SBI Personal Loan Interest Rate @12.50% – 16.60% JAN 2017 Eligibility EMI Calculator – Calculate EMI Online

 

(Updated on 02.01.2017) SBI Personal Loan EMI Calculator JAN 2017 Get Instant Quick & Easy Approval on SBI Personal Loan. Loansninsurances.com provide a simple tool to calculate your Personal Loan EMI on the basis of ✓ Interest Rate ✓ Loan Tenure ✓ Processing Fee ✓ Eligibility ✓ Best Offers & more.

SBI PERSONAL LOAN – QUICK, EASY & INSTANT APPROVAL ONLINE

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SBI Personal Loan

SBI Personal Loan is one of the people’s choicest personal loans has varied and attractive Personal Loan Products (SBI Saral Personal Loan, SBI Xpress Credit Personal Loan, SBI Pension Loan) to meet distinctive requirements for every borrowers such as salaried, self-employed and working professionals. SBI Personal Loan Eligibility Calculator is the best way to know your eligibility for different Personal Loan products which you can avail at your earliest. SBI Personal loan Scheme offers Personal Loan at low interest rates, minimum processing fees, no pre-payment penalties, and lots more to help customers to support their genuine requirements (from marriage to honeymoon, from education to medical expenses). State Bank of India also offers multifarious SBI Home Loan at existing interest rates to help each & every class of people (from Urban to Rural) to build their dream home.

SBI Personal Loan Interest Rates

Interest Rate 12.50% to 16.60%
Processing fee range 2% – 3% of the loan amount + Service Tax (SBI Saral Personal Loan), 1% of the loan amount + Service tax (SBI Xpress Credit Personal Loan), 0.50% of the loan amount + Service Tax subject to Minimum of Rs. 500/- (For SBI Pension Loan)
Loan Amount Min. of Rs. 10,000 to 15 lacs (varies according to Personal Loan products)
Tenure 48 months to 60 months (varies according to Personal Loan products)

SBI Personal Loan EMI Calculator

SBI Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

SBI Personal Loan Eligibility

A minimum eligibility for opting a personal loan at State Bank of India (SBI), minimum net monthly salary should be Rs. 24000 per month in metro and urban centers & Rs. 10,000/- in rural/semi-urban centers, minimum 2 years job experience, age should be in between 21 to 58 years.

SBI Personal Loan Documents Required

Documents required ✓Duly filled in application form with photograph ✓Identity proof and residence proof ✓Processing fee cheque, latest 3 months bank statement ✓Latest salary slip & current dated salary certificate with the latest Form 16 for salaried persons Latest Bank statement and Latest ITR or Form 16 for self-employed professionals Other documents may also required as per guidelines set by the bank.

SBI Personal Loan Prepayments

  • No pre-payment/ Pre-closure penalty will be levied for any of the schemes.

  • Reduce your interest burden and optimally utilize your surplus funds by prepaying the loan.

SBI PERSONAL LOAN BASE RATE (HISTORICAL DATA) (LAST 5 YEARS)

Point Reduction in Base Rate (Base Point) Base Rate Date Effective from
-0.4 9.30% 05.10.2015 05.10.2015
-0.15 9.70% 08.06.2015 08.06.2015
-0.15 9.85% 10.04.2015 10.04.2015
0.2 10.00% 07.11.2013 07.11.2013
0.1 9.80% 19.09.2013 19.09.2013
-0.05 9.70% 04.02.2013 04.02.2013
-0.25 9.75% 20.09.2012 20.09.2012
0.5 10.00% 13.08.2011 13.08.2011
0.25 9.50% 11.07.2011 11.07.2011
0.75 9.25% 12.05.2011 12.05.2011
0.25 8.50% 25.04.2011 25.04.2011
0.25 8.25% 14.02.2011 14.02.2011
0.4 8.00% 03.01.2011 03.01.2011
0.1 7.60% 21.10.2010 21.10.2010
  7.50% 01.07.2010 01.07.2010

If a customer opting Personal Loan of an amount ₹ 2,00,000, interest rate given by State Bank of India (SBI) is 14% for 3 years loan term. Now customer have to check what will be the exact emi, total interest amount per year, total outstanding amount per year & more.

