IDBI Loan Against Property EMI Calculator JAN 2017 – Calculate EMI Online

 

(Updated on 02.01.2017) IDBI Bank Loan Against Property EMI Calculator JAN 2017 – Loansninsurances.com provides a simple tool to calculate IDBI Bank Loan Against Property EMI on the basis of ✓ Loan Amount ✓ Interest Rate ✓ Repayment Options ✓ Processing Charges & more.

IDBI Bank offers loan amount up to ₹ 10 crore and maximum up to 65% of the market value of the property with a very attractive interest rate @ 11.25% to 11.75%, processing charges 1% of the loan amount with nil pre payment charges, repayment period upto 180 months (15 Years) & more.

IDBI LOAN AGAINST PROPERTY – INSTANT QUOTES ONLINE

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Loan Against Property but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks
Bank Details
Lender Name IDBI Bank Ltd.
Loan Amount Up to ₹ 10 crore
Maximum Funding Up to 65% of the market value of the property
Interest Rate 11.25% for PSL & 11.75% for non PSL
Loan Processing Charges 1% of loan amount + service tax
Loan Repayment/Tenure Option up to 15 years
Official Website www.idbi.com

The formula for EMI (in arrears) is:
emi-calculator

Where E is EMI, P is Principal Loan Amount, r is rate of interest calculated on monthly basis. (i.e., r = Rate of Annual interest/12/100. If rate of interest is 11.25% per annum, then r = 11.25/12/100=0.0093) and n is loan term / tenure / duration in number of months

IDBI Bank Loan Against Property EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Property Loan EMI within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

For example a customer applied for property loan ₹ 45,00,000 amount, interest rate given by IDBI Bank is 11.25% for 180 months. Now you should have to check how much emi, interest amount you will pay for your Loan Against Property.

Loan Amount Interest Rate (%) Loan Tenure EMI Interest Amount
₹45,00,000.00 11.25% 180 months ₹51856 ₹48,33,991

Now you should have to figure out yearly basis property loan amount. Follow the given table for complete break up: these values calculated on September 22, 2016.

