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Personal Loan in Mumbai – Fast Approval, Compare Personal Loan Interest Rate 2019

(Updated on 18.03.2019) Personal Loan In Mumbai – Compare & Fast Approval on Personal Loan in Mumbai on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.

Personal Loan In Mumbai Interest Rates

Bank Name Interest Rates Tenure
SBI 11.95% 1 – 5 Years
HDFC Bank 11.49% 1 – 5 Years
ICICI Bank 11.59% 1 – 5 Years
BAJAJ Finserv 14.25% 1 – 5 Years
RBL Bank 14.50% 1 – 5 Years
Kotak 11.50% 1 – 5 Years
Axis Bank 15.50% 1 – 5 Years
HSBC Bank 11.49% 1 – 5 Years
Fullerton India 15.75% 1 – 4 Years
Standard Chartered 11.49% 1 – 5 Years
CitiBank 10.99% 1 – 5 Years
Yes Bank 14.00% 1 – 5 Years


Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan in Mumbai

Mumbai is the country’s financial and cultural centre. It is also home to a thriving film industry. Mumbai’s nature as the most eclectic and cosmopolitan Indian city is symbolized in the presence of Bollywood within the city. Mumbai is also home to India’s largest slum population.

If you are looking for instant cash to fund your immediate personal requirements then a personal loan would be the best option to go for. Personal Loan in Mumbai is the best solution for instant cash and can be used for traveling, wedding, medical emergency, home renovation, or anything else.

The list of top banks which we have provided according to their interest rates, charges and personal loan products will help you select the best personal loan. Get the best personal loan to meet your financial requirements.

Personal Loan in Mumbai EMI Calculator

Personal Loan In Mumbai EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
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Interest Rate (Reducing) % Per Annum
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Flat Interest Rate PM
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Personal Loan Mumbai Eligibility Criteria

Bank Name Age Income Minimum Loan Maximum Loan Guarantor Required BT Options Job Experience
HDFC Bank Be 21-60 years of age. Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin) Rs. 50,000/- Rs. 15,00,000/- Yes Yes Have had a job for at least 2 years, and a minimum of 1 year with your current employer.
State Bank of India – SBI Minimum 21 Years Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
Rs. 50,000/- Rs. 10,00,000/- Yes NA 1 Year in current Job / Profession
ICICI Bank Be 23 – 58 years of age Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata) Rs 50,000/- Rs 15,00,000/- depending on your eligibility Yes Yes 1 Year in current Job / Profession
Citi Bank Be 21 – 60 years of age Minimum Annual Income: Rs.2,40,000/- Rs. 40,000/- Rs. 30,00,000 No NA Permanent / Confirmed employee
Axis Bank Be 21-58 years of age Minimum Net Monthly Income: Rs 15,000 Rs. 50,000/- Maximum loan available: Rs 15 lacs Optional Yes Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors
Fullerton India Be 21-60 years of age Rs. 12,500/- & above Rs. 40,000/- You can avail up to ` 20 Lakhs Yes Yes No. of years in employment 3 years & above and Current Experience 6 months & above
Union Bank of India – UBI Minimum Age 18 Years Should be from the salaried class, having regular source of income and having salary account with our bank. NA Up to Rs. 5 Lakh Yes NA NA
Bajaj Finserv NA You are drawing a monthly net salary of Rs. 40,000 Rs. 100,000 Up to Rs. 18 Lakh Yes Yes NA
Punjab National Bank – PNB No Age Criteria Provided Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres Rs. 50000/- Rs. 500000/- depending upon the repaying capacity Yes NA NA

Personal Loan Mumbai Documents Required

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Last 3 months bank statements Last 6 months bank statements
Last 3 months salary slip Residence Proof
Form 16(ITR) Form 16(ITR)
Residence proof Proof of business existence
  Office address proof
  Last 3 years income tax returns

Points to consider before applying for a Personal Loan

  • Plan your budget and borrow only the amount you need.

  • Check your credit report for CIBIL score.

  • Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.

  • Look for the lowest processing fee and zero-penalty for prepayment option.

  • Check whether the bank offering personal loan at flat interest rates or floating interest rates.

