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Personal Loan in Calicut – Fast Approval, Compare Personal Loan Interest Rate 2019

(Updated on 15.03.2019) Personal Loan CalicutCompare & Fast Approval on Personal Loan in Calicut on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.

Personal Loan In Calicut Interest Rates

Bank Name Interest Rates Tenure
SBI 11.95% 1 – 5 Years
HDFC Bank 11.49% 1 – 5 Years
ICICI Bank 11.59% 1 – 5 Years
BAJAJ Finserv 14.25% 1 – 5 Years
RBL Bank 14.50% 1 – 5 Years
Kotak 11.50% 1 – 5 Years
Axis Bank 15.50% 1 – 5 Years
HSBC Bank 11.49% 1 – 5 Years
Fullerton India 15.75% 1 – 4 Years
Standard Chartered 11.49% 1 – 5 Years
CitiBank 10.99% 1 – 5 Years
Yes Bank 14.00% 1 – 5 Years

Personal Loan In Calicut – GET INSTANT APPROVAL ONLINE

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Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loans in Calicut

Calicut, formerly known as Kozhikode, is one of the major cities in Kerala, India. Kozhikode District or Calicut found a place in the World History with the discovery of Sea Route to India in 1498 by the Portuguese Navigator Vasco Da Gama. Calicut city is the marketing centre for commodities like pepper, coconut, coffee, rubber, lemon, grass oil etc., produced in Kozhikode and the neighboring districts of Wayanad, Malappuram and Kannur.

To maintain every standards of life or to fund your emergency financial crisis, you might need some urgent cash. At this point personal loan can be a big saviour to you. Personal Loan in Calicut will be your best solution for instant cash and can be used for traveling, wedding, medical emergency, home renovation, or anything else.

We have provided a list of top banks according to their interest rates, charges and personal loan products. You can choose the best personal loans according to your requirement to support your immediate personal financial crisis.

At any point in time you may face financial crisis to fund to your immediate personal requirements. Personal Loan is your solution for instant cash and can be used for traveling, wedding, medical emergency, home renovation, or anything else.

Personal Loans in Calicut EMI Calculator

Personal Loan In Calicut EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
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Personal Loans in Calicut Eligibility Criteria

Bank Name Age Income Minimum Loan Maximum Loan Guarantor Required BT Options Job Experience
HDFC Bank Be 21-60 years of age. Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin) Rs. 50,000/- Rs. 15,00,000/- Yes Yes Have had a job for at least 2 years, and a minimum of 1 year with your current employer.
State Bank of India – SBI Minimum 21 Years Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
Rs. 50,000/- Rs. 10,00,000/- Yes NA 1 Year in current Job / Profession
ICICI Bank Be 23 – 58 years of age Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata) Rs 50,000/- Rs 15,00,000/- depending on your eligibility Yes Yes 1 Year in current Job / Profession
Citi Bank Be 21 – 60 years of age Minimum Annual Income: Rs.2,40,000/- Rs. 40,000/- Rs. 30,00,000 No NA Permanent / Confirmed employee
Axis Bank Be 21-58 years of age Minimum Net Monthly Income: Rs 15,000 Rs. 50,000/- Maximum loan available: Rs 15 lacs Optional Yes Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors
Fullerton India Be 21-60 years of age Rs. 12,500/- & above Rs. 40,000/- You can avail up to ` 20 Lakhs Yes Yes No. of years in employment 3 years & above and Current Experience 6 months & above
Union Bank of India – UBI Minimum Age 18 Years Should be from the salaried class, having regular source of income and having salary account with our bank. NA Up to Rs. 5 Lakh Yes NA NA
Bajaj Finserv NA You are drawing a monthly net salary of Rs. 40,000 Rs. 100,000 Up to Rs. 18 Lakh Yes Yes NA
Punjab National Bank – PNB No Age Criteria Provided Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres Rs. 50000/- Rs. 500000/- depending upon the repaying capacity Yes NA NA

Personal Loans in Calicut Documents Required

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Last 3 months bank statements Last 6 months bank statements
Last 3 months salary slip Residence Proof
Form 16(ITR) Form 16(ITR)
Residence proof Proof of business existence
  Office address proof
  Last 3 years income tax returns

Points to consider before applying for a Personal Loan

  • Plan your budget and borrow only the amount you need.

  • Check your credit report for CIBIL score.

  • Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.

  • Look for the lowest processing fee and zero-penalty for prepayment option.

  • Check whether the bank offering personal loan at flat interest rates or floating interest rates.

How to apply for Personal loan in Calicut?

An individual can easily apply for personal loan in Calicut through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.

Personal Loans in Calicut – Banks for Personal Loan Contact Address

IDBI Bank > City Plaza, YMCA Cross Rd, Vellayil, Calicut, Kerala 673001

HDFC Bank > Simax Tower, Kannur Rd, West Nadakkave, Calicut, Kerala 673011

ICICI Bank > 6/975, Ground floor, Shafeer Complex, Kannur Rd, Kerala 673001

Axis Bank > Karupalli Arcade, Ymca Cross Road, Calicut, Kerala 673001  1800 209 5577

South Indian Bank > MM Ali Rd, Calicut, Kerala
Indian Overseas Bank Mavoor Rd, Calicut, Kerala

corporation bank >PM Taj Rd, Calicut, Kerala 673001

Bank Of Baroda > Holiday City Centre, Mavoor Rd, Tazhekkod, Calicut, Kerala 673001

Bajaj Finserv > C/O Kvr Motors, Building, No.1206 E, 2nd Floor, Kvr Tower, Kannur Road,, Calicut, Kerala 673005

Fullerton India > Indiranagar Double Rd, Defence Colony, Domlur Layout, Bengaluru, Karnataka 560008

State Bank of India > Medical College Entrance Rd, Calicut, Kerala 673008  1800 425 3800