(Updated on 15.03.2019) Personal Loan Calicut – Compare & Fast Approval on Personal Loan in Calicut on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.
Personal Loan In Calicut Interest Rates
|Bank Name||Interest Rates||Tenure|
|SBI||11.95%||1 – 5 Years|
|HDFC Bank||11.49%||1 – 5 Years|
|ICICI Bank||11.59%||1 – 5 Years|
|BAJAJ Finserv||14.25%||1 – 5 Years|
|RBL Bank||14.50%||1 – 5 Years|
|Kotak||11.50%||1 – 5 Years|
|Axis Bank||15.50%||1 – 5 Years|
|HSBC Bank||11.49%||1 – 5 Years|
|Fullerton India||15.75%||1 – 4 Years|
|Standard Chartered||11.49%||1 – 5 Years|
|CitiBank||10.99%||1 – 5 Years|
|Yes Bank||14.00%||1 – 5 Years|
Personal Loan In Calicut – GET INSTANT APPROVAL ONLINE
Personal Loans in Calicut
Calicut, formerly known as Kozhikode, is one of the major cities in Kerala, India. Kozhikode District or Calicut found a place in the World History with the discovery of Sea Route to India in 1498 by the Portuguese Navigator Vasco Da Gama. Calicut city is the marketing centre for commodities like pepper, coconut, coffee, rubber, lemon, grass oil etc., produced in Kozhikode and the neighboring districts of Wayanad, Malappuram and Kannur.
To maintain every standards of life or to fund your emergency financial crisis, you might need some urgent cash. At this point personal loan can be a big saviour to you. Personal Loan in Calicut will be your best solution for instant cash and can be used for traveling, wedding, medical emergency, home renovation, or anything else.
We have provided a list of top banks according to their interest rates, charges and personal loan products. You can choose the best personal loans according to your requirement to support your immediate personal financial crisis.
At any point in time you may face financial crisis to fund to your immediate personal requirements. Personal Loan is your solution for instant cash and can be used for traveling, wedding, medical emergency, home renovation, or anything else.
Personal Loans in Calicut EMI Calculator
Personal Loan In Calicut EMI Calculator
|Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Personal Loans in Calicut Eligibility Criteria
|Bank Name||Age||Income||Minimum Loan||Maximum Loan||Guarantor Required||BT Options||Job Experience|
|HDFC Bank||Be 21-60 years of age.||Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin)||Rs. 50,000/-||Rs. 15,00,000/-||Yes||Yes||Have had a job for at least 2 years, and a minimum of 1 year with your current employer.|
|State Bank of India – SBI||Minimum 21 Years||Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
|Rs. 50,000/-||Rs. 10,00,000/-||Yes||NA||1 Year in current Job / Profession|
|ICICI Bank||Be 23 – 58 years of age||Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata)||Rs 50,000/-||Rs 15,00,000/- depending on your eligibility||Yes||Yes||1 Year in current Job / Profession|
|Citi Bank||Be 21 – 60 years of age||Minimum Annual Income: Rs.2,40,000/-||Rs. 40,000/-||Rs. 30,00,000||No||NA||Permanent / Confirmed employee|
|Axis Bank||Be 21-58 years of age||Minimum Net Monthly Income: Rs 15,000||Rs. 50,000/-||Maximum loan available: Rs 15 lacs||Optional||Yes||Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors|
|Fullerton India||Be 21-60 years of age||Rs. 12,500/- & above||Rs. 40,000/-||You can avail up to ` 20 Lakhs||Yes||Yes||No. of years in employment 3 years & above and Current Experience 6 months & above|
|Union Bank of India – UBI||Minimum Age 18 Years||Should be from the salaried class, having regular source of income and having salary account with our bank.||NA||Up to Rs. 5 Lakh||Yes||NA||NA|
|Bajaj Finserv||NA||You are drawing a monthly net salary of Rs. 40,000||Rs. 100,000||Up to Rs. 18 Lakh||Yes||Yes||NA|
|Punjab National Bank – PNB||No Age Criteria Provided||Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres||Rs. 50000/-||Rs. 500000/- depending upon the repaying capacity||Yes||NA||NA|
Personal Loans in Calicut Documents Required
|For salaried person||For self-employed|
|Application form with photograph||Application form with photograph|
|KYC documents||KYC documents|
|Last 3 months bank statements||Last 6 months bank statements|
|Last 3 months salary slip||Residence Proof|
|Form 16(ITR)||Form 16(ITR)|
|Residence proof||Proof of business existence|
|Office address proof|
|Last 3 years income tax returns|
Points to consider before applying for a Personal Loan
Plan your budget and borrow only the amount you need.
Check your credit report for CIBIL score.
Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.
Look for the lowest processing fee and zero-penalty for prepayment option.
Check whether the bank offering personal loan at flat interest rates or floating interest rates.
How to apply for Personal loan in Calicut?
An individual can easily apply for personal loan in Calicut through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.
Personal Loans in Calicut – Banks for Personal Loan Contact Address
IDBI Bank > City Plaza, YMCA Cross Rd, Vellayil, Calicut, Kerala 673001
HDFC Bank > Simax Tower, Kannur Rd, West Nadakkave, Calicut, Kerala 673011
ICICI Bank > 6/975, Ground floor, Shafeer Complex, Kannur Rd, Kerala 673001
Axis Bank > Karupalli Arcade, Ymca Cross Road, Calicut, Kerala 673001 1800 209 5577
South Indian Bank > MM Ali Rd, Calicut, Kerala
Indian Overseas Bank Mavoor Rd, Calicut, Kerala
corporation bank >PM Taj Rd, Calicut, Kerala 673001
Bank Of Baroda > Holiday City Centre, Mavoor Rd, Tazhekkod, Calicut, Kerala 673001
Bajaj Finserv > C/O Kvr Motors, Building, No.1206 E, 2nd Floor, Kvr Tower, Kannur Road,, Calicut, Kerala 673005
Fullerton India > Indiranagar Double Rd, Defence Colony, Domlur Layout, Bengaluru, Karnataka 560008
State Bank of India > Medical College Entrance Rd, Calicut, Kerala 673008 1800 425 3800