(Updated on 18.03.2019) Personal Loan in Pune – Compare & Fast Approval on Personal Loan in Pune on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.
Personal Loan in Pune Interest Rates
| Bank Name | Interest Rates | Tenure |
| SBI | 11.95% | 1 – 5 Years |
| HDFC Bank | 11.49% | 1 – 5 Years |
| ICICI Bank | 11.59% | 1 – 5 Years |
| BAJAJ Finserv | 14.25% | 1 – 5 Years |
| RBL Bank | 14.50% | 1 – 5 Years |
| Kotak | 11.50% | 1 – 5 Years |
| Axis Bank | 15.50% | 1 – 5 Years |
| HSBC Bank | 11.49% | 1 – 5 Years |
| Fullerton India | 15.75% | 1 – 4 Years |
| Standard Chartered | 11.49% | 1 – 5 Years |
| CitiBank | 10.99% | 1 – 5 Years |
| Yes Bank | 14.00% | 1 – 5 Years |
PERSONAL LOAN IN PUNE – GET INSTANT APPROVAL ONLINE
Personal Loan in Pune
Personal loan in Pune can be availed at attractive interest rates with affordable EMIs. Personal loans can be availed for many purposes like wedding expenses, business purpose, Travelling, etc. At loansninsurances.com we have arranged the list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our EMI calculator and can easily check his Personal loan eligibility at Loansninsurances.com.
Personal Loan in Pune EMI Calculator
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Personal Loan In Pune EMI Calculator |
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| Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds. |
Personal Loan in Pune Eligibility Criteria
| Bank Name | Age | Income | Minimum Loan | Maximum Loan | Guarantor Required | BT Options | Job Experience |
| HDFC Bank | Be 21-60 years of age. | Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin) | Rs. 50,000/- | Rs. 15,00,000/- | Yes | Yes | Have had a job for at least 2 years, and a minimum of 1 year with your current employer. |
| State Bank of India – SBI | Minimum 21 Years | Rs.24,000/- in metro and urban centres & Rs.10,000/- in rural/semi-urban centres |
Rs. 50,000/- | Rs. 10,00,000/- | Yes | NA | 1 Year in current Job / Profession |
| ICICI Bank | Be 23 – 58 years of age | Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata) | Rs 50,000/- | Rs 15,00,000/- depending on your eligibility | Yes | Yes | 1 Year in current Job / Profession |
| Citi Bank | Be 21 – 60 years of age | Minimum Annual Income: Rs.2,40,000/- | Rs. 40,000/- | Rs. 30,00,000 | No | NA | Permanent / Confirmed employee |
| Axis Bank | Be 21-58 years of age | Minimum Net Monthly Income: Rs 15,000 | Rs. 50,000/- | Maximum loan available: Rs 15 lacs | Optional | Yes | Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors |
| Fullerton India | Be 21-60 years of age | Rs. 12,500/- & above | Rs. 40,000/- | You can avail up to ` 20 Lakhs | Yes | Yes | No. of years in employment 3 years & above and Current Experience 6 months & above |
| Union Bank of India – UBI | Minimum Age 18 Years | Should be from the salaried class, having regular source of income and having salary account with our bank. | NA | Up to Rs. 5 Lakh | Yes | NA | NA |
| Bajaj Finserv | NA | You are drawing a monthly net salary of Rs. 40,000 | Rs. 100,000 | Up to Rs. 18 Lakh | Yes | Yes | NA |
| Punjab National Bank – PNB | No Age Criteria Provided | Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres | Rs. 50000/- | Rs. 500000/- depending upon the repaying capacity | Yes | NA | NA |
Personal Loans Pune Documents Required
| For salaried person | For self-employed |
| Application form with photograph | Application form with photograph |
| KYC documents | KYC documents |
| Last 3 months bank statements | Last 6 months bank statements |
| Last 3 months salary slip | Residence Proof |
| Form 16(ITR) | Form 16(ITR) |
| Residence proof | Proof of business existence |
| Office address proof | |
| Last 3 years income tax returns |
Points to consider before applying for a Personal Loan
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Plan your budget and borrow only the amount you need.
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Check your credit report for CIBIL score.
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Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.
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Look for the lowest processing fee and zero-penalty for prepayment option.
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Check whether the bank offering personal loan at flat interest rates or floating interest rates.
How to apply for Personal loan in Pune?
An individual can easily apply for personal loan in Pune through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.
Personal Loans in Pune – Banks for Personal Loan Contact Address
IDBI Bank > 2nd Floor IDBI House, Dnyaneshwar Paduka Chowk, Fergusson College Rd, Shivajinagar, Pune, Maharashtra
Bank of India > 1290 ,Sunshilp Building, OPP.Hotel Swann Inn, Opp. J.M.Road, University Road, Shivaji Nagar, Pune, 411005
AXIS Bank > Survey No. 15, Ground Floor, Marigold Premises, Vadgaonsheri, Kalyani Nagar, Pune, Maharashtra 411014
State Bank Of Hyderabad > Shop No.I, 42 Adinath Complex, Satara Rd, Maharshi Nagar, Pune, Maharashtra 411009
State Bank of India >Tara Chembers, Near Mari Aai Gate Police Chowky, Mumbai Pune Highway, Wakadewadi, Pune, Maharashtra 411003
Bank Of Baroda > Karve Road, Deccan Gymkhana, Pune, Maharashtra 411004
Punjab National Bank > Prabhat Rd, Harshavardhan Society, Deccan Gymkhana, Pune, Maharashtra 411004
The Karur Vysya Bank > Warje Malwadi Rd, Kothrud, Pune, Maharashtra 411004
ICICI Bank > Shop No. 1-6, Harmony Co-op Housing Society Ltd, Kalyani Nagar, Pune, Maharashtra 411006 090216 67777
Standard Chartered Bank > Shrirang House, 364-365, Jangali Maharaj Road, Shivaji Nagar, Pune, Maharashtra 411005
Bank of Maharashtra > NIBM Rd, Clover Village, Kondhwa, Pune, Maharashtra 411040
ING Vysya Bank > 928, Mantri Centre, Fergusson College Rd, Pune, Maharashtra 411004 020 2565 0859
Bajaj Finance > Old Mumbai Pune Hwy, Wakadewadi, Shivajinagar, Pune, Maharashtra 411003
Fullerton India > Shop No 4 & 5, Shandhare Building, Pune Nagar Road, Chandan Nagar, Chandan Nagar, Pune, Maharashtra 411014 099606 10335
HDFC Bank > Casp Bhavan, 132 / 2 – Plot No. 3, Pashan – Baner Link Road,Pashan, Pune, Maharashtra 411021 1800 425 4332