Standard Chartered Bank (SCB) Home Loan EMI Calculator JAN 2017 – Calculate EMI Online


(Updated on 02.01.2017) Standard Chartered (SCB) Home Loan EMI Calculator JAN 2017Get Instant Quick & Easy Approval on Standard Chartered Home Loan. provide a simple tool to calculate your Home Loan EMI on the basis of✓Interest Rate✓Loan Tenure✓Processing Fee✓Eligibility✓Best Offers & more.

Interest Rate 9.35% to 9.45%
Processing fee range 0.5% – 1.50% of the Loan Amount
Loan Amount Rs.5 lakhs to Rs.10 crore
Tenure 5 years to 25 years


Professional Details
Loan Amount
Yearly Income
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Catering to needs of individual consumers and corporate, Standard Chartered pledged itself to offer premium range of products and services to its customer in India.

Standard Chartered Bank one of the oldest banks in India has tempting home loan features to offer you. SCB Home Loan can be availed to purchase plot for construction of House, construction /renovation/ repair/alteration/addition to house/flat and also to buy a fully constructed home. Standard Chartered Bank Home Loan offers home loan at variable and semi-fixed rate housing loans with just a one-time processing fee, calculation of interest on daily balance basis, Home Insurance coverage for home loan borrowers, and varied Home Loan EMI options and much more. Know your home loan eligibility and get the best deal with SCB Home Loan Eligibility Calcualtor.

Also avail Standard Chartered Bank Star Personal Loan at the best profitable rates of interest and fund your financial crisis.


Point Reduction in MCLR MCLR Date Effective Date
-20 bps 9.25% 31.05.2016 07.06.2016
Start 9.45% 31.03.2016 01.04.2016

While processing for home loan with Standard Chartered, you should be comfortable in repayment of home loan. Subsequently, one needs to position his financial strength by knowing the amount of impending EMIs or equated monthly installment. To make it easier for consumer, offers an easy to use tool for calculation of EMI.

EMI Calculation

One can place himself with for EMI calculator to calculate his future EMIs.

You may get your quantum of equated monthly installments or EMIs within seconds by putting values in each field in EMI calculator:

  1. Amount of proposed home loan
  2. Number of months for repayment
  3. Interest rate on home loan

The formula for EMI (in arrears) is:


Where E is EMI, P is Principal Loan Amount; r is rate of interest calculated on monthly basis. (i.e., r = Rate of Annual interest/12/100. If rate of interest is 10.25% per annum, then r = 10.25/12/100=0.00854).

By punching these values in EMI calculator, you can see an indicative amount of your EMI. For an example, a loan amount of Rs. 25,00,000@interest rate of 10.26 % per annum for the period of 240 months would generate an EMI of Rs. 24557.77 per month.

Standard Chartered Bank EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount


Tenure MCLR
Overnight 8.55%
1 Month 8.75%
3 Months 8.95%
6 Months 9.10%
1 Year 9.20%
2 Years 9.35%
3 Years 9.45%


1 RS. 40,042 RS. 254,654 RS. 2,459,958
2 RS. 44,351 RS. 250,345 RS. 2,415,607
3 RS. 49,124 RS. 245,572 RS. 2,366,483
4 RS. 54,406 RS. 240,290 RS. 2,312,077
5 RS. 60,259 RS. 234,437 RS. 2,251,818
6 RS. 66,740 RS. 227,956 RS. 2,185,078
7 RS. 73,919 RS. 220,777 RS. 2,111,159
8 RS. 81,870 RS. 212,826 RS. 2,029,289
9 RS. 90,676 RS. 204,020 RS. 1,938,613
10 RS. 100,430 RS. 194,266 RS. 1,838,183
11 RS. 111,233 RS. 183,463 RS. 1,726,950
12 RS. 123,198 RS. 171,498 RS. 1,603,752
13 RS. 136,451 RS. 158,245 RS. 1,467,301
14 RS. 151,126 RS. 143,570 RS. 1,316,175
15 RS. 167,382 RS. 127,314 RS. 1,148,793
16 RS. 185,387 RS. 109,309 RS. 963,406
17 RS. 205,327 RS. 89,369 RS. 758,079
18 RS. 227,414 RS. 67,282 RS. 530,665
19 RS. 251,875 RS. 42,821 RS. 278,790
20 RS. 278,997 RS. 15,729 RS. 0

Benefits of Home Loan by Standard Chartered

✓ Speedy and easy processing of application and disbursement of home loan

✓ Loan offered to both categories is Rs. 5, 00,000 to Rs. 1, 00, 00000

✓ Repayment option between 5 years to 20 years

✓ No hidden charges

✓ Option to transfer existing high interest home loan to lower interest rate

✓ Highly competitive interest rate starting from 10.26%

Eligibility for Home Loan from Standard Chartered

✓ All resident individuals can apply for home loan.

✓ Should be between 21 years to 60 years

✓ For salaried people an income of Rs. 1, 80,000 PA and for self-employed Rs. 2, 50,000 PA is required

✓ One needs to establish his identity at the time of application. Supporting document/s that are required for this purpose include:

✓ Application with latest photograph

✓ Identity and residence proof

✓ Last 3 months salary slip & form 16 for salaried people and last 3 years profit/loss account

✓ Bank statement of last six months with credit of salary (for salaried people)

✓ Bank statement of last six months (for self-employed)

✓ Educational qualification certificate along with proof of business existence

How to contact Standard Chartered?

Standard Chartered PLC is operating its services in India through a chain of 99 branches in 42 cities. Anyone wishing to visit its branch may take help of official website of Standard Chartered.