Personal Loan in Bangalore – Fast Approval, Compare Personal Loan Interest Rate July 2016


(Updated On 06.07.17) Personal Loan BangaloreCompare & Fast Approval on Personal Loan in Bangalore on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.


Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan in Bangalore – Banks for Personal Loan Contact Address

State Bank Of India > 472/4E, A.V.S. Complex, 80 Feet Main Rd, 4th Block Koramangala, AVS Layout, Koramangala, Bengaluru, Karnataka 560034

Citibank > 91, South End Road, Near-Tata Silk Farm, Jayanagar, Bengaluru, Karnataka 560004

Standard Chartered > #112, Ground Floor, Serenity Building, Opp Forum Mall, Koramangala Industrial Area, 5Th Block, Koramangala, Bangalore, Karnataka 560095

HSBC Bank > 30/1, Leeman’s Building, 2nd Floor, Cunningham Road, Near-Indian Express, Cunningham Road, Bengaluru, Karnataka 560052

Kotak Mahindra Bank > Ground Floor, #837/1, Binnamangla, 1st stage, Indiranagar, 100 Ft Road, Bangalore, Karnataka 560038

Bank Of Maharashtra > 6, 1st Main Rd, Domlur II Stage, Domlur Layout, Bengaluru, Karnataka 560071

Canara Bank > # 314,7TH CROSS, 3RD MAIN, Domlur, Bengaluru, Karnataka, India

State Bank of hyderabad > 2, Old Airport Rd, Bengaluru, Karnataka 560008

ING Vysya Bank > Indira Nagar 778, Near Axis Bank, Inner Ring Road, Bangalore, Karnataka 560038

Indian Overseas Bank > 3274, 11th Main Rd, Appareddipalya, Indira Nagar, Bengaluru, Karnataka 560008

ICICI Bank > HAL 3rd Stage, Jeevan Bima Nagar Main Rd, New Thippasandra, Bengaluru, Karnataka 560075

Kotak Mahindra Bank > Old Airport Rd, ISRO Colony, Domlur Layout, Bengaluru, Karnataka 560008

Fullerton India > 765, 1st Main, 5th Cross, Near-L C R Complex, Yeshwanthpur, Bengaluru, Karnataka 560022  096865 75156

Axis bank > Marathahalli village, Marathahalli, Bengaluru, Karnataka 560037

Bank Of Baroda > opp Syndicate bank, Jayanagar 3rd Block, 9th Main Road, Bengaluru, Karnataka 560011  1800 22 3344

About Personal Loan in Bangalore

In Bangalore city people salary is high so they  wants more personal loans for there basic needs like Marriage, LED, Furniture etc. As a customer in Bangalore, your eligibility and repayment capacity may entitle you to a loan amount ranging between Rs 75,000 and Rs 30 lakh.

Most of the peoples in Bangalore are outsiders, They belong to other cities or parts of India. Bangalore is the IT hub. Peoples coming from outsides for working. In this situation outsider peoples looking for buy appliances for home, kitchen and room which are coming costly for these purposes people looking for loans. on the other side peoples have to submit security for rent a house or appartments, in this regard people get money from other peoples or sumtime for lenders. Overall if we can say living in bangalore is little expensive you have to make sure on your budget before going to bangalore.

Current Lowest Interest Rates on Personal Loan in Bangalore

Bank Name Personal Loan Interest Rates
HDFC Bank 13.99% – 18.25%
ICICI Bank 13.49% – 17.00%
SBI (State Bank of India) 18.50%
ING Vysya Bank 13.75% – 17.25%
Fullerton India 21.00% – 32.00%
Bajaj Finance 15.00% – 16.00%
Bank of Baroda 14.75%
Axis Bank 15.50% – 24.00%

Eligibility Criteria/Documents for Personal Loan in Bangalore

The documentation for personal loan varies from individual to individual. The requirements are based on your profession, income and loan requirement.

Bank Name Age Income Minimum Loan Maximum Loan Guarantor Required BT Options Job Experience
HDFC Bank Be 21-60 years of age. Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Calcutta, Ahmedabad, cochin) Rs. 50,000/- Rs. 15,00,000/- Yes Yes Have had a job for at least 2 years, and a minimum of 1 year with your current employer.
State Bank of India – SBI Minimum 21 Years Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
Rs. 50,000/- Rs. 10,00,000/- Yes NA 1 Year in current Job / Profession
ICICI Bank Be 23 – 58 years of age Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata) Rs 50,000/- Rs 15,00,000/- depending on your eligibility Yes Yes 1 Year in current Job / Profession
Citi Bank Be 21 – 60 years of age Minimum Annual Income: Rs.2,40,000/- Rs. 40,000/- Rs. 30,00,000 No NA Permanent / Confirmed employee
Axis Bank Be 21-58 years of age Minimum Net Monthly Income: Rs 15,000 Rs. 50,000/- Maximum loan available: Rs 15 lacs Optional Yes Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors
Fullerton India Be 21-60 years of age Rs. 12,500/- & above Rs. 40,000/- You can avail up to ` 20 Lakhs Yes Yes No. of years in employment 3 years & above and Current Experience 6 months & above
Union Bank of India – UBI Minimum Age 18 Years Should be from the salaried class, having regular source of income and having salary account with our bank. NA Up to Rs. 5 Lakh Yes NA NA
Bajaj Finserv  NA You are drawing a monthly net salary ofRs. 40,000 Rs. 100,000 Up to Rs. 18 Lakh Yes Yes NA
Punjab National Bank – PNB No Age Criteria Provided Rs.15000 per month for eligible customers at Metro Centres;Rs.12500 per month for Urban centres Rs. 50000/- Rs. 500000/- depending upon the repaying capacity Yes NA NA

Note:BT stands for Balance Transfer

Steps: Know How to Increase Your Personal Loan Amount:

✓ Pay off your credit card bills
✓ Choose longer tenure loan up to 5 years

Which Documents you have to Submit for Personal Loan in Bangalore?

✓ Proof of identity: Copy of passport/voter ID card/driving license
✓ Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport
✓ Last 3 months bank statement/6 months bank passbook
✓ Latest salary slip/ current dated salary certificate with the latest Form 16

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