ICICI Bank Personal Loan Interest Rate and EMI Calculator JAN 2017 – Calculate EMI Online

 

(Updated on 02.01.2017) ICICI Bank Personal Loan EMI Calculator JAN 2017: Get Instant Quick & Easy Approval on ICICI Bank Personal Loan. Loansninsurances.com provide a simple tool to calculate your Personal Loan ✓ Eligibility ✓ Monthly EMI ✓ Loan Amount ✓ ROI ✓ Principal Amount ✓ Total Interest & more online.

ICICI BANK PERSONAL LOAN – QUICK, EASY & INSTANT APPROVAL ONLINE

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ICICI Bank Personal Loan

ICICI Bank offers personal loan up to ₹ 20 lakh for salaried, up to ₹ 30 lakh for self employed and up to ₹ 40 lakh for doctors with attractive interest rate @ 11.49% to 22.00% with loan processing charges upto 2.50% of loan amount plus service tax.

If a salaried customer opting personal loan at ICICI Bank they have meet eligibility criteria such like customer age should be 23 years – 58 years, minimum monthly income should be  ₹ 17,500 (₹ 25,000 for applicants residing in Mumbai & Delhi;  ₹ 20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata), minimum person lives or resides 1 year in current residence & should have minimum 2 years job/profession experience.

Criteria Salaried Self Employed Doctors
Customer Age 23 years – 58 years 28 years – 65 years 25 years – 65 years
Monthly Income Rs.17,500 Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials NA
Minimum Job/Business Experience 2 Years In current business for at least 5 years In current business for at least 3 years

ICICI Bank Personal Loan is the widely preferred multi-purpose loan perfectly designed to help borrowers to fulfill their any immediate authentic financial emergency. ICICI Bank Personal loan is extensively popular for its quick loan approval –Personal Loans are approved within 72 of complete documents submission. ICICI Personal Loan Eligibility Calculator is the best option to know your eligibility to choose the finest Personal Loan which can be availed at feasible Fixed rate of Interest, with flexible loan tenures upto 60 months, Repayment through Auto-debit/ECS/PDC and lots more. ICICI Bank Personal Loan can be utilized for House renovation, Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, Short Term Working Capital, Any other personal emergency.

ICICI Bank Home Loan is the quickest and easiest Home Loan which has higher eligibility and lower EMIs at attractive interest rates. Get your ICICI personal loan linked with Home Loan without any hassle.

ICICI Bank Personal Loan Interest Rates JAN 2017

Interest Rate 11.47% – 22.00%
Processing fee range Upto 2.25% of loan amount plus service tax
Loan Amount Loan up to Rs. 15 Lakhs
Tenure Flexible tenures up to 60 months

ICICI Bank Personal Loan EMI Calculator

ICICI Bank Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

ICICI BANK PERSONAL LOAN ELIGIBILITY

For salaried

  • 23 years – 58 years.

  • Monthly income of Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata)

  • 2 years in job/profession

  • 1 years in current residence

For self-employed

  • 28 years (self employed individuals) and 25 years (for doctors); Maximum age – 65 years

  • Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financial (Annual turn over)

  • In current business for at least 5 years and minimum 3 years for doctors.

  • Having regular transactions or proper relationship with ICICI Bank.

ICICI BANK PERSONAL LOAN DOCUMENTS REQUIRED

List of documents for Salaried

  • Passport / Driving License / Voters ID / PAN Card

  • Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport

  • Latest 3 months Bank Statement (where salary/income is credited)

List of documents for Self-Employed

  • KYC Documents : Proof of Identity; Address proof; DOB proof.

  • Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one)

  • Income proof (audited financial for the last two years)

  • Latest 6 months Bank statement.

  • Office address proof, Proof of residence or office ownership.

  • Proof of continuity of business.

ICICI BANK Personal Loan Prepayments
  • 5% of principal outstanding plus service tax

  • Other charges are also applicable as per bank’s norms.

ICICI BANK USER QUERIES JANUARY 2017

User searches for ICICI Bank Customer Care up +160% in past week – 25.09.2016
User searches for ICICI Personal Loan Eligibility up +100% in past week – 25.09.2016
User searches for ICICI Personal Loan Customer Care Number up +80% in past week – 25.09.2016
User searches for ICICI Bank Personal Loan Customer Care up +80% in past week – 25.09.2016
User searches for ICICI Bank Personal Loan Emi Calculator up +50% in past week – 25.09.2016
User searches for ICICI Personal Loan Calculator up +40% in past week – 25.09.2016
User searches for ICICI Bank Login up +90% in past week – 21.09.2016
User searches for ICICI Bank Personal Loan Application Status up +90% in past week – 21.09.2016
User searches for ICICI Bank Personal Loan Customer Care Number up +50% in past week – 21.09.2016
User searches for ICICI Bank Personal Loan up +120% in past week – 16.09.2016
User searches for ICICI Bank Personal Loan Status up +80% in past week – 13.09.2016
User searches for Personal Loan From ICICI Bank up +50% in past week – 30.09.2016
User searches for ICICI Customer Care up +300% in past week – 25.09.2016
User searches for ICICI Bank Personal Loan Calculator up +120% in past week – 25.09.2016

If a customer opting Personal Loan of an amount ₹ 2,22,000, interest rate given by ICICI Bank is 14.50% for 3 years loan term. Now customer have to check what will be the exact emi, total interest amount per year, total outstanding amount per year & more.

Loan Amount Tenure Interest Rate Loan EMI
₹ 2,22,000.00 36 months (3 years) 14.50% ₹ 7641.46

YEARLY & MONTHLY CALCULATED VALUES FOR ICICI BANK PERSONAL LOAN AMOUNT OF Rs. 2,22,000 @ INTEREST RATE OF 14.50% FOR 3 YEARS (36 MONTHS)

Note : Values calculated on 01.01.17

YEAR PRINCIPAL AMOUNT INTEREST AMOUNT OUTSTANDING AMOUNT
1 RS. 63,619 RS. 28,073 RS. 158,381
2 RS. 73,482 RS. 18,210 RS. 84,899
3 RS. 84,991 RS. 6,818 RS. 0