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Aditya Birla Finance Personal Loan

(Updated on 08.05.2019) Aditya Birla Finance Personal Loan May 2019 – Get Instant Quick & Easy Approval on Aditya Birla Finance Personal Loan. Loansninsurances.com provide a simple tool to calculate your Personal Loan EMI on the basis of✓Interest Rate✓Loan Tenure✓Processing Fee✓Eligibility✓Best Offers & more.


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Aditya Birla Finance Personal Loan

Aditya Birla Finance Personal Loan is the unique and widely favoured personal loan among borrowers to fund their critical financial crisis at any point of time. Aditya Birla Finance Personal Loan has been craft fully designed at the best in class rate of interest to meet personal or family expenses, medical expenses, funding education, etc. With no guarantor required, partially pre-payment option with no pre-payment charges and much more. Aditya Birla Finance Personal Loan Eligibility Calculator helps you to know your personal loan eligibility at the quickest & effective way.

Aditya Birla Finance Housing Loan scheme offers home loan at affordable and flexible rate of interest for you to own a perfect house/flat within your budget.

Aditya Birla Finance Personal Loan Interest Rate

Interest Rate 14% per annum
Processing fee range Nil
Loan Amount Rs. 2 Lakhs to Rs. 30 Lakhs
Tenure 12 months to 60 months

Aditya Birla Finance Personal Loan EMI Calculator

Aditya Birla Finance Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Aditya Birla Finance Personal Loan Eligibility

  • Aditya Birla Financial Services Group Employees (permanent)

  • Minimum Age of 23 years

  • Maximum Age of 57 years

  • Minimum Net Monthly Income – Rs. 25,000

  • Maximum Loan Available – Rs. 20 Lakhs

Aditya Birla Finance Personal Loan Documents Required

  • Proof of identity: Copy of passport/voter ID card/driving license.

  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport.

  • Proof of age is also necessary.

  • Proof of Income and Occupation.

  • Last 3 months bank statement/6 months bank passbook.

  • Latest salary slip/ current dated salary certificate with the latest Form 16.

  • Other documents are also required as per banks rules and regulations.

Aditya Birla Finance Personal Loan Prepayments

  • Not allowed in first 6 months from loan disbursement date. Min part payment of Rs 25,000/-.

  • Nil pre-payment charges.

Aditya Birla Finance Personal Loan FAQ

Can I foreclose or prepay my loan?
Yes, you can prepay the entire loan outstanding anytime after paying 6 installments. Prepayment charges as applicable would be levied on the outstanding loan amount. No part prepayment is allowed.

What is the procedure to prepay my Personal Loan?
For prepayment of your Personal Loan account, please visit our nearest Aditya Birla branch. We request you to carry with you the following documents to complete the process:
1. Request Letter signed by the loan applicant
2. PAN Card (if the mode of payment is cash and the amount is more than Rs.50,000)
3. Payment can be made through cash, cheque or demand draft.

Do I have to pay any additional charges?
A processing fee of 2% to 2.25% depending on the company you are employed in and location of the loan will be levied. This fee will be deducted from the disbursal amount payable to you.

Do you offer Balance Transfer facility in Personal Loan?
We offer Balance Transfer Facility if you have paid 12 EMI. Please contact your nearest branch or our call centre for further details.

What is the loan amount that can be sanctioned?
Based on your kind of business and your relationship with Aditya Birla, the final loan amount is decided.

What are the loan tenure options?
The loan can be repaid over a period of 12 to 60 months

What security/collateral do I have to provide for Loan?
No security, collateral or guarantors are required for obtaining Personal Loans.

Latest News on Aditya Birla Finance

1) Aditya Birla Capital has reported 68% increase in its September quarter net profit of ₹ 227 Crore on the back of higher income from its NBFC. The company has reported a capital infusion of ₹250 crore each in Aditya Birla Finance and Aditya Birla Housing Finance to fuel growth. During the first half of this fiscal, the company recorded a net profit of ₹400 crore (₹245 crore) and revenue of ₹5,894 crore (₹2,372 crore).