Home Loan in Kolkata – Compare Interest Rate Starting From 8.35% Onwards


(Updated on 18.03.2019) Home Loan in Kolkata March 2019 – Compare Interest Rates from top 20 Banks & Housing Finance Companies and get quotes on home loan on the basis of ✓ Interest Rate ✓ Eligibility ✓ Loan Tenure ✓ Processing Fee & more.

“Yes Khushi” Home Loan Scheme Launched by Yes Bank in Kolkata


Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Home Loan In Kolkata

Kolkata, located on the east bank of the Hooghly River, also known as Calcutta is the capital of West Bengal. The real estate market in Kolkata is growing rapidly Fast and for this banks are offering special discounts and offers on home loan to those individuals who are looking to buy a house. An individual can choose the best home loan from various banks and HFCs, according to his/her requirement. As different banks have different interest rates and different policies of providing home loan, so it’s difficult to choose in which bank an individual should apply for a home loan. But, now you don’t have to worry any more, because at loansninsurances.com suggest the list of top banks according to their interest rates, charges and home loan products. An Individual can easily calculate his home loan EMI with our home loan EMI calculator and can easily check his home loan eligibility at Loansninsurances.com.

Yes Bank recently launched a new home loan product for residents of Kolkata – “YES Khushi” home loans for the EWS/LIG segment. This home loan is specially designed to cater the housing needs of the common man of Kolkata.

Yes Bank has partnered with more than 500 builders across 35 cities and towns of Kolkata regarding the “YES Khushi” home loan. To help customers avail the interest subsidy scheme under Pradhan Mantri Awas Yojana, the bank empaneled with the National Housing Bank for a dispensation of the housing loan subsidy.

This affordable home loan product has been designed to address the gap in the market, keeping in mind the unique home loan requirements of salaried and self-employed segments in Economically weaker section (EWS) and Lower income group (LIG).

Home Loan in Kolkata Interest Rates

Every bank has their own home loan interest rates. Some banks offer home loan at lower interest rates and some at higher interest rates. Interest rates of the banks providing home loan in Kolkata are as follows:

Bank Name Interest Rates
Bank of Baroda 8.35% – 8.55%
Central Bank of India 8.50%
DHFL 8.60% – 8.70%
SBI – State Bank Of India 8.30% (For Women), 8.35% (For Others)
HDFC Ltd 8.35% – 8.50%
ICICI Bank 8.35% – 8.50%
Allahabad Bank 8.85%
Andhra Bank 9.50% – 9.70%
AXIS Bank 8.35%
Bank of India 8.65% – 8.70%
Bank of Maharashtra 8.95% – 9.05%
Canara Bank 8.65% – 8.75%
Citibank 8.80%
Corporation Bank 8.85%
Dena Bank 8.55% – 8.80%
Deutsche Bank 10.50%
Development Credit Bank 10.60%
Dhanalakshmi Bank 10.35% – 10.60%
Edelweiss 10.50%%
Federal Bank 9.57% – 9.82%
GIC Housing Finance 10.25%
Gruh Finance Limited 9.75% – 15.25%
HSBC Bank 8.85%
IDBI 8.55% – 8.60%
India Infoline Housing Finance Ltd. 9.55% – 10.50%
Indiabulls Housing Finance Limited 8.65%(For Women) – 8.70%(For others)
Indian Bank 8.60%
Indian Overseas Bank 8.65% – 8.90%
Indusind bank 10.60%
Karnataka Bank 9.50% – 9.75%
Kotak Bank 8.75%
L&T Housing Finance 9.65% – 10.25% (for Salaried/ SEP) 9.65%-10.50%(SENP)
LIC Housing 8.50% – 8.70%
Oriental Bank of Commerce 8.60% – 8.70%
PNB Housing Finance 8.50% (for Salaried/ SEP for first 12 Months) 9.10% (For SENP for first 12 months)
Punjab National Bank 8.65% – 8.75%
Reliance Home Finance Private Ltd. 10.60%
Shriram housing finance 15.00%
Shubham Housing Development Finance Company 12%-14%(For Salaried) – 15%-17%(For Self-employed)
Standard Chartered 9.35%
State Bank of Travancore 9.20% – 9.45%
Syndicate Bank 8.75%
Tata capital Housing Finance ltd 8.65%(For Women) – 8.90%(For Others)
UCO Bank 8.75% – 8.90%
Union Bank of India 8.75% – 8.80%
United Bank of India 8.80%
Vijaya Bank 8.90%
SRG Housing Finance 15% to 30%

Home Loan In Kolkata EMI Calculator

Home Loan In Kolkata EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Kolkata Home Loan Eligibility Criteria

The documentation for Home loan varies from individual to individual. The requirements are based on your profession, income and loan requirement.