Year Principal Amount (X) Interest Amount (Y) Principal + Interest Amount (X + Y) Outstanding Balance
2016 ₹ 1,11,476 ₹ 4,58,935 ₹ 5,70,411 ₹ 43,88,524
2017 ₹ 1,35,397 ₹ 4,86,869 ₹ 6,22,266 ₹ 42,53,127
2018 ₹ 1,51,440 ₹ 4,70,826 ₹ 6,22,266 ₹ 41,01,686
2019 ₹ 1,69,384 ₹ 4,52,882 ₹ 6,22,266 ₹ 39,32,303
2020 ₹ 1,89,453 ₹ 4,32,813 ₹ 6,22,266 ₹ 37,42,849
2021 ₹ 2,11,901 ₹ 4,10,365 ₹ 6,22,266 ₹ 35,30,949
2022 ₹ 2,37,008 ₹ 3,85,258 ₹ 6,22,266 ₹ 32,93,941
2023 ₹ 2,65,090 ₹ 3,57,176 ₹ 6,22,266 ₹ 30,28,850
2024 ₹ 2,96,500 ₹ 3,25,766 ₹ 6,22,266 ₹ 27,32,351
2025 ₹ 3,31,631 ₹ 2,90,635 ₹ 6,22,266 ₹ 24,00,720
2026 ₹ 3,70,924 ₹ 2,51,342 ₹ 6,22,266 ₹ 20,29,796
2027 ₹ 4,14,874 ₹ 2,07,393 ₹ 6,22,266 ₹ 16,14,922
2028 ₹ 4,64,030 ₹ 1,58,236 ₹ 6,22,266 ₹ 11,50,892
2029 ₹ 5,19,011 ₹ 1,03,255 ₹ 6,22,266 ₹ 6,31,881
2030 ₹ 5,80,507 ₹ 41,759 ₹ 6,22,266 ₹ 51,374
2031 ₹ 51,374 ₹ 482 ₹ 51,856 ₹ 0
IDBI Bank Branches in Delhi/NCR
Contact Address IFSC Code MICR Code
C-1/22A, Yamuna Vihar, New Delhi – 110095 IBKL0001409 110259065
D – 105 , Vivek Vihar, Delhi – 110095 IBKL0000268 110259033
J-1 Virjanand Marg New Delhi 110-018 IBKL0000249 110259030
IDBI Bank Ltd, A Wing, 1st Floor, Videocon Tower, Block – E -1, Jhandewala Extension, New Delhi – 110 005 IBKL0000413 110259037
Pawa Presidential Business Park, Tower No.6, C 9 Local Shopping Centre, Vasant Kunj,New Delhi – 110070 IBKL0001670 110259073
Rz-11, Block D, Ram Nagar, Om Vihar, Uttam Nagar -110059 IBKL0001980 110259081
6428-29, Block No-8. Araya Samaj Road, Dev Nagar, Karol Bagh, New Delhi -110005 IBKL0413KSB 110259037
6926/130, 130A, 132, Jaipuria Mills, Clock Tower, G.T.K Road, Sabzi Mandi, New Delhi -110007 IBKL0001588 110259069
B-1, Meera Market, Meera Road, New Delhi – 110087 IBKL0000110 110259010
B-29, Upper Ground Floor, East Jyoti Nagar, Main Loni Road, Shahdra, Delhi-110093 IBKL0001173 110259058
IDBI Bank Ltd., BT 2, Shalimar Bagh, New Delhi 110088 IBKL0001009 110259047
1/6, Siri Fort Institutional Area, Khel Gaon Marg, New Delhi – 110049 IBKL0000010 110259002
IDBI Bank Ltd., B-3/1, Ashok Vihar, Phase II New Delhi – 110 052 IBKL0000201 110259025
Plot No 6, New Sabzi Mandi, Azadpur, Delhi-110 033 IBKL0001541 110259066
IDBI Bank Ltd., Room No- 1, 1st Floor, Cargo Terminal , Gate No- 5, Air Cargo Complex, New Delhi-110039 IBKL0001165 110259059
IDBI Bank Ltd, CPC, 11-B/8, Tewari House, Pusa Road, New Delhi – 110018 IBKL0000969 NA
IDBI Bank Ltd, 12Th Floor, Nariman Bhavannariman Point, Chandni Chowk, Delhi – 110006 IBKL0000095 110259007
Bldg Shiv Ram Dass & Sons Bearing, Municipal No.3686,3687& 3689,Ward No.9, Chawri Bazar, Delhi-110006 IBKL0001735 110259077
13,Alipur Road, Civil Lines, Delhi-110054 IBKL0001338 110259063
G1 & G6, Plot No. 3, Ashriwad Chowk, Aggarwal Mall, Sector-5, Dwarka, New Delhi- 110075 IBKL0000172 110259015
Surya Kiran Building , Ground Floor 19 K.G.Marg, New Delhi – 110001 IBKL0000011 110259001
25, Mahila Colony Gandhi Nagar, Delhi 110031 IBKL0001591 110259071
IDBI Bank Branches in Mumbai
Contact Address IFSC Code MICR Code
IDBI Bank Ltd, Ashford Chambers, Citylight, Opp. Gopi Tank Market, Lj Road, Mahim, Mumbai 400 016 IBKL0000767 400259089
Deonar Branch, Unit No 1, Safal Pride, Sion Trombay Road, Deonar, Mumbai 400088 IBKL0000765 400259090
Hemgiri Chs Ltd Girivihar Nagar Sant Dhyanehswar Rd Borvali East Mumbai-400066 IBKL0002016 400259113
1/12-14, Gananath C.H.S.Ltd., Opp. Dadar (W.Rly) Station, Dadar, Mumbai 400028 IBKL0501DMC NA
IDBI Building, Plot No.39-41, Ground Floor, Sector 11, Cbd Belapur, Navi Mumbai – 400614 IBKL0001688 NA
Plot No.A-34, Cross Road No.2, Marol, Midc, Andheri (East), Mumbai – 400 093 IBKL0009998 NA
Globe Trade Basement, Process House, Kamala City, Lower Parel (W), Mumbai 400013 IBKL0000971 NA
Mittal Court, C Wing, 2nd Floor, Nariman Point, Mumbai, Maharashtra. Pin 400021 IBKL0009990 NA
IDBI Bank Branches in Bengaluru
Contact Address IFSC Code MICR Code
IDBI Bank Ltd, Dinakaran Complex, 9 Hig,Sector-A, Yelahanka New Town, Bengaluru – 560064 IBKL0000694 560259014
No 139 By 1C Whitefield Main Road Patanadur Agrahara, Bengaluru IBKL0001545 560259027
No 1268 By 7 By 23 Cross,Govindrajnagar,Magadi Road,Vijayanagar Bengaluru 560079 IBKL0001672 560259030
26/1 Sowbhagya Complex,24Th Main5Th Phase,J.P.Nagar,Sarakki Lake, Bengaluru IBKL0000024 560259003
K.T.N.R.Layout, Attibele Road, Sarjapura, Bengaluru – 562125 IBKL0000692 560259013
82, Dr.Rajkumar , Road,2Nd Block ,Rajajinagar , Bengaluru 560010 IBKL0000418 560259010
Shashwathi Arcade, No 7 Attimabbe Road Banashankari Iiird Stage Bengaluru 560085 IBKL0000868 560259018
No 14 , 7Th Main, 80 Feet Road, S B Palya Extn , Banaswadi IBKL0001620 560259029
IDBI House,No. 58,Mission Road Banglore,Bengaluru-560027 IBKL0000377 560259008
115, Anna Salai, Saidapetpost Bag No. 1306, Bengaluru IBKL0000128 560259004
I Floor, Maheshwari Complex, Kempanyakanahally, B Annerghatta, Bengaluru – 560083 IBKL0000435 560259011
IDBI Bank Ltd Sri Narayana Mansion, No: 3/1, Deewan Madhava Rao Road, (Opp Mnk Rao Park) Basavanagudi, Bengaluru -560004 IBKL0001084 560259020
Pecific Arcade, R.T. Nagar Main Road No 173, Mla Mayout, R.T. Nagar, Bengaluru – 560 032 IBKL0000363 560259009