Home Loan in Kanpur – Compare Interest Rate starting from 8.35% Onwards


(Updated on 18.03.2019) Home Loan in Kanpur March 2019  – Compare Interest Rates from top 20 Banks & Housing Finance Companies and get quotes on home loan on the basis of ✓ Interest Rate ✓ Eligibility ✓ Loan Tenure ✓ Processing Fee & more.


Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Kanpur is the most important industrial centre in Uttar Pradesh. It lies on the banks of Ganga. Kanpur has gained importance for its leather and textile goods of fine quality. It is now one of the major industrial cities with aviation, wool and leather industries, cotton, flour and vegetable oil mills, sugar refineries and chemical works. It commonly known as the Manchester of India, but now it is called the commercial capital of the state.

If you are looking for a home or a flat in Kanpur then there are major banks and HFCs who are offering home loan to the individuals at affordable interest rates, longer loan tenure, processing fee, door-step service, etc.With the various Home loans in Kanpur you can choose the best home loan products to suit your budget.  

At loansninsurances.com we have provided a list of Home Loans in Kanpur according to various bank’s interest rates, charges and home loan products. 

Home Loan in Kanpur Interest Rates

Bank Name Interest Rates
Bank of Baroda 8.35% – 8.55%
Central Bank of India 8.50%
DHFL 8.60% – 8.70%
SBI – State Bank Of India 8.30% (For Women), 8.35% (For Others)
HDFC Ltd 8.50% – 9.00%
ICICI Bank 8.65%
Allahabad Bank 8.85%
Andhra Bank 9.50% – 9.70%
AXIS Bank 8.65%
Bank of India 8.65% – 8.70%
Bank of Maharashtra 8.95% – 9.05%
Canara Bank 8.65% – 8.75%
Citibank 8.80%
Corporation Bank 8.85%
Dena Bank 8.55% – 8.80%
Deutsche Bank 10.50%
Development Credit Bank 10.60%
Dhanalakshmi Bank 10.35% – 10.60%
Edelweiss 10.50%%
Federal Bank 9.57% – 9.82%
GIC Housing Finance 10.25%
Gruh Finance Limited 9.75% – 15.25%
HSBC Bank 8.85%
IDBI 8.55% – 8.60%
India Infoline Housing Finance Ltd. 9.55% – 10.50%
Indiabulls Housing Finance Limited 8.65%(For Women) – 8.70%(For others)
Indian Bank 8.60%
Indian Overseas Bank 8.65% – 8.90%
Indusind bank 10.60%
Karnataka Bank 9.50% – 9.75%
Kotak Bank 8.75%
L&T Housing Finance 9.65% – 10.25% (for Salaried/ SEP) 9.65%-10.50%(SENP)
LIC Housing 8.50% – 8.70%
Oriental Bank of Commerce 8.60% – 8.70%
PNB Housing Finance 8.50% (for Salaried/ SEP for first 12 Months) 9.10% (For SENP for first 12 months)
Punjab National Bank 8.65% – 8.75%
Reliance Home Finance Private Ltd. 10.60%
Shriram housing finance 15.00%
Shubham Housing Development Finance Company 12%-14%(For Salaried) – 15%-17%(For Self-employed)
Standard Chartered 9.35%
State Bank of Travancore 9.20% – 9.45%
Syndicate Bank 8.75%
Tata capital Housing Finance ltd 8.65%(For Women) – 8.90%(For Others)
UCO Bank 8.75% – 8.90%
Union Bank of India 8.75% – 8.80%
United Bank of India 8.80%
Vijaya Bank 8.90%
SRG Housing Finance 15% to 30%

Home Loan in Kanpur – Banks for Home Loan Contact Address

Allahabad bank > Mall Road, Kanpur, Uttar Pradesh 208001

State Bank Of India > Hameerpur Rd, Mandi Samiti, Naubasta, Kanpur, Uttar Pradesh 208021  1800 11 2211

Punjab National Bank > 81/W-2, Barra-Karai Rd, Vivek Vihar, Barra, Kanpur, Uttar Pradesh 208011

LIC Housing Finance Limited > 129, 1st Floor, Regal Cinema Bldg, The Mall Rd, General Ganj, Kanpur, Uttar Pradesh 208001

ICICI BANK > J S Towers, Mall Rd, The Mall, Downtown, Kanpur, Uttar Pradesh  0512 668

HDFC Bank > Naya Purwa, Kidwai Nagar, Kanpur, Uttar Pradesh 208011

Axis Bank Ltd > 16/104A, Ground Floor & First Floor, Opp. Income Tax Office, Civil Lines, Kanpur, Uttar Pradesh 208001

Bank Of Baroda > 18/44, Birhana Rd, Bhartiya Bhawan, General Ganj, Kanpur, Uttar Pradesh 208001

ING Vysya Bank > Meghdoot Bldg, 17/3-B, Mall Rd, Downtown, Kanpur, Uttar Pradesh 208001

Standard Chartered > 16/105, M G Road, M G Road, Kanpur, Uttar Pradesh 208001

Eligibility Criteria for Home Loan in Kanpur

The documentation for Home loan varies from individual to individual. The requirements are based on your profession, income and loan requirement.

Bank Name Age Income Minimum loan Maximum Loan Guarantor Required BT Option Job Experience
HDFC Ltd 21-60 Years EMI limited to about 50%
of monthly income
NA Up to 80% of the cost of the property Yes Yes Not Required
ICICI Bank Regular Source of Income should be there NA 80% of the cost of the property Yes Yes Not Required
SBI (State Bank of India) 18 to 70 years Availability of sufficient, regular and continuous source of income for servicing the loan repayment. NA Up to 90% Yes Yes Not Required
LIC Housing 18years to 60years Rs.15000 (p.m) NTH NA 85% of total Cost of the property including Stamp Duty and Registration Charges. Yes Yes 2 Year
PNB (Punjab National Bank) 18 years to 65 years Rs.15000 per month for eligible customers at Metro Centres;Rs.12500 per month for Urban centres NA upto 80% of the property cost Yes Yes Not Required
Citibank Minimum 23 NA Na up to 80% of the property value Yes Yes Not Required
Bank of Baroda Max-60 Years Up to Rs. 20,000/-p.m NA Upto 80% of the principal amount of home loan Yes Yes Not Required
Axis Bank 21 years Income: Rs 15,000 p.m NA up to 80% of the property value Yes Yes Not Required
Federal bank Minimum 24 years Income: Rs 15,000 p.m NA Up to 85% of project cost Yes Yes Not Required
PNB Housing Finance 18 to 65 Years Rs.15000 per month for eligible customers at Metro Centres;Rs.12500 per month for Urban centres NA upto 80% of the property cost. Yes Yes Not Required
HSBC Bank 21 to 58 years 5, 00,000 p.a NA upto 80% of the property cost. Yes Yes Not Required
ING Vysya 23years to 58years 1,20,000 p.a NA upto 80% of the cost of Property*. No Yes Not Required
Standard Chartered 21years to 60years Rs.1,80,000 (p.a) NA upto 80% of the cost of Property*. No Yes Not Required

Documents required for Home Loan in Kanpur

✓ Photo ID and age proof
✓ Signed application form with photograph
✓ Processing fee cheque
✓ Last 6 months bank statement

Documentation for salaried applicants:

✓ Last 3 months salary – slips
✓ Form 16 or Income Tax Returns

Documentation for self-employed applicants:

✓ Last 3 years Income Tax Returns with computation of Income
✓ Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

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