Bank Name Age Income Maximum Loan Guarantor Required BT option Work experience
SBI Bank 18-70 years Min.10,000 p.m Up to 90% cost of property Yes Yes Not required
HDFC Ltd 21-60 years Min. 15,000 p.m Up to 80% cost of property No Yes Not required
ICICI Bank 18-60 years Min. 15,000 p.m 80% cost of property No Yes Not required
Axis Bank 21 years Min. 10,000 p.m Up to 80% No Yes Not required
CITIbank Minimum age should be 23 years NA Up to 10 crore Yes Yes Upto 2 years
DHFL Bank Minimum age should be 21 years Min. 15,000 p.m. Up to 5 crore No Yes 2 years
LIC HFC 18-60 years 1,80,000 p.a 80% of cost of property Yes Yes 2 year
Bank of Baroda 21-60 years Upto 20,000 p.m Up to 80% of cost of property No Yes Not required

Kolkata Home Loan Documents Required

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Form 16(ITR) Form 16(ITR)
Last 3 months salary slip Residence Proof
Last 6 months bank statements Last 6 months bank statements
Residence Proof Proof of business existence
  Last 2 years profit/loss statements
  Last 3 years income tax returns

How to apply for Home loan in Kolkata?

An individual can easily apply for Home loan in Kolkata through Loansninsurances.com. Please log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the home loan. You can compare Home loan interest rates of different banks on Loansninsurances.com.

