ICICI Personal Loan, Interest Rate and EMI Calculator April 2017

 

(Updated on 01.04.17) ICICI Personal Loan EMI Calculator April 2017: Get Instant Quick & Easy Approval on ICICI Personal Loan. Loansninsurances.com provide a simple tool to calculate your Personal Loan ✓ Eligibility ✓ Monthly EMI ✓ Loan Amount ✓ ROI ✓ Principal Amount ✓ Total Interest & more online.

ICICI Bank to Link with Paytm for Personal Loan

Payment services and e-commerce firm Paytm, in association with the ICICI Bank, will be offering micro-loans to its wallet-users soon.

  • After receiving the final approval from RBI to formally launch its own payment bank, Paytm will be offering micro-loans between ₹5,000 to ₹20,000.

  • The loan amount will be disbursed by the ICICI bank and will be credited to the paytm wallet.

  • Loan eligibility will be decided on the basis of transaction history, particularly electricity and mobile bill payments.

  • ICICI bank also tied up with Truecaller, to allow Truecaller users to make P2P payments.

ICICI PERSONAL LOAN – QUICK, EASY & INSTANT APPROVAL ONLINE

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

ICICI Personal Loan

ICICI Personal Loan is the widely preferred multi-purpose loan perfectly designed to help borrowers to fulfill their any immediate authentic financial emergency. ICICI Personal loan is extensively popular for its quick loan approval –Personal Loans are approved within 72 of complete documents submission. ICICI Personal Loan Eligibility Calculator is the best option to know your eligibility to choose the finest Personal Loan which can be availed at a feasible Fixed rate of Interest, with flexible loan tenures up to 60 months, Repayment through Auto-debit/ECS/PDC and lots more. ICICI Personal Loan can be utilized for House renovation, Holidays, Purchase of consumer durables, Education, Marriage, Short Term loan for equipment purchase, Short Term Working Capital, Any other personal emergency.

ICICI Bank Home Loan is the quickest and easiest Home Loan which has higher eligibility and low EMIs at attractive interest rates. Get your ICICI personal loan linked with Home Loan without any hassle.

ICICI Personal Loan Interest Rates March 2017

Interest Rate 11.47% – 22.00%
Processing fee range Upto 2.25% of loan amount plus service tax
Loan Amount Loan up to Rs. 15 Lakhs
Tenure Flexible tenures up to 60 months

ICICI Personal Loan EMI Calculator

ICICI Bank Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

ICICI Personal Loan Eligibility

ICICI Personal Loan for Salaried Individual

  • 23 years – 58 years.

  • Monthly income of Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata)

  • 2 years in job/profession

  • 1 years in current residence

ICICI Personal Loan for Self-employed Individuals

  • 28 years (self-employed individuals) and 25 years (for doctors); Maximum age – 65 years

  • Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financial (Annual turn over)

  • In current business for at least 5 years and minimum 3 years for doctors.

  • Having regular transactions or proper relationship with ICICI Bank.

ICICI Personal Loan Documents Required

List of documents for Salaried Individuals

  • Passport / Driving License / Voters ID / PAN Card

  • Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport

  • Latest 3 months Bank Statement (where salary/income is credited)

List of documents for Self-Employed Individuals

  • KYC Documents : Proof of Identity; Address proof; DOB proof.

  • Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one)

  • Income proof (audited financial for the last two years)

  • Latest 6 months Bank statement.

  • Office address proof, Proof of residence or office ownership.

  • Proof of continuity of business.

ICICI Personal Loan Prepayments
  • 5% of principal outstanding plus service tax

  • Other charges are also applicable as per bank’s norms.

ICICI BANK USER QUERIES APRIL 2017

User searches for ICICI Bank Personal Loan Status up +80% in past week – 13.12.2016
User searches for Personal Loan From ICICI Bank up +50% in past week – 30.01.2017
User searches for ICICI Customer Care up +300% in past week – 25.02.2017
User searches for ICICI Bank Personal Loan Calculator up +120% in past week – 28.03.2017

If a customer opting Personal Loan of an amount ₹ 2,22,000, interest rate given by ICICI Bank is 14.50% for 3 years loan term. Now customer have to check what will be the exact emi, total interest amount per year, total outstanding amount per year & more.

Loan Amount Tenure Interest Rate Loan EMI
₹ 2,22,000.00 36 months (3 years) 14.50% ₹ 7641.46

YEARLY & MONTHLY CALCULATED VALUES FOR ICICI BANK PERSONAL LOAN AMOUNT OF Rs. 2,22,000 @ INTEREST RATE OF 14.50% FOR 3 YEARS (36 MONTHS)

Note : Values calculated on 01.03.17

YEAR PRINCIPAL AMOUNT INTEREST AMOUNT OUTSTANDING AMOUNT
1 RS. 63,619 RS. 28,073 RS. 158,381
2 RS. 73,482 RS. 18,210 RS. 84,899
3 RS. 84,991 RS. 6,818 RS. 0