Loan Amount Tenure Interest Rate Loan EMI
₹ 2,00,000.00 36 months (3 years) 14% ₹ 6,836

YEARLY & MONTHLY CALCULATED VALUES FOR STATE BANK OF INDIA PERSONAL LOAN AMOUNT OF Rs. 2,00,000 @ INTEREST RATE OF 14% FOR 3 YEARS (36 MONTHS)

Note : Values calculated on 01.01.17

Year Principal Amount (X) Interest Amount (Y) Principal & Interest Amount (X+Y) Outstanding Amount
2016 ₹ 57,631 ₹ 24,395 ₹ 82,026 ₹ 1,42,369
January ₹ 4,502 ₹ 2,333 ₹ 6,836 ₹ 1,95,498
February ₹ 4,555 ₹ 2,281 ₹ 6,836 ₹ 1,90,943
March ₹ 4,608 ₹ 2,228 ₹ 6,836 ₹ 1,86,335
April ₹ 4,662 ₹ 2,174 ₹ 6,836 ₹ 1,81,674
May ₹ 4,716 ₹ 2,120 ₹ 6,836 ₹ 1,76,958
June ₹ 4,771 ₹ 2,065 ₹ 6,836 ₹ 1,72,187
July ₹ 4,827 ₹ 2,009 ₹ 6,836 ₹ 1,67,360
August ₹ 4,883 ₹ 1,953 ₹ 6,836 ₹ 1,62,477
September ₹ 4,940 ₹ 1,896 ₹ 6,836 ₹ 1,57,537
October ₹ 4,998 ₹ 1,838 ₹ 6,836 ₹ 1,52,539
November ₹ 5,056 ₹ 1,780 ₹ 6,836 ₹ 1,47,483
December ₹ 5,115 ₹ 1,721 ₹ 6,836 ₹ 1,42,369
2017 ₹ 66,238 ₹ 15,788 ₹ 82,026 ₹ 76,130
January ₹ 5,175 ₹ 1,661 ₹ 6,836 ₹ 1,37,194
February ₹ 5,235 ₹ 1,601 ₹ 6,836 ₹ 1,31,959
March ₹ 5,296 ₹ 1,540 ₹ 6,836 ₹ 1,26,663
April ₹ 5,358 ₹ 1,478 ₹ 6,836 ₹ 1,21,305
May ₹ 5,420 ₹ 1,415 ₹ 6,836 ₹ 1,15,885
June ₹ 5,484 ₹ 1,352 ₹ 6,836 ₹ 1,10,401
July ₹ 5,548 ₹ 1,288 ₹ 6,836 ₹ 1,04,854
August ₹ 5,612 ₹ 1,223 ₹ 6,836 ₹ 99,242
September ₹ 5,678 ₹ 1,158 ₹ 6,836 ₹ 93,564
October ₹ 5,744 ₹ 1,092 ₹ 6,836 ₹ 87,820
November ₹ 5,811 ₹ 1,025 ₹ 6,836 ₹ 82,009
December ₹ 5,879 ₹ 957 ₹ 6,836 ₹ 76,130
2018 ₹ 76,130 ₹ 5,896 ₹ 82,026 ₹ 0
January ₹ 5,947 ₹ 888 ₹ 6,836 ₹ 70,183
February ₹ 6,017 ₹ 819 ₹ 6,836 ₹ 64,166
March ₹ 6,087 ₹ 749 ₹ 6,836 ₹ 58,079
April ₹ 6,158 ₹ 678 ₹ 6,836 ₹ 51,921
May ₹ 6,230 ₹ 606 ₹ 6,836 ₹ 45,692
June ₹ 6,302 ₹ 533 ₹ 6,836 ₹ 39,389
July ₹ 6,376 ₹ 460 ₹ 6,836 ₹ 33,013
August ₹ 6,450 ₹ 385 ₹ 6,836 ₹ 26,563
September ₹ 6,526 ₹ 310 ₹ 6,836 ₹ 20,037
October ₹ 6,602 ₹ 234 ₹ 6,836 ₹ 13,435
November ₹ 6,679 ₹ 157 ₹ 6,836 ₹ 6,757
December ₹ 6,757 ₹ 79 ₹ 6,836 ₹ 0
LIST OF SBI BRANCHES FOR PERSONAL LOAN IN DELHI
Contact Address IFSC Code MICR Code
State Bank of India, Zakir Nagar,New Delhi,Delhi,Pin – 110025 SBIN0008079 110002155
Yamuna Vihar,C1,BY,5,A,Yamuna,Vihar,Delhi,Dist Delhi 110053 SBIN0011558 110002479
D 212, Vivek Vihar,Dist Delhi, Delhi,110092 SBIN0011559 110002480
7/67, Main Road,Vishwas Nagar,Delhi, Dist: Shadra Delhi – 110032 SBIN0013762 110002338
R93.Masood.Pur,Vasant.Kunj,New.Delhi,Delhi,Pin.110070. SBIN0008524 110002191
State Bank of India, Vasant Kunj, New.Delhi Delhi110070 SBIN0011562 110002474
State Bank of India, FUI, Uttari Pitampura,Delhi 110088 SBIN0013209 NA
State Bank of India, Plot No.81516109 Uttam Nagar New Delhi 110059 SBIN0001679 110002153
State Bank of India, Gurdwara.Santpura,New.Delhi,Pin.110018 SBIN0001551 110002125