Home Loan in Kolkata – Bank Branch, Contact Address

State Bank of India- List of Branches
CIT Rd, Bidhan Nagar, Ultadanga, Kankurgachi, Kolkata, West Bengal 700054 1800 11 2211
150, Chittaranjan Avenue, Kolkata West Bengal 700073
66a, Kalicharan Ghosh Rd, Calcutta 700050
P35 Cit Road Distt Kolkata West Bengal 700014
27a Lenin Sarani T Kolkata West Bengal 700013
79 By C, Shyama Prasad Mukhee Road, Kolkata 700026
24 By 1 By 1 Alipore Road T Kolkata W Bengal 700027
2a,girish Avenue, Calcutta, West Bengal, West Bengal 700003`
Howrah State West Bengal Pin 711202
195, M G Road, Kolkata, West Bengal, Pin 700007
`5 By 1,jessore Road,kolkatta Dt24 Parganas N,w. Bengal 700028
Syndicate Bank- List of Branches
No 6, N S Road, Pin-700001
Kaveri House,132 1 M G Road,kolkata,,kolkata,west Bengal,700 007
8-b Alipore Road,kolkata,,,kolkata,west Bengal,700 027
3 Central Road,jadavpur,kolkata,,kolkata,west Bengal,700 032
226b, Rashbehari Avenue,near Gariahat Market,kolkata,,kolkata,west Bengal,700 019
Sharmatolla,7-hospital Street,kolkata,,kolkata,west Bengal,700 072
39 1a N S Road,kolkata,,,kolkata,west Bengal,700 040
Green Wood Park Project,haripur-suri Rd,action Area 1a,opp Hidco Office Block 1,gr Floor, New Town, Rajarhat,kolkata,west Bengal,700 156
Allahabad Bank- List of Branches
264, Dumdum Park, Kolkata, West Bengal
7, Chowringhee Road Kolkata – 700 013 West Bengal
14 1,bagha Jatin Station Road,spd Block,1st Floor,dist-kolkata
134, D.d. Mondal Ghat Road,dakshineswar
224 5 B, Bidhan Sarani Kolkata West Bengal 700007
2a, Nayan Krishna Saha Lane Kolkata – 700 003 West Bengal
238, Dh Road, Panchanantala, Kolkata West Bengal 700063
Bank of Baroda- List of Branches
P-188, CIT Rd, Ultadanga, Kolkata, West Bengal 700067 1800 22 3344
Alipore Branch, 38/1/E, Gopal Nagar Road, Calcutta, 700027
Bansdroni M Branch, 174/1/3 N.S.C Bose Rd, , Howrah, 700040
Burrabazar Branch, 8/C, Maharshi Debendra Road, Calcutta, 700007
Brabourne Rd. Branch, 4, Brabournee Road, Calcutta, 700001
Beliaghat Branch, P 344, C.I.T. Road, Sch No – Vi (M), Kolkata, 700054
Behala Branch, 293/2, Diamond Harbour Rd, , Kolkata, 700034
Ballygunj Branch, 226 – C, Rash Behary Avenue, Calcutta, 700019
IDBI Bank- List of Branches
Onkar Residency, 223,n.s.c Bose Road, Bansdroni Kolkata West Bengal 700047
Idbi Bank Ltd., Esplanade Branch,wachen Molla Mansion, Gr. Flr,8 Lenin Sarani, Kolkata – 700013
Management House,salt Lake Electronics Complex,block-ep & Gp, Sector -v, Kolkata -700 091
Idbi Bank, Basu Villa,3712, Diamond Harbour Road,1st Floor, Behala. Kolkata – 700 034
Sodepur Auto Centre, H. B. Town, Road No 5, Sodepur, Kolkata 700110
Plot No: Ad – 75, Sactor -1, Salt Lake City. Kolkata – 700064
1st Floor,ac-32,bidisha Appartment,prafulla Kanan,krishnapur,kolkata – 700101
Punjab National Bank- List of Branches
384, Garden Reach Road, Kolkata, West Bengal 700024
1231 Jessore Road Po Motijhil Ps Dumdum Kolkata West Bengal 700074
511-512, Rajaa.c. Mullick Road, Kolkata, West Bengal-84
73, Diamond Harbour Road, Kolkata, West Bengal-700023
48 B, B.t. Road, Kolkata, West Bengal -700050
138 1, Bidhan Sarani,kolkata, West Bengal – 700004
P-35,cotton Street,kolkata West Bengal -700007
Union Bank of India- List of Branches
Sagardeep Apartment, Ground Floor,raghunathpur, Vip Road, Dist. 24paraganas North, Kolkata-700 059
160 1 Jessore Road Kolkata 700074
Aashiyana, I 23, Baishnabghata Patuli-township, Dist. Garia,kolkata, Pin – 700 094
66a, Kali Charan Ghosh Road,south Sinthee Kolkata Pin Code 700050
77-c, Rajaram Mohanrai Sarani,kolkata, West Bengal,pin – 700 009.
55 58, Ezra Street, Post Box No. 2479,kolkata, West Bengal,pin – 700 001.
2 3 Justice Dwaraka Nath Road Kolkata West Bengal 700020
86, Topsia Road,kolkata, West Bengal,pin – 700 039.

Standard Chartered Bank > City Center-DB Block (b), Block-G, Shop No-G 001,DC Block,Salt Lake, Kolkata, West Bengal 700064

ICICI Bank > P-14, Cit Rd Scheme VI-M, Phoolbagan, Phool Bagan, Kolkata, West Bengal 700054

HDFC BANK > CA Rd, Chandni Chawk, Bowbazar, Kolkata, West Bengal 700013

Ing Vyasya Bank >  4/1, Sikkim House, Middleton Street, Kolkata, West Bengal 700016

HSBC Bank > Dover Ln, Dover Terrace, Ballygunge, Kolkata, West Bengal 700029  1800 103 4722

LIC Housing Finance Ltd > 4, Hindustan Building, Ground Floor, Chittaranjan Avenue, Princep Street, Kolkata, West Bengal 700072

Axis Bank Ltd > 69, Ganesh Chandra Ave, Chandni Chawk, Bowbazar, Kolkata, West Bengal 700013  1800 209 5577

Standard Chartered Bank > CF347, Sector 1, Salt Lake, Kolkata, West Bengal 700064

Leave a Reply

Your email address will not be published. Required fields are marked *