How to apply for Personal loan in Mumbai?

An individual can easily apply for personal loan in Mumbai through Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at

Personal Loans in Mumbai – Banks for Personal Loan Contact Address

State Bank of India
Gyan Sagar Building, Gr. Floor, S.k.bhole Road,opposite Portuguese Church,dadar (west), Mumbai, Maharashtra-400028
Shop No. 26-37, New Bhoomi Park-ii, Jankalyan Nagar, Off.marve Road, Malad West, Distt. Mumbai. Maharashtra-400095
1st Floor, Videocon Heritage, Charanjit Rai Marg, D N Road, Fort, Mumbai – 400001
Western House, 1st Floor, Sonawala Lane No. 2, Goregaon(east), Mumbai – 400063
Ground Floor, Central Plaza, 166, Cst Road, Kalina, Santacruz East, Mumbai, Dist:mumbai-400 098
Punjab National Bank
Ca Road, Near Diamond Garden, Chembur, Mumbai, Maharashtra 400071
1-a, Takshashila, Anushakti Nagar, Mumbai, Maharashtra 400094
Cental Facility Building No.2, Phase Ii, Sector 19, Apmc Vashi, Navi Mumbai, Maharashtra -400706
Cheetah Camp Mankhurd,mumbai Maharastra 400088
9a, Sportsfield Society, Ghani Abdul Gaffar Khan Road, Worli Sea Face, Mumbai, Maharashtra 40003
Bank of Baroda
Shop No A 1,2,3,4, Triveni Sangam Chs, Near Datta Mandir, Vadali Section Ambernath East, Mumbai, Maharashtra – 421 501
Patel Shopping Centre, Shop No.18,sainath Road, Malad (w),mumbai,maharashtra
38, Mohammedali Road, Near Al-haj Zakaria, Aghadi Chowk,mumbai
Umarji House, Ground Floor, Telli Park Road, Andheri East, Mumbai, Maharashtra – 400 069
Unit No – 9, Regal Udyog Bhawan Ad Marg Sewri, Mumbai
Union Bank of India – List of Branches
Bhagat Mansion, 176/180, Abdul Rehman Street, Mumbai – 400003
64, Halin Manzil, Morland Road, Mumbai – 400008 , Maharashtra
Mayani Manor, Sir M.V. Road, Andheri (East), Mumbai – 400069
28 – A, Hill Road, Bandra, P.B. No. 6661, Bandra (West), Mumbai – 400050 .
266, Perin Nariman Street, Fort, Mumbai – 400001 .
101-104 Tulsiani Chambersfree Press Journal Margnariman Point Mumbai Maharashtra 400 021
Swagatam,Opp. Khar Police Station,S.V.Road, Khar (West) Mumbai Maharashtra 400 052
Tirupati Apartments,Shop No. 4,Bhulabhai Desai Road, Mumbai Maharashtra 400 026
El-Doradonarayan Dhuru Margopp. Veer Savarkar Marg, Prabhadevi Mumbai Maharashtra 400 025
Anchorage Building170/171 Central Avenuechembur Mumbai Maharashtra 400 071
Axis Bank
Universal Insurance Building,Ground Floor Sir P M Road, Fort,Maharashtra, 400001
Nandnandan Bhavan ,Sodawala Lane, Borivali (West) 400092
Mangal Mahal Turner Road,Bandra (West) 400050
Yashodhan, Jn. Of R.B.Mehta Marg And Vallabh Baug Lane, Ghatkopar (East)
264-265, Vaswani Chambers Dr.Annie Besant Road,Worli 400025
215, Free Press House, Free Press Marg, Nariman Point, Mumbai.  400021 
Sagar Avenue, Ground Floor, Opp. Shoppers Stop, S.V. Road, Andheri (W), Mumbai.  400058 
Galleria Shopping Mall, Hiranandani Gardens, Powai, Mumbai.  400076 
Kailash Plaza, Final Plot 355, Vallabh Baug Lane, Opp. Odeon Cinema, Ghatkopar East, Mumbai.  400077 
167-C, Poonawadi, Dr. Ambedkar Road, Dadar, Mumbai.  400014