector 6, Nerul, Navi Mumbai,
AXIS Bank > Nageshwar Dham Co-Operative Housing Society, Sector- 44, Nerul, Krishna Changa Naik Marg, Karave Nagar, Karave Village, Sector 36, Seawoods, Navi Mumbai, Maharashtra 400706
IDBI Bank -Panvel Siddhivinayak Mahima > Apartments, Plot 1, Panvel Matheran Rd, Sector 19, New Panvel East, Navi Mumbai, Maharashtra 410206
Canara Bank > Nerul Jama Masjid Rd, Sector 15, Nerul, Navi Mumbai, Maharashtra 400708
Bank Of Baroda > Big Splash, Vashi-Turbhe Rd, Sector 17, Vashi, Navi Mumbai, Maharashtra 40070
Karur Vysya Bank > Parmarth Niketan Marg, Sector-16, Vashi, Navi Mumbai, Maharashtra 400703
Corporation Bank > Nerul, Navi Mumbai, Maharashtra 400706
HDFC Bank > Sector 7, Vashi, Navi Mumbai, Maharashtra 400703
State Bank Of India > South Wing, Cidco Bhavan, Belapur – Cbd, Navi Mumbai – 400614
IDBI Bank > Darave Road, Sector 25, Nerul, Navi Mumbai, Maharashtra 400706
Corporation Bank > Sector 12, Kopar Khairane, Navi Mumbai, Maharashtra
ING Vysya Bank > Arenja Corner, Palm Beach Rd, Sector 17, Vashi, Navi Mumbai, Maharashtra 400703 1800 420 9900
Bajaj Finserv > The Affairs, 7th Floor, Sector 17, Palm Beach Road, Vashi, Sector 16A, Sanpada, Mumbai, Maharashtra 400705 1800 209 4151