State Bank of India, Tis Hazari Court Complex New Delhi SBIN0000726 110002126
State Bank of India, 9 Rajdhani Enclave, Delhi ,Pin – 110092 SBIN0007085 110002152
State Bank of India, B Block, Sultanpuri, N Delhi Pin 110041 SBIN0004846 110002123
State Bank of India, Govind Ashram, 1St Floorg.T.Road, Shahdara,Delhi , Pin – 110032 SBIN0009316 110002202
11 Parliament Street,New Delhi , Dist: Delhi-110001 SBIN0013405 110002328
A5,Ring Road,South Extension Part I, Delhi, Dist:Delhi110049 SBIN0013913 110002788
Agarwal Fun City Mall , First Floor, Cbd Shahdra, Delhi – 110092 SBIN0015811 NA
Plot No. 3, Psp Institutional Area, Sec. 14 Ext. Rohni Delhi SBIN0030432 110005012
Plot No 51, Sector 12 B, Dwarka, Distt. Delhi.New Delhi- 110075 SBIN0016531 NA
96-A Kamla Nagar Delhi Dist Delhi, Delhi 110007 SBIN0001420 110002148
LIST OF SBI BRANCHES FOR PERSONAL LOAN IN MUMBAI
Contact Address IFSC Code MICR Code
1st Floor, Madhuli Bldg., A.B.Road, Shivsagar Estate, Worli, Mumbai. Maharashtra-400018. SBIN0016574 NA
Shop No. 4 & 5, Manisha Heights, Balrajeshwar Road, Vaishali Nagar, Mulund West, Mumbai – 400080 SBIN0015149 NA
1st Floor, Madhuli Bldg., A.B.Road, Shivsagar Estate, Worli, Mumbai. Maharashtra-400018. SBIN0016574 NA
E Square, Ground Floor,Subhash Road,Vile Parle(East),Mumbai,Dist.Mumbai.Maharashtra-400057 SBIN0017610 NA
Sterling Centre, Dr. Annie Basant Road, Worli, Mumbai, Maharashtra – 400030 SBIN0030150 400005004
Station Road Vile Parle (W),Prime Business Park,Ville Parle,Mumbai,Distt.Mumbai.Maharashtra-400056 SBIN0017415 NA
Ashok Silk Mills Compound, 1St Floor, Lbs Marg, Ghatkopar West, Mumbai – 400086 SBIN0014185 NA
Voltas House Ist Floor Dr Babasaheb Ambedkar Road Chinchpokli East Mumbai Maharashtra – 400033 SBIN0017889 NA
Gyan Sagar Buld., R.B.S.K. Bole Road, Dadar (W) Mumbai SBIN0030355 400005009
Plot No. 1,Hotel Bahri Residency,Sion Trombay Road, Chembur, Dist:Mumbai, Maharashtra: 400071 SBIN0016228 NA
Vision House, 14-D, Bombay Co-Op. Indl. Estate, Narayan Nagar, N.S.S.Road, Ghatkopar (West), Mumbai-400086 SBIN0016879 NA
Mumbai (Thane-Nashik) Zone -Iv, Madhuli Building, Shivsagar Estate, Dr. A.B.Road, Worli, Mumbai. Maharashtra- 400 018 SBIN0016517 NA
Gold Seal Compound,Subhash Nagar,Near Ceat Tyre,Village Road,Nahur West,Mumbai.Maharashtra-400078 SBIN0017611 NA
LIST OF SBI BRANCHES FOR PERSONAL LOAN IN CHENNAI
Contact Address IFSC Code MICR Code
State Bank of India, Chennai State Tamilnadu Pin 600001 SBIN0006205 600002779
World Univ Ser Cent Chennai Chetpet Chennai City, 600031 SBIN0002288 600002061
2728,Woods Road,Br Complex,Mount Road Branch,Pbno 4823,Chennai 600002 SBIN0060312 600002160
West.Velacherry,R50,Tnhb.Main.Road,West.Velachery,Chennai,600042 SBIN0011733 600002155
