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Aditya Birla Housing Finance Home Loan, Interest Rate and EMI Calculator Jan 2019

(Updated on 12.01.2019) Aditya Birla Housing Finance Home Loan Jan 2019 Get Instant Quick & Easy Approval on ABHFL Home Loan. Loansninsurances.com provide a simple tool to calculate your Personal Loan EMI on the basis of ✓Interest Rate✓Loan Tenure✓Processing Fee✓Eligibility✓Best Offers & more.

ADITYA BIRLA HOUSING FINANCE – QUICK, EASY & INSTANT APPROVAL ONLINE

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Aditya Birla Housing Finance Home Loan

Aditya Birla Housing Finance Ltd. (ABHFL) presents a wide range of Home Loan Products, especially designed to help you turn your’s dream home into reality. Aditya Birla Home Loans can be availed to purchase plots for construction of houses, construction /renovation/ repair/alteration/addition to house/flat and also to buy a fully constructed home. ABHFL Home Loan is offered to every class of people at its reasonable and affordable rates of interest, calculation of interest on the daily balance basis, Life Insurance coverage for home loan borrowers, and various Home Loan EMI options and much more. Know your home loan eligibility and get the best deal with ABHFL Home Loan Eligibility Calculator.

Aditya Birla Personal Loans can also be availed at attractive rates of interest to meet your any kind of genuine personal financial needs.

Aditya Birla Housing Finance Home Loan Interest Rate

Interest Rate Salaried 9.00% to 9.75%

Self Employed 9.00% to 12.50%

Processing fee range 2% of the loan amount
Loan Amount Min. 30 lakhs
Tenure 30 years

**For women owner/co-owner, ROI lower by 5 bps than the applicable rate of interest**

Non Home Loan Floating Rate of Interest
Loan against Property 10.75% to 16.00%
Lease Rental Discounting 11.00% onwards

Aditya Birla Housing Finance Home Loan EMI Calculator

Aditya Birla Housing Finance EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
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Interest Rate (Reducing) % Per Annum
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Monthly EMI
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Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

 Types of Home Loans

1) Home Extension Loan

  • For adding more space to your existing home.

  • Loans to extend your existing residential property as per your requirements.

  • Loan tenure up to 30 years

2) Home Improvement Loan

  • renovate your home to suit your changing needs.

  • Avail this loan to carry out repairs / improvements within your existing owned residential properties.

  • Loan tenure up to 30 years

3) Plot And Home Construction Loan

  • Loan to purchase a plot and build a house on that piece of land within the next few years.

  • This loan is disbursed in various installments.

  • Loan tenure up to 30 years

4) Home Construction Loan

  • Loan to construct your residential property on a land you own.

  • The loan amount can be funded either directly to the architect/engineer or to you.

  • Loan Tenure up to 30 years.

ADITYA BIRLA HOUSING FINANCE HOME LOAN ELIGIBILITY

  • Minimum age of applicant -21 yrs.

  • Maximum age of applicant at loan maturity -60 years.

  • 90% of loan amount for Rs. 30 lakhs property value.

  • 80% of loan amount for Rs. 30-75 lakhs property value.

  • 75% of loan amount for above Rs.75 lakhs property value.

ADITYA BIRLA HOUSING FINANCE HOME LOAN DOCUMENTS REQUIRED

  • Proof of Identity and Address: Passport or Voter’s ID card or Driving License or Job Card issued by NREGA or Adhaar Card or Registration certificate or PAN card (PAN Card only as identity proof) or any other document as acceptable to ABHFL.

  • Latest 3 months salary slip showing all deductions & Form 16.

  • IT Returns or financial documents for last 2 years and computation of income certified by a CA for last 2 years.

  • Latest 6 months.

  • Rental receipts or documents showing receipt of income.

  • Copy of Title documents and approved sanction plan.

Aditya Birla Housing Finance Loan Prepayments

  • Pre-closure is allowed after 12 months from loan disbursement date for Long Term Loan.

  • Floating rate loans given to individuals, where all applicants and co-applicants are individuals: Nil

  • Home Loans (other than floating rate Home Loans to individuals): 2% of principal outstanding.