# IDBI Loan Against Property EMI Calculator JAN 2017 – Calculate EMI Online

(Updated on 02.01.2017) IDBI Bank Loan Against Property EMI Calculator JAN 2017 – Loansninsurances.com provides a simple tool to calculate IDBI Bank Loan Against Property EMI on the basis of ✓ Loan Amount ✓ Interest Rate ✓ Repayment Options ✓ Processing Charges & more.

IDBI Bank offers loan amount up to ₹ 10 crore and maximum up to 65% of the market value of the property with a very attractive interest rate @ 11.25% to 11.75%, processing charges 1% of the loan amount with nil pre payment charges, repayment period upto 180 months (15 Years) & more.

## IDBI LOAN AGAINST PROPERTY – INSTANT QUOTES ONLINE

Professional Details
Loan Amount
Occupation
Yearly Income
City
 Disclaimer: We do not provide Loan Against Property but help you to connect with banks to get best deals. All loans are on sole discretion on the respective banks
 Bank Details Lender Name IDBI Bank Ltd. Loan Amount Up to ₹ 10 crore Maximum Funding Up to 65% of the market value of the property Interest Rate 11.25% for PSL & 11.75% for non PSL Loan Processing Charges 1% of loan amount + service tax Loan Repayment/Tenure Option up to 15 years Official Website www.idbi.com

The formula for EMI (in arrears) is:

Where E is EMI, P is Principal Loan Amount, r is rate of interest calculated on monthly basis. (i.e., r = Rate of Annual interest/12/100. If rate of interest is 11.25% per annum, then r = 11.25/12/100=0.0093) and n is loan term / tenure / duration in number of months

### IDBI Bank Loan Against Property EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Property Loan EMI within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)

 Monthly EMI Total Amount with Interest Flat Interest Rate PA Flat Interest Rate PM Total Interest Amount Yearly Interest Amount

For example a customer applied for property loan ₹ 45,00,000 amount, interest rate given by IDBI Bank is 11.25% for 180 months. Now you should have to check how much emi, interest amount you will pay for your Loan Against Property.

 Loan Amount Interest Rate (%) Loan Tenure EMI Interest Amount ₹45,00,000.00 11.25% 180 months ₹51856 ₹48,33,991

Now you should have to figure out yearly basis property loan amount. Follow the given table for complete break up: these values calculated on September 22, 2016.

 Year Principal Amount (X) Interest Amount (Y) Principal + Interest Amount (X + Y) Outstanding Balance 2016 ₹ 1,11,476 ₹ 4,58,935 ₹ 5,70,411 ₹ 43,88,524 2017 ₹ 1,35,397 ₹ 4,86,869 ₹ 6,22,266 ₹ 42,53,127 2018 ₹ 1,51,440 ₹ 4,70,826 ₹ 6,22,266 ₹ 41,01,686 2019 ₹ 1,69,384 ₹ 4,52,882 ₹ 6,22,266 ₹ 39,32,303 2020 ₹ 1,89,453 ₹ 4,32,813 ₹ 6,22,266 ₹ 37,42,849 2021 ₹ 2,11,901 ₹ 4,10,365 ₹ 6,22,266 ₹ 35,30,949 2022 ₹ 2,37,008 ₹ 3,85,258 ₹ 6,22,266 ₹ 32,93,941 2023 ₹ 2,65,090 ₹ 3,57,176 ₹ 6,22,266 ₹ 30,28,850 2024 ₹ 2,96,500 ₹ 3,25,766 ₹ 6,22,266 ₹ 27,32,351 2025 ₹ 3,31,631 ₹ 2,90,635 ₹ 6,22,266 ₹ 24,00,720 2026 ₹ 3,70,924 ₹ 2,51,342 ₹ 6,22,266 ₹ 20,29,796 2027 ₹ 4,14,874 ₹ 2,07,393 ₹ 6,22,266 ₹ 16,14,922 2028 ₹ 4,64,030 ₹ 1,58,236 ₹ 6,22,266 ₹ 11,50,892 2029 ₹ 5,19,011 ₹ 1,03,255 ₹ 6,22,266 ₹ 6,31,881 2030 ₹ 5,80,507 ₹ 41,759 ₹ 6,22,266 ₹ 51,374 2031 ₹ 51,374 ₹ 482 ₹ 51,856 ₹ 0