New No 123,Walajah Road, Chennai, Tamil Nadu-600002 SBIN0016556 NA
No.147,Dr. Basant Road,Triplicane,Chennai,Chennai – 600005 SBIN0003275 600002059
42-43, East Mada Street Villivakkam, Chennai Citypin – 600049 SBIN0007108 600002058
33,Evk Sampath Road, Chennai Vepery, Citypin – 600007 SBIN0007107 600002057
R.J.Mansion,71,Arcot.Road,Vellore,Tamilnadu,Pin.632004. SBIN0001618 632002010
37A,Velachery Main Rd,Velachery,Chennai,Tamilnadu – 600042 SBIN0007993 600002085
61, Radhae Shyam Complex, Vanagaram Ambattur Salai, Vanaaram, Chennai. Tamil Nadu-600095 SBIN0016561 NA
Balakrishna, Road, Valmiki, Nagar, Tiruvanmiyur, Chennai – 600041 SBIN0011721 600002157
No 4 Banal Banktaramani ,Chennai ,Pin – 600113 SBIN0004285 600002105
P.B.No.1003,M.Prakasam Rd,Thyagarayanagar,Chennai SBIN0001020 600002054
Josier.Street,Nungambakkam,Chennai34 SBIN0011738 600002153
No-64, S.R.P Koil Street, Peravallur,Chennai Tamil Nadu – 600082 SBIN0016283 NA
440,T T K Road,Alwarpet,Chennai,Tamil Nadu 600018 SBIN0011719 600002164
31,Bunder Street,Chennai Govindappa Naicken St.Chennai City, Tamilnadu 600001 SBIN0001017 600002051
Manidweep,31 Chevalier Sivaji Ganesan Road,Tnagar, Chennai 600017 SBIN0012750 600002174
84, Rajaji Salai,,Chennai SBIN0013241 NA
199,Mth Road, Padi, Chennai Tiruvallur, Tn 600050 SBIN0004032 600002102
LIST OF SBI BRANCHES FOR PERSONAL LOAN IN PUNE
Contact Address IFSC Code MICR Code
Zonal Office, Zone-Ii, Sharda Chambers, 386/2, Shankarsheth Road, Distt. Pune. Maharashtra-411037 SBIN0016518 NA
State Bank of India, Dist Pune state Maharashtra – 411001 SBIN0006859 411002743
State Bank of India, 3rd Floor,Tara Chamber, Pune, Maharashtra – 411003 SBIN0008760 400002416
Hermes Center, Shop No. 11G, 11H, 11 I, Shastri Nagar, Pune, Distt.Pune. Maharashtra-411006 SBIN0017345 NA
Survey No 62, Opp Hotel Abhiruchi, Sinhgad Road, Vadgaon Budruk,Pune – 411041 SBIN0011490 411002064
Lotus Erina, S.No. 50/7, Vadgaonsheri-Kharadi Road, Vadgaonsheri, Distt.Pune. Maharashtra-411014 SBIN0016818 NA
1154 Shivajinagar, Veer Chaphekar Chowk Near Police Parade Ground Pune – 411016 SBIN0007339 411002016
B.S.Bhavan, Pmt Bldg., 5Th Floor, Deccan Gymkhana, Pune-411004 SBIN0009016 411002001
Rcpc Administrative Office, 386/2 Sharda Centre,4 Th Floor Shankarsheth Road,Pune-411037 SBIN0015143 NA
State Bank of India, 83/1,Sarang Society,Sahakar Nagar No.2,Pune 411009 SBIN0011782 411002072
Bhigwan Road Sbi Baramati Dist -Pune,Pin-413 102 SBIN0013997 413002777
Ravet,Gala No.2 To 8,Sector 29,Plot No.Sdc-2,Akurdi,Ravet Pradhikaran,Pune. Maharashtra-412101 SBIN0017292 NA
Icon Tower SS No114 Part 115 Partplot B Baner Roadghorpade Peth Baner, Pune, Maharashtra – 411045 SBIN0017910 NA
Matrix B,G 5,World Trade Centre Tower No.1,Kharadi Road,Ground Floor,Kharadi Pune,Maharashtra 411014 SBIN0016816 NA
Plot No.2, S.No.4270 B,Oppo. Darshan Hall, Pimipri Chinchwad Link Road, Chinchwad, Pune, Dist:Pune-411033 SBIN0015706 NA
Opp. Chinchwad Police Stn, Mumbai Pune Road, Tal Haveli Pune, Distt. Pune 411019 SBIN0005951 411002013
Near Sangam Bridge, Pune Pin 411005 SBIN0010431 411002060
S.No.143 Surya House Opplokmat Bhavan Dhyari Talhaveli Pune Distt.Pune. Maharashtra411041 SBIN0017878 NA
Karve Road, Erandavana, Pune, Maharashtra 411004 SBIN0004618 411002010
LIST OF SBI BRANCHES FOR PERSONAL LOAN IN COIMBATORE
Contact Address IFSC Code MICR Code
1420B, Sathy Main Road, Ganapathy, Dist: Coimbatore, Tamil Nadu – 641006 SBIN0017674 NA
2/131A, Kunda Main Road, Velliankadu, Coimbatore – 641104 SBIN0014254 NA
S.F.No.633, Opp.To Lakshmi ,Kalyana, Mandapam,Coimbatore Pin – 641605 SBIN0009314 641002107
1 By 1, Sf No 69 By 2Mariamman Koil St, Veerakeralam, Coimbatore, Tamil Nadu SBIN0010618 641002031
No.747,Sarvodaya Sangh Bldg.,Marudamalai Main Road, ,Coimbatore, Tamilnadu ,Pin – 641041 SBIN0005740 641002012
17 Old Kangeyam Road Uthukuli Rs Uthukuli Distttirupur Tamilnadu 638752 SBIN0017605 NA
State Bank of India, Dist Coimbatore state, Tamilnadu – 641018 SBIN0005008 641002092
P.O. No.4012, Dr. Nanjappa Rd., Coimbatore – 641018, Tamilnadu SBIN0009958 641002001
1112, Raja Plaza, Avinashi Road, Coimbatore, Distt. Coimbatore. Tamil Nadu-641037 SBIN0016454 NA
Kurinji Complex,State Bank Road,Coimbatore – 641018 SBIN0010042 SBIN0013845
Zonal Office, State Bank Road, Coimbatore – 641018 SBIN0013844 NA
P.B.No.4201,Via.Periyanaickenpalayam,17,Mettupalayam.Road.Pin.641020 SBIN0001541 641002004
SF No 407 By 1 Part,Thadagam Road,Edayarpalayam,Coimbatore 641025 SBIN0012244 641002036
State Bank of India, Thadagam Road Coimbatore Tamil Nadu 641013 SBIN0010432 641002027
37, Sf No. 14 & 16, East Car Street,Karamadai (Po), Pin 641025, Coimbatore District, Tamilnadu-641025 SBIN0013437 641002041
Bazaar Street,Kinathukadavu,Pollachi Taluk,Coimbatore District 641109 SBIN0012656 641002666
Nehru Avenue,Bharathiar Road,Maniakarampalayam,Dis, Coimbatore – 641006 SBIN0012778 641002040
212A, Karamadai Rd., Ems Complex, Mettupalayam, Tamilnadu – 641305 SBIN0001384 641002034

SBI PERSONAL LOAN TRENDS JANUARY 2017

User searches for SBI Personal Loan Apply up +130% in past week – 14.10.2016
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User searches for SBI Personal Loan Interest Rate 2016 up +90% in past week – 18.09.2016
User searches for SBI Personal Loan Eligibility up +40% in past week – 30.09.2016
User searches for Personal Loan In SBI up +50% in past week – 20.09